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Argenis David Biscardi, CFP® MS

Investment Adviser | Latino CFP® | Turning Your Success Into Generational Wealth

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Pacific Financial Partners Argenis David Biscardi, CFP® MS
Lafayette, CA

Serving Clients Nationwide

Investment Adviser | Latino CFP® | Turning Your Success Into Generational Wealth

7 Certified Advisor Reviews™
5 out of 5 Stars
Jump to Reviews

(925) 298-5269

Website

Areas of Focus

  • Business Owners
  • Cash Flow
  • Education Funding
  • Emergency Savings
  • Employee Benefits
  • Employee Stock Options
  • Equity Compensation Options
  • Estate Planning
  • Financial Planning
  • Insurance
  • Investment Management
  • Legacy Planning
  • Life Insurance
  • Long-Term Care
  • Retirement Income Planning
  • Retirement Planning
  • Roth Conversion Strategies
  • Saving for College
  • Setting Up Retirement Accounts
  • Tax-Efficient Planning
  • Tax-Smart Accumulation Planning
  • Tax-Smart Distribution Planning

About Argenis David Biscardi, CFP® MS

Hi, I'm Argenis Biscardi. I am a Fiduciary Financial Advisor & Certified Financial Planner® with a passion for turning complex financial landscapes into clear, actionable pathways for success.

As part of a select group of Latino CFP® professionals in the United States, I, with a solid education, ongoing preparation, and a strong ethical commitment, always put my clients' interests first.

I have a Mechanical Engineering degree from Fermin Toro University in Venezuela obtained in 2005, FINRA Series 6, 7, and 63 securities licenses, and the following Financial Credentials: ChFC® (Chartered Financial Consultant), and the WMCP® (Wealth Management Certified Professional) from The American College of Financial Services/ King of Prussia, Pennsylvania, USA. I also obtained the CFP® (CERTIFIED FINANCIAL PLANNER™) designation in April 2024.

As a CFP® and investment Adviser, I strive to provide my clients with optimal strategies and solutions to help them grow, protect, and conserve their wealth through all stages of life. Passionate about financial education, I ensure the solutions and options I offer are comprehensible to every individual, family, and business. I am committed to constantly mastering my capabilities, diligently educating my clients and community while providing honest and informed advice to all I serve.

Professional Designations

  • CERTIFIED FINANCIAL PLANNER ®
  • Chartered Financial Consultant (ChFC)
  • Wealth Management Certified Professional (WMCP)

Affiliations

  • CFP Board
  • Financial Planning Association

Primary Location

3703 Mt Diablo Blvd, Lafayette, CA 94549

Meeting Options

  • Video Conference
  • In-Person
  • Phone
Book Intro Call

Compensation Methods

  • Fee Based
  • Percentage of Assets Managed

What to expect in the first meeting

Click the Book Intro Call button above and take a few minutes to explore our Financial Planning & Investment Management services, and answer a few quick questions. At the end, you'll be able to schedule a time for your no-cost meeting and receive your complimentary, no-obligation financial plan. I look forward to speaking with you.

Offers Investment Management

Yes

About Pacific Financial Partners

From our beginning on the Hawaiian Islands, our firm, Pacific Financial Partners (PFP) has helped corporations and families to achieve their financial objectives for over 90 years. For several decades, we were part of the John Hancock Life Career Agency system. Although a transition to the independent channel was completed in late 2018, we were able to help over 50,000 life insurance clients all over the country.

Our mission is to always keep our clients first, our reputation is based on long-term relationships helping our partner practices assist their clients in pursuing their dreams for themselves and their families.

In July 2013, PFP expanded to new headquarters in Northern California. In the winter of 2014, PFP also expanded with an office in the LA/Southern California area.

Under the leadership of CEO, Luiz Boscardin, PFP continues to grow. PFP Partner Firms currently operates on the following States: California, Hawaii, Texas, New Mexico, Nevada, Arizona, Washington, Illinois, Kansas, Massachusetts, Ohio, Oregon and Utah.

