Bob Burger, CFP®
Hourly, fee-only financial planning for people in or nearing retirement
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Serving Clients Nationwide
Hourly, fee-only financial planning for people in or nearing retirement
Areas of Focus
- Budgeting
- Cash Flow
- Divorce Financial Planning
- Employee Benefits
- Estate Planning
- Getting out of Debt
- Retirement Income Planning
- Social Security Optimization
About Bob Burger, CFP®
Hi, I'm Bob Burger, Founder of Disciplined Money.My focus is on serving financial planning clients via an hourly fee-only model. I feel this is the best way to serve your needs without making you agree to services you don’t want (or need).
I founded Disciplined Money after working for Schwab and multiple fee-only (AUM model) financial planning firms. Throughout that journey, I completed the Retirement Management Analyst designation, the Certified Divorce Financial Analyst designation and completed level one of the Certified Financial Analyst designation. I haven’t maintained these designations for various reasons (mostly cost - which gets passed to you).
I continue to maintain the Certified Financial Planning (CFP) designation and I am a member of the National Association of Personal Financial Advisors (NAPFA), the primary Fee-Only Association.
If you want to learn more about my background or talk about your situation, let’s schedule a time to talk.
Professional Designations
- CERTIFIED FINANCIAL PLANNER ®
Affiliations
- National Association of Personal Financial Advisors
Primary Location
7220 N 16th Street, Building D, Phoenix, AZ 85020
Meeting Options
- Video Conference
- In-Person
- Phone
Compensation Methods
- Fee Only
- Hourly Rate
What to expect in the first meeting
Click the 'Book Intro Call' button above to schedule a free introductory conversation. This meeting is not a commitment to work with Disciplined Money. Instead, it is a chance to share your situation and our approach. If we both agree that working together makes sense, we'll talk about next steps. Remember...we are a Fee-Only RIA. No commissions...EVER. I look forward to speaking with you.Offers Investment Management
Yes
About Disciplined Money
Disciplined Money is a fee-only financial planning firm based in Phoenix, Arizona, serving clients on an hourly basis rather than charging a percentage of assets under management.Our Philosophy
We believe an hourly model is the best way to serve clients in a fiduciary capacity. Most Fee-Only Financial Planning firms require an account minimum, often $1,000,000 or more of invested assets. We built Disciplined Money to serve families who have historically been ignored, overcharged, or sold to, without an account minimum and without the conflict of commissioned products.
Who We Serve
Most of our clients were making good money decisions before they started working with us. They aren't looking for a crystal ball or a stock tip — they want clarity and confidence about their financial future, and they recognize that choices around cash flow and taxes often matter more than picking the 'right' investment. Over half of our planning clients continue managing their own assets after working with us, with increased confidence.
Transparent Pricing
Our fee structure is simple: our hourly rate is $250 per hour, and we do not earn income from any other source. Initial planning fees are typically based on six to ten hours of work, and ongoing investment management, if elected, is also billed hourly rather than as a percentage of assets — typically $500 to $1,000 per quarter. Because of the hourly model, we do not have an account minimum.
Education
University at Buffalo, Bachelor of Science, Economics
Hobbies and Interests
- Family
SEC Lookup
View DisclosureWho We Serve
- Couples
- Divorce
- DIY Investors
- Dual Income Family
- Gen X
- Individuals
- Intergenerational Families
- Living in Retirement
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