Anessa Custovic, PhD

Building Robust Strategies with Detailed Research & Expertise

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Cardinal Retirement Planning Anessa Custovic, PhD She/Her
Chapel Hill, North Carolina

Serving Clients Nationwide

Building Robust Strategies with Detailed Research & Expertise

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Areas of Focus

  • Alternative Investments
  • Investment Management
  • Real Estate Investing
  • Retirement Planning
  • Socially Responsible Investing

About Me

After graduating from Arcadia University with a Bachelor of Arts in International Business and studying Economics and Math at Temple University, Anessa Custovic earned her PhD in Financial Econometrics from the University of North Carolina at Chapel Hill. During her time at UNC-CH, she gained valuable private-sector consulting experience, providing consulting services ranging from quantitative research and risk management to model validation. She also helped run the Quantitative Financial Economics program and taught several economics classes.

Anessa helped develop Cardinal Retirement Planning, Inc.’s unique asset allocation software. She has extensive experience in econometric and statistical modeling techniques from her PhD curriculum and research at UNC-CH. Her other professional experience includes: asset allocation, strategic and tactical portfolio positioning, and credit risk.

Anessa has been published in the Journal of Risk and Financial Management and is still conducting academic research outside of her professional obligations. Her research interests within economics and statistics include: applied econometrics, financial economics, finance, time series econometrics, and mixed frequency models. In her free time, Anessa is a dog trainer and competes in dog sports with her three dogs, Dash, Kara, and Wally.

Primary Location

Chapel Hill, NC 27516

Meeting Options

  • Video Conference
  • In-Person
  • Phone
  • Group Classes

Compensation Methods

  • Flat Fee
  • Hourly Rate
  • One-time Financial Plan
  • Percentage of Assets Managed

What to expect in the first meeting

We’ll spend up to an hour learning about you, your goals, and your needs. This gives us the background needed to clearly propose areas where we can help and offer immediate advice if we can, and gives us both time to be sure our firm is the right fit. There is no fee for the initial meeting and no obligation to contract our services. Whether you’re just beginning to think about planning for retirement, are exploring investment management, or need an independent review of 401(k) options or insurance benefits, we’re here to help. Click the 'Book Intro Call' button above and fill out the form to connect with us. We look forward to helping you!

Offers Investment Management


About our Firm

Originally chartered in 2013, Cardinal Retirement Planning, Inc. provides comprehensive investment advising and management, financial planning, and tax consulting. Doug “Buddy” Amis took over ownership in 2018.

In 2018, Buddy began to incorporate work from PhDs, including CIO Anessa Custovic, with backgrounds in quantitative modeling & research and financial econometrics instruction.Cardinal Retirement Planning pairs our sophisticated quantitative research with longstanding principles of financial planning to create holistic plans that are robust enough to weather financial uncertainties but also flexible enough to support life’s surprises. Leverage our experience in financial planning, investment management, and tax planning; Cardinal Retirement Planning’s team of professionals can help you make dollars and sense.


The University of North Carolina at Chapel Hill, Doctor of Philosophy (PhD) Economics


Hobbies and Interests

  • Animal Rescue
  • Animals
  • Board Games
  • Cooking
  • Eating Out
  • Exercising
  • Grilling
  • Hiking
  • Movies
  • Soccer
  • Television
  • Traveling

Who We Serve

  • Baby Boomers
  • Business Owners
  • Caregivers
  • Corporate Executives
  • Couples
  • DIY Investors
  • Educators
  • Gen X
  • Healthcare Professionals
  • Investors
  • LGBTQ Couples
  • Living in Retirement
  • Nonprofit Employees
  • Physicians
  • Real Estate Investors
  • Technology Professionals
  • Veterans
  • Widow
  • Women in Transition
  • Women Professionals
  • Women’s Finance

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