Tim Witham, CFP®
Helping Mid-Career Professionals Balance Today’s Life with Tomorrow’s Goals
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Serving Clients Nationwide
Helping Mid-Career Professionals Balance Today’s Life with Tomorrow’s Goals
Areas of Focus
- Cash Flow
- Equity Compensation Options
- Estate Planning
- Financial Planning
- Insurance
- Investment Management
- Retirement Planning
- Tax-Efficient Planning
About Tim Witham, CFP®
Hi, I'm Tim Witham, Founder of Balanced Life Planning.I was born and raised in Canton, OH and relocated to the Cincinnati area to attend Xavier University. During that time, I met my wife Erica, and we settled in Villa Hills, KY. We have three beautiful daughters: Molly, Taylor, and Charlotte. We enjoy traveling, various sports, and dogs (we have three dogs Rev, Louis, and Teller).
I started in the Financial Services industry at a large investment firm in 2011. During my nearly 10 years there, I worked my way from customer service, through various trading positions, to a book of clients of over 900 high-net worth households that I assisted with planning and investing. In February 2015, I earned my CFP® marks (CERTFIED FINANCIAL PLANNER™).
In September 2020, I decided it was time for a change that offered a better life balance and client experience. I joined a smaller firm in Blue Ash, OH, as a Senior Advisor. During that time, I gained valuable experience working through complex planning scenarios with high-net worth clients, managing day to day operations of the firm, and was closely connected to a first-class CPA firm.
Of the thousands of clients I've had the privilege to serve, several carried ranging degrees of regret around their financial planning path. Most of which sounded like: "if I knew then what I knew now, I would have...". I have designed Balanced Life Planning to meet clients and families where they are earlier in life to create better financial outcomes.
Professional Designations
- CERTIFIED FINANCIAL PLANNER ®
Affiliations
-
Fee Only Network
- National Association of Personal Financial Advisors
- XY Planning Network
- National Association of Personal Financial Advisors
Primary Location
Villa Hills, KY, 41017
Video
Meeting Options
- Video Conference
- In-Person
- Phone
Compensation Methods
- Fee Only
- Hourly Rate
- Percentage of Assets Managed
- Subscription
What to expect in the first meeting
Click the 'Book Intro Call' button above to schedule a free introductory conversation. We'll get to know each other and I'll listen to understand your unique circumstances so we can determine the best way to proceed. I look forward to speaking with you.Offers Investment Management
Yes
About Balanced Life Planning
Balanced Life Planning is a fee-only, fiduciary financial planning firm specializing in tax planning, investment management, and retirement strategies for mid-career professionals, serving clients in Cincinnati and Northern Kentucky as well as virtually nationwide.Our Mission
Our mission is to balance families' financial and lifestyle goals for today, tomorrow, and their legacy. We were created to help mid-career individuals and families find balance between the financial and lifestyle needs of today, tomorrow, and legacy — a season of life that often includes career changes, raising kids, saving for college, saving for retirement, and potentially caring for aging parents.
Who We Serve
We work with mid-career individuals and families, including professionals with more complex compensation such as stock options, RSUs, deferred compensation, and Employee Stock Purchase Plans (ESPPs), as well as families who prefer to manage their own investments and want comprehensive planning without full investment management.
Our Services
We offer a variety of service and fee structures designed to meet clients where they are in their financial journey — from full-service planning and investment management, to planning-only engagements, to project-based planning for unique situations with a defined scope. As a Fee-Only firm, we never earn commissions or receive income from products or providers based on sales; our only incentive is your success. We're happy to meet in person, via video conference, or by phone.
Education
Xavier University, Bachelor's Degree, Marketing & Entrepreneurship
Hobbies and Interests
- Family
SEC Lookup
View DisclosureWho We Serve
- Caregivers
- Corporate Executives
- Dual Income Family
- Families
- Gen X
- Intergenerational Families
- Parents
- Young Families
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