Wealthtender Wealthtender

Financial Professionals

Sign In Or Sign Up

Individuals

Subscribe for Money Tips
Wealthtender

Andrew Schmuhl, CFP®, ChFC®, CEPA®

Financial Planning for Your Future | Fee-Only Fiduciary

Connect Cancel

Wealthtender Community Connect helps people discover the best financial advisors for their individual needs through their favorite blogs and podcasts.

Click Here to Learn More
Contact Me
GDS Wealth Management Andrew Schmuhl, CFP®, ChFC®, CEPA®
Flower Mound, TX

Serving Clients Nationwide

Financial Planning for Your Future | Fee-Only Fiduciary

(469) 212-8072

Website

Areas of Focus

  • Business Owners
  • Estate Planning
  • Financial Planning
  • High Net Worth
  • Investment Management
  • Retirement Income Planning
  • Retirement Planning
  • Social Security Optimization
  • Tax-Efficient Planning

About Andrew Schmuhl, CFP®, ChFC®, CEPA®

Hi, I'm Andrew Schmuhl, a CERTIFIED FINANCIAL PLANNER™ practitioner. In addition to my CFP® certification, I have earned the Chartered Financial Consultant® designation. I graduated from the University of North Texas with a bachelor’s degree in Risk, Insurance, and Financial Services, with a concentration in Financial Planning.

Before transitioning to the wealth management industry, I worked in the insurance sector. After witnessing many unexpected events that can impact people’s lives, I decided to move into wealth management to help individuals and families better understand and plan for their financial futures. As a Financial Advisor, I focus on helping clients feel informed as they consider their financial plans. With the support of the GDS Wealth Management team, I work closely with clients to develop personalized financial plans aligned with their individual needs and goals.

Outside of work, I enjoy spending time with my family. I am one of five children, so family get-togethers are always a fun time! I also enjoy staying active and being outdoors. I am currently working on my golf game and have played at several courses across North Texas. I also enjoy spending time at the lake. While I have visited several lakes within driving distance of the DFW area, one of my favorite spots is Pace Bend Park at Lake Travis, Texas. If you know of any other great locations, be sure to share them with me!

Professional Designations

  • Certified Exit Planning Advisor (CEPA)
  • CERTIFIED FINANCIAL PLANNER ®
  • Chartered Financial Consultant (ChFC)

Primary Location

2910 Lakeside Village Blvd, Flower Mound, TX 75022

Video

Meeting Options

  • Video Conference
  • In-Person
  • Phone
Book Intro Call

Compensation Methods

  • Fee Only
  • Percentage of Assets Managed

What to expect in the first meeting

Click the Book Intro Call button above and complete the brief form to get started. We’ll contact you within 24 hours to schedule your complimentary financial consultation, either online or at our office, whichever works best for you. The call typically lasts about 30 minutes. During the session, we’ll learn about your goals, answer your questions, and walk you through our process. You’ll leave with a clear view of your finances and practical next steps. There’s no obligation. We look forward to speaking with you.

Offers Investment Management

Yes

About GDS Wealth Management

Your financial strategy should evolve as your life and wealth become more complex. At GDS Wealth Management, we help retirees and business owners with $1M+ in investable assets build personalized financial plans designed to support long-term growth, reduce uncertainty, and help you transition into retirement with confidence.

GDS Wealth Management was founded on a deep-rooted belief in service and integrity. Inspired by a legacy of missionary work, our founder, Glen Smith, saw financial planning as a way to serve others with compassion and purpose. Today, that spirit lives on in everything we do.

As an independent, fee-only, SEC-registered investment adviser headquartered in Flower Mound, Texas, we are legally and ethically bound to act in our clients' best interest — no commissions, no hidden agendas, no conflicts of interest. We believe in building lasting partnerships rooted in trust, transparency, and personalized service.

While our roots are in the Dallas–Fort Worth area, we proudly serve clients throughout the United States, delivering the personal attention of a boutique firm paired with the depth and expertise of a national practice.

Education

University of North Texas, Bachelor of Business Administration - BBA, Financial Planning and Services

Hobbies and Interests

  • Family
  • Golf

SEC Lookup

View Disclosure

Who We Serve

  • Baby Boomers
  • Business Owners
  • Corporate Executives
  • Dual Income Family
  • Entrepreneurs
  • Families
  • Gen X
  • Individuals
  • Intergenerational Families
  • Living in Retirement

Wealthtender® is a trusted, independent financial directory and educational resource governed by our strict Editorial Policy, Integrity Standards, and Terms of Use. While we receive compensation from featured professionals (a natural conflict of interest), we always operate with integrity and transparency to earn your trust. Wealthtender is not a client of these providers. Testimonials may not be representative of other clients’ experiences and do not guarantee future performance or success.

Get answers to frequently asked questions regarding the services offered by Andrew Schmuhl, CFP®, ChFC®, CEPA® View Disclosures

FAQs

Is GDS a fiduciary financial advisor? 
Yes. GDS operates as a fee-only fiduciary; meaning advice is objective and not driven by commissions or product sales.  A fiduciary is legally required to always act in your best interest.
Does GDS work with clients outside of Texas? 
Yes. While based in the DFW area (Dallas/Fort Worth), GDS also serves clients in Florida, California, New York, and nationwide using secure digital technology and virtual meetings. 
How do you get paid?
Here at GDS Wealth Management, we are a fee-only firm, meaning we are paid an annual percentage for the assets you have under our management. We aim to make our fee structure fully transparent. With fee-only management, there are no commissions, no kickbacks, and no proprietary products. Your exact fee is determined by the size and complexity of your situation and generally ranges from 0.50% to 1.25% of assets under management.
How much does it cost to come in and see a financial advisor?
You deserve personalized financial guidance that fits your unique goals and circumstances. That's why we offer a complimentary, no-obligation consultation where you can explore your financial priorities and see if our approach aligns with your needs. During this initial meeting, you'll have the opportunity to ask questions, discuss your objectives, and determine whether partnering with a GDS Wealth Management financial advisor feels right for you. Contact us today to schedule your consultation.
Do you have a minimum amount required to work with you?
In order to ensure that our clients receive the exemplary service and personalized attention that we are known for, our clients have a minimum of $1,000,000 in investable assets.

FAQ Disclosures

To view all firm disclosures and material risks, please visit gdswealth.com/disclosures.