Our associated professionals offer a full range of sophisticated and contemporary financial solutions, to a diverse clientele of individuals, families and businesses.

As a modern nationwide financial services firm, PFP has approximately $4 billion under management and over 80 independently associated Financial professionals.

PFP and its staff of over 10 professionals with a combined experience of over 200 years thrives by cultivating and supporting its’ partner practices, who offer a personalized high-touch approach to helping their clients reach their financial goals.

Our firm is honored to be of service to our partner firms and practices. These relationships are always at the forefront of our thinking and are the basis for all the decisions and resources we provide to our partner firms.

Our firm is dedicated to building long-term client relationships, which we know must be earned each and every day, it is our life-long commitment to achieve client service excellence

Securities and investment advisory services are offered through Osaic Wealth, Inc., member FINRA/SIPC.

Education

Universitat de Barcelona Master's degree, Master in FinTech: Finance Digital Transformation | The American College of Financial Services | Universidad Fermin Toro, BS, Mechanical Engineering

Hobbies and Interests

  • Basketball
  • Exercising
  • Family
  • Reading
  • Working Out

SEC Lookup

View Disclosure

Who We Serve

  • Americans Living Abroad
  • Baby Boomers
  • Business Owners
  • Corporate Executives
  • Dual Income Family
  • Engineers
  • Entrepreneurs
  • Expats
  • Families
  • Gen X
  • Gen Y / Millennials
  • Hispanic | Latino
  • Individuals
  • Intergenerational Families
  • Living in Retirement
  • Physicians
  • Technology Professionals
  • Women Professionals

Wealthtender® is a trusted, independent financial directory and educational resource governed by our strict Editorial Policy, Integrity Standards, and Terms of Use. While we receive compensation from featured professionals (a natural conflict of interest), we always operate with integrity and transparency to earn your trust. Wealthtender is not a client of these providers. Testimonials may not be representative of other clients’ experiences and do not guarantee future performance or success.

Write a Review


By clicking submit, you acknowledge this review is based on your own experience and reflects your genuine opinion. You also agree to our review policy, privacy policy, and terms and conditions, and give this financial advisor permission to publicly display your review on their website.

Highly recommend

✅ Wealthtender Certified Advisor Review™
Aug 8, 2026
Argenis has been wonderful to work with - he’s professional, intelligent & patient. Whenever I have questions or concerns, he always make time to provide detailed explanations. Overall, Argenis is terrific and I appreciate his expertise & guidance to help me grow my portfolio.
Relationship to Financial Advisor: Client as of Aug 8, 2026
Compensation: This reviewer received no compensation for this review.
Conflicts of Interest: There are no material conflicts of interest.
Disclosure: Non compensated client testimonial; may not be representative of all client experiences; no guarantee of future performance or success.
Avatar for Anne Oanh Phan-Tran
Anne Oanh Phan-Tran

Argenis was great!!!

✅ Wealthtender Certified Advisor Review™
Jul 17, 2026
Argenis was great! He made everything easy to understand and helped me find the right life insurance policy. He also took the time to explain the different investment options available and answered all of my questions. I really appreciated his patience and professionalism. I highly recommend him!
Relationship to Financial Advisor: Client as of Jul 17, 2026
Compensation: This reviewer received no compensation for this review.
Conflicts of Interest: There are no material conflicts of interest.
Disclosure: Non compensated client testimonial; may not be representative of all client experiences; no guarantee of future performance or success.
Avatar for Blasanis Jaimes
Blasanis Jaimes

Retirement planning

✅ Wealthtender Certified Advisor Review™
Jul 17, 2026
Argenis was very helpful and informative on guiding me through the process of making sure I chose the best investment plan for my retirement. I highly recommend Argenis to anyone seeking financial advice. It's great to have someone clearly explain all the details as investment planning is scary when you don't know where to start or how it works.
Relationship to Financial Advisor: Client as of Jul 17, 2026
Compensation: This reviewer received no compensation for this review.
Conflicts of Interest: There are no material conflicts of interest.
Disclosure: Non compensated client testimonial; may not be representative of all client experiences; no guarantee of future performance or success.
Avatar for Alicia Garibaldi
Alicia Garibaldi

