Hyrum Smith, PhD, CFP®, CPA
Live Within Your Meaning™ | Fee-Only Fiduciary Advisor
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Live Within Your Meaning™ | Fee-Only Fiduciary Advisor
Areas of Focus
- Education Funding
- Estate Planning
- Insurance
- Investment Management
- Medicare / IRMAA Planning
- Retirement Income Planning
- Social Security Optimization
- Tax-Efficient Planning
About Hyrum Smith, PhD, CFP®, CPA
Hi, I'm Hyrum Smith, Managing Partner and Senior Advisor at Livet Wealth.I graduated with my PhD in Personal Financial Planning from Texas Tech University, and hold an MBA from the University of Utah and a B.S. in accounting from Utah State University. I am also a Certified Public Accountant (CPA) and a CERTIFIED FINANCIAL PLANNER™ professional. I have been serving clients and managing advisory firms for over 10 years.
I have over 15 years of experience teaching, first at Virginia Tech and then at Utah Valley University's (UVU) nationally ranked financial planning program, where I was awarded the Most Outstanding Professor of Year in UVU's Woodbury School of Business.
I love to use my passion for teaching to simplify complicated financial topics for others, so they feel more empowered in what they do. I am also currently serving on Utah's my529 Investment Advisory Committee.
Outside the office, I enjoy spending available time with my family and cheering on Melissa in her home projects, going on hikes, and trying to keep up with my children on half marathon runs, attending musical concerts, or catching a great Yankees game with my family.
Professional Designations
- CERTIFIED FINANCIAL PLANNER ®
- Certified Public Accountant (CPA)
- Ph.D. in Personal Financial Planning
Affiliations
- National Association of Personal Financial Advisors
Primary Location
1642 E Spanish Fork Pkwy, Suite 201, Spanish Fork, UT 84660
Additional Locations
📍 1308 S 1700 E Suite 208 Salt Lake City, UT, 84108
Meeting Options
- Video Conference
- In-Person
- Phone
Compensation Methods
- Fee Only
- Percentage of Assets Managed
What to expect in the first meeting
Click the 'Book Intro Call' button above and complete the brief form to schedule a free introductory conversation. We'll get to know each other and I'll listen to understand your unique circumstances so we can determine the best way to proceed. I look forward to speaking with you.Offers Investment Management
Yes
About Livet Wealth
Livet Wealth is an independent, fee-only financial planning and investment management firm headquartered in Spanish Fork, Utah, with an additional office in Salt Lake City.We Work for You
As fee-only fiduciary advisors, we work exclusively for you. No commissions, sales pitches, or hidden agendas, just honest advice tailored to your situation and best interests. Our team, led by a PhD, CPA, and a CERTIFIED FINANCIAL PLANNER®, is here to help you make smart financial decisions, no matter what stage you are in.
Focus on Life
We handle the complexity so you can focus on life, at whatever stage you are in.
Accumulation
We help you make the most of your wealth-building years by designing a detailed financial plan to save and invest for your future, with custom tax strategies, debt and cash flow management, risk/insurance analysis, and ongoing investment management, so you can grow your money while still enjoying life today.
Pre-Retirement
We generate detailed retirement and tax projections that help you navigate the critical decisions leading up to retirement, whether that be maximizing tax savings and investment opportunities, optimizing Social Security benefits, understanding Medicare options, or rolling over retirement plans, all with the purpose of helping you plan and live your retirement to its fullest.
Distribution
We create custom income strategies for retirement that help you minimize taxes and optimize decisions around distributions, social security, and Roth IRA conversions, all while helping you prepare to distribute your assets with purpose through effective estate and charitable planning.
Why Work With Us
As fee-only fiduciary advisors, we work exclusively for you. There are no commissions, sales pitches, or hidden agendas — just honest advice tailored to your situation and best interests.
Education
Texas Tech University, PhD, Personal Financial Planning | University of Utah, Master of Business Administration | Utah State University, Bachelor of Science, Accounting
Hobbies and Interests
- Baseball
- Family
- Hiking
- Music
- Running
SEC Lookup
View DisclosureWho We Serve
- Baby Boomers
- Business Owners
- Corporate Executives
- Dual Income Family
- Entrepreneurs
- Families
- Gen X
- High Net Worth
- Intergenerational Families
- Living in Retirement
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