I’m wondering if it would ever be a sound decision to leave a house with a 2.7% interest rate. I owe $330000 on a 3000 square foot house. However, I live on 3 acres, my husband and I are getting old, and it’s hard to keep up with the lawn, and we live where it’s very snowy. And the electric bills are $800 a month, and snow plowing sometimes is $300 a month, so the landscaping and the size of the yard adds a lot of extra fees to our mortgage. Our taxes are about 4000 for the 3 acres. We’ve thought about downsizing, but we’re afraid that it would be foolish leaving an interest rate of 2.7 . Because in this market, we wouldn’t be able to find something this size for this price. We have no credit card bills and one car payment but no 401k or savings. Should we just stay here for good? We are in Pennsylvania
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