Argenis is the best

✅ Wealthtender Certified Advisor Review™
Jul 14, 2026
Argenis took my complicated case with my business 401(k) plan and really helped me save money and provide security. I could not be more thankful. Truly recommend him to everyone.
Relationship to Financial Advisor: Client as of Jul 14, 2026
Compensation: This reviewer received no compensation for this review.
Conflicts of Interest: There are no material conflicts of interest.
Disclosure: Non compensated client testimonial; may not be representative of all client experiences; no guarantee of future performance or success.
Avatar for Ashley Flowers
Ashley Flowers

401K

✅ Wealthtender Certified Advisor Review™
Jul 14, 2026
Before working with Argenis, our firm's 401(k) was managed through Gusto, and we ran into repeated administrative errors and a real lack of communication that made it hard to trust the process. Argenis stepped in and helped us transition to a new platform, guiding us through every step with clear, responsive communication and a level of attention to detail we hadn't experienced before. If you're considering working with him, I'd say do it—he's reliable, easy to reach, and genuinely invested in getting things right.
Relationship to Financial Advisor: Client as of Jul 14, 2026
Compensation: This reviewer received no compensation for this review.
Conflicts of Interest: There are no material conflicts of interest.
Disclosure: Non compensated client testimonial; may not be representative of all client experiences; no guarantee of future performance or success.
Avatar for Heather Sanders
Heather Sanders

Exceptional CFP

✅ Wealthtender Certified Advisor Review™
Jul 14, 2026
Argenis Biscardi is an outstanding financial planner who knows the industry quite well and can guide his clients to create a successful investment portfolio. Highly recommend
Relationship to Financial Advisor: Client as of Jul 14, 2026
Compensation: This reviewer received no compensation for this review.
Conflicts of Interest: There are no material conflicts of interest.
Disclosure: Non compensated client testimonial; may not be representative of all client experiences; no guarantee of future performance or success.
Avatar for Craig I
Craig I

Trustworthy, knowledgeable and friendly

✅ Wealthtender Certified Advisor Review™
Jul 14, 2026
When I decided to invest, I was not sure where to do it. I had a nice, friendly conversation with Argenis and realized how smart and financially savvy he is, so I decided to work with him. I couldn't have made a better decision. I highly recommend him.
Relationship to Financial Advisor: Client as of Jul 14, 2026
Compensation: This reviewer received no compensation for this review.
Conflicts of Interest: There are no material conflicts of interest.
Disclosure: Non compensated client testimonial; may not be representative of all client experiences; no guarantee of future performance or success.
Avatar for Gerardo Garcia-Jurado
Gerardo Garcia-Jurado
Questions People Ask Before They Hire Me - Straight answers to the questions I get most often. If yours is not here, ask me directly. View Disclosures

