Scott Hurt, CFP®, CPA
The Financial Advisor You Hire When Retirement is Priority #1
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The Financial Advisor You Hire When Retirement is Priority #1
Areas of Focus
- Estate Planning
- Investment Management
- Long-Term Care
- Medicare / IRMAA Planning
- Retirement Income Planning
- Retirement Planning
- Social Security Optimization
- Tax-Efficient Planning
About Scott Hurt, CFP®, CPA
Hi, I'm Scott Hurt. I'm a Financial Advisor for Covenant Wealth Advisors in Richmond and Williamsburg, VA. I am a Certified Public Accountant (CPA) and a CERTIFIED FINANCIAL PLANNER™ (CFP) practitioner.I have over 17 years of experience in the financial services industry in the areas of financial planning and investment management.
I joined Covenant Wealth Advisors in 2020 and specialize in income tax reduction strategies and financial planning for retirement.
Prior to joining the firm, I was a Financial Advisor for an Ameriprise Financial practice in Richmond, VA. In that role, I focused on providing financial planning and investment management services to individuals and families.
I am an active member of the Financial Planning Association (FPA).
I graduated from the University of Florida in 2003 with a BS in Finance and earned a Post-Baccalaureate Certificate in Accounting from Virginia Commonwealth University in 2012.
I am an active member of St. James's Episcopal Church in Richmond, VA, and enjoy spending free time with my wife, Anne, and young son, William.
Professional Designations
- CERTIFIED FINANCIAL PLANNER ®
- Certified Public Accountant (CPA)
Affiliations
- Financial Planning Association
Primary Location
8001 Franklin Farms Drive, Suite 208, Richmond, VA 23229
Video
Meeting Options
- Video Conference
- In-Person
- Phone
Compensation Methods
- Fee Only
- Percentage of Assets Managed
What to expect in the first meeting
Click the 'Book Intro Call' button above to schedule your free, no obligation intro meeting. If you're ready to take the first step towards a worry-free retirement, schedule your personal consultation today—absolutely free! This is a free, no-obligation retirement consultation reserved for investors with over $1 million in savings and investments (excluding real estate).Offers Investment Management
Yes
About Covenant Wealth Advisors
Covenant Wealth Advisors is an independent, fee-only wealth management firm built for one stage of life: the years leading up to and through retirement. We work with individuals and families age 50 and older who have $1 million or more in investments, not counting real estate.Founded in 2010, we have offices in Richmond, Reston, and Williamsburg, Virginia, and work with clients nationwide by video. We have more than $1.05 billion in assets under management (as of June 30, 2026).
Why We're Different
✔️ Fiduciary and fee-only. We're legally required to act in your best interest. We never earn commissions or accept payments from product companies, which reduces conflicts of interest.
✔️ Retirement is our specialty. Our planning centers on the decisions that matter most in your 50s, 60s, and 70s: when to retire, how much you can spend, when to claim Social Security, how to plan for Medicare and long-term care, and which accounts to draw from first.
✔️ Tax planning built in. Our team includes a CPA and an Enrolled Agent who work alongside our advisors on Roth conversions, withdrawal strategies, charitable giving, and Medicare premium surcharges (IRMAA). We coordinate with your tax preparer; we don't prepare returns.
✔️ Experienced advisors with time for you. Nine CFP® professionals with an average of 14+ years of industry experience, and a 60 to 1 client to advisor ratio.
✔️ Evidence-based investing. Globally diversified, low-cost portfolios grounded in decades of academic research rather than market forecasts. Your assets are held in your name at Charles Schwab or Fidelity.
Recognition*
USA Today/Statista, Best Financial Advisory Firms 2026
Newsweek/Plant-A-Insights Group, America's Top Financial Advisory Firms 2026
Forbes/SHOOK Research, Best-In-State Wealth Advisors 2026 (Mark Fonville)
98% client retention in 2025.**
*See the Awards tab for disclosures, including compensation Covenant paid for licensing rights. Rankings are not indicative of any client's experience or of future performance.
**Retention = (clients at end of 2025 minus new clients added during 2025) divided by clients at start of 2025. Past retention is not indicative of future client satisfaction or retention.
Education
University of Florida, Bachelor of Science, Finance | Virginia Commonwealth University, Post-Baccalaureate Certificate, Accounting
Hobbies and Interests
- Church
- Family
- Golf
- Running
- Skiing
SEC Lookup
View DisclosureWho We Serve
- Baby Boomers
- Corporate Executives
- Couples
- Dual Income Family
- Families
- Gen X
- Intergenerational Families
- Living in Retirement
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