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Ask an Advisor: I lost $137,000 in the bond market. Should I liquidate or hold the course? Investments are in an IRA so I cannot write off the losses.

Allen Mueller, CFA, MBA

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Ask an Advisor: Will contributing more to my 401(k) lower my tax bracket?

Zack Swad, CFP®

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Ask an Advisor: My husband passed away, and I am 63. I still work full-time and earn more than $21,300. For Social Security, do your earnings count minus your pretax health plan and your 401(k), or does it go by your actual earnings?

Michael Acosta, CFP®

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Ask an Advisor: What are the safest ways to invest in cryptocurrencies? (Plus, how to avoid crypto scams, and more.)

David Warshaw, CFP®, CHFC®, CLU®

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Ask an Advisor: I own a rental house in a popular Denver neighborhood. Am I better off financially by securing long-term renters, or should I list the property on Airbnb to generate income from short-term rentals?

Blaine Thiederman, CFP®

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Ask an Advisor: I am 61. My former husband died last year. We were married for over 10 years but ultimately divorced. Am I entitled to apply for any Social Security survivor’s benefits?

Mike Hunsberger, ChFC®, CFP®

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Ask an Advisor: Should I sell my home? I recently became a widow, and I’m not sure if I should sell my home and buy another home or rent. My home is filled with many memories, but it’s also a lot to take care of now.

Elliott Appel, CFP®, CLU®, RLP®

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Ask an Advisor: Can I Retire Early? I consider myself very fortunate to be where I am and think I have prepared pretty well but would like your advice on possible earlier retirement.

Jesse Carlucci, CFP®, Ph.D

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Ask an Advisor: My wife passed away at 55 with 38 quarters of Social Security earnings. Can I collect survivor’s benefits when I retire?

Jamie Lima, MBA, CFP®, CDFA®