FAQs

What types of clients does Pacific Financial Partners work with?
We offer tailored financial guidance to both individuals and business owners. For individuals, we focus on helping you build wealth, protect your family, and preserve your long-term assets. For business owners, we provide help merging company goals with personal wealth strategies. Core business planning services include cash flow management, retirement and employee benefit design, risk management, tax reduction strategies, and succession or exit planning.
Are you a fiduciary? Whose interests come first?
Yours. As a CERTIFIED FINANCIAL PLANNER™ professional, I am required by CFP Board's Standards of Conduct to act as a fiduciary whenever I provide financial advice. That means putting your interests ahead of mine, disclosing conflicts of interest, and following your instructions. I also work in what the industry calls a fee-based model, through a broker-dealer. Some products, particularly insurance, pay commissions. When I recommend something like that, I am held to the SEC's Regulation Best In Best Interest standard and I will tell you plainly what I earn from it.
How are you paid, and what will this cost me?
Two ways, and you will know which one applies before you agree to anything. An ongoing advisory fee on the assets I manage, charged as a percentage per year and deducted from the account. This is how most of my client relationships work. Commissions on certain products, mainly insurance, paid by the product company rather than by you directly. You do not write a check, but the cost is embedded in the product. Ask me for a written breakdown of every dollar I will earn from working with you. I will produce it.
Who actually holds my money?
Not me, and not my firm. Your accounts are held at an independent third-party custodian. I have limited authority to place trades and deduct the agreed-upon fee. I never take possession of your money. You receive statements directly from the custodian, not just from me, and you can log into the custodian's website on your own to see your accounts at any time. Our Broker Dealer is OSAIC Wealth Inc and our custodian is National Financial Services LLC (Fidelity Investments).
Do I need a certain amount to work with you?
My general guideline is $250,000 minimum in investable assets. There is no income requirement. But reach out before you decide you do not qualify, because the guideline is a starting point rather than a wall. Situations where I will always take the conversation regardless of current balances: You own a business, whatever your personal accounts look like. Your assets are about to change because of a sale, an inheritance, or a liquidity event. You have significant equity compensation that has not vested yet.
Will you work with my CPA and my attorney?
Yes, and I prefer to. Most financial mistakes I see are not caused by bad advice. They are caused by good advice that nobody coordinated. Your attorney drafts a trust and nobody re-titles the accounts. Your CPA finds a deduction that conflicts with your retirement plan design. Everyone does their job well and the plan still fails at the seams. If you do not have a CPA or an estate attorney, I can point you toward professionals and solutions. I do not receive compensation for referrals.
What do you actually do for me?
Not just pick investments. That is one piece of it. The work starts with a plan. Where you are, where you want to be, and what has to happen in between. From there: investment management, retirement and tax strategy, business owner planning including company retirement plans and succession, equity compensation, insurance and risk, and estate coordination. The mix depends on you. A business owner needs different work than an executive with RSUs, and a high earner still building assets needs something different again. We sort that out in the first conversation.
What do your credentials mean?
Anyone can call themselves a financial advisor. The title is often misused. Here is what my credentials required. CFP® (CERTIFIED FINANCIAL PLANNER™). A bachelor's degree, coursework across the full financial planning curriculum, a comprehensive board exam, 6,000 hours of experience, ongoing continuing education, and a fiduciary obligation when giving advice. Obtain and maintain FINRA securities licenses. Series 6, 7 and 63. You can verify all of it yourself. Look me up on FINRA at brokercheck.finra.org and on the CFP Board's site.
What happens in the first meeting?
First conversation, 30 min. You tell me what is going on and what you are trying to figure out. I tell you how I work and what it costs. We both decide whether it makes sense to keep talking. No cost, no obligation.
How often will we talk?
Semiannual planning and investments reviews, typically in the Spring and Fall months with availability in between. Life events matter more than the calendar. A business sale, a vesting date, a birth, a death, a job change, or an inheritance should generate a call regardless of when we last met. You will be able to reach me anytime when something changes or if you need support.

FAQ Disclosures

This material is provided for general information and education only. It is not an offer or solicitation to buy or sell any security, and it is not personalized investment, tax, or legal advice. Any strategies discussed may not be suitable for your situation.

Investing involves risk, including the possible loss of principal. Past performance does not guarantee future results. Diversification and rebalancing do not guarantee a profit or protect against loss in a declining market.

Argenis David Biscardi is a registered representative and investment adviser representative. Services described are available only in states where he is properly licensed and registered.

Securities and investment advisory services offered through Osaic Wealth, Inc. member FINRA/SIPC. Osaic Wealth, Inc. is separately owned and other entities and/or marketing names, products or services referenced here are independent of Osaic Wealth, Inc.

Check the background of this financial professional on FINRA’s BrokerCheck at brokercheck.finra.org. Osaic Form CRS is available at osaic.com/crs.

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