Brian Michaels, CFP®
Helping People Do More With Their Life & Money
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Serving Clients Nationwide
Helping People Do More With Their Life & Money
Areas of Focus
- Equity Compensation Options
- Estate Planning
- Investment Management
- Retirement Planning
- Tax-Efficient Planning
About Brian Michaels, CFP®
I'm Brian Michaels, Co-Founder and Financial Planner at KM Financial Partners. We specialize in guiding clients through critical financial transitions, focusing primarily on two high-stakes areas: helping professionals optimize complex equity compensation and helping individuals confidently navigate the transition into retirement. Whether you are maximizing executive benefits or structuring a sustainable lifelong income, our team aims to provide the clarity and strategic precision needed to protect and grow your wealth.Along with my business partner, Keith Keller, we established our practice on the belief that financial planning relationships should be built on a mutual foundation of trust and understanding, and that comprehensive financial planning is essential to helping people pursue long-term financial success.
We help our clients build long-term wealth with a clear, proactive plan – not reactive guesswork. By taking a comprehensive approach to financial planning, we help clients see the full picture and plan for every stage of life.
I am a CERTIFIED FINANCIAL PLANNER™, fiduciary, and based out of Philadelphia, Pennsylvania. We can work together in person as well as virtually nationwide.
Professional Designations
- CERTIFIED FINANCIAL PLANNER ®
Primary Location
2 Bala Plaza Ste 300, Bala Cynwyd, PA 19004, USA
Meeting Options
- Video Conference
- In-Person
- Phone
Compensation Methods
- Fee Based
- Percentage of Assets Managed
What to expect in the first meeting
Our first call is easy, casual, and completely complimentary. ➡️ It is simply an introductory conversation to get to know each other. I want to listen and understand your unique circumstances, what you’d love to improve in your finances, and what a great life looks like for you—so we can determine the best way to proceed and use your money to help you get there. There is no need to prepare anything before our first conversation. 👉 Ready to connect? Click the 'Book Intro Call' button above to schedule your free conversation. I look forward to speaking with you!Offers Investment Management
Yes
About KM Financial Partners
► Helping Professionals Build Wealth and Navigate Equity Compensation:We help high-earning professionals, and corporate executives turn complex equity compensation into predictable, long-term wealth strategies that align their finances to their personal lives and goals. We will focus on the following high-impact planning opportunities:
• Reducing single stock risk by following a plan to remove emotional decision-making, avoid tax surprises, and build a long-term wealth building strategy
• Unravel the complexity of equity comp (ISOs, NSOs, RSUs, ESPPs)
• Maximizing company benefits
• Proactive multi-year tax planning
• Aligning your financial life to personal life decisions and goals like a second home, aging parents, travel, college planning, a work-optional life, and entrepreneurship.
► Retirement Planning Blueprint:
We help guide pre-retirees and retirees through the Retirement Red Zone, the years just before and after retirement when you’re most susceptible to risks. We will build and regularly update a plan to help to ensure a seamless transition from years of wealth accumulation to one of wealth preservation and distribution. We help you answer the big questions — Do we have enough? Will it last? What can we spend every month?
We’ve found that by building a plan which incorporates the Six Pillars below, you can feel confident and prepared as you transition into retirement.
The Six Core Pillars of The Retirement Blueprint
1. Lifetime Income & Cash Flow Orchestration
• Building a Predictable Income Stream, Social Security and Pension Benefit Optimization, and Spending Confidence
2. Holistic Life Planning & Scenario Modeling
• Readiness and Timing Analysis, Purposeful Transition, Goal Optimization, and Stress-Testing
3. Proactive Tax Mitigation & RMD Defense
• RMD Defensive Planning, Roth Conversion Analysis, Tax-Loss Harvesting and Asset Location Efficiency
4. Capital Preservation & Market Risk Shielding
• Sequence of Returns Protection and Inflation Defense
5. Healthcare, Medicare, & IRMAA Navigation
• Seamless Enrollment and Surcharge Avoidance
6. Generational Wealth & Estate Planning
• Planned Asset Transfer and Tax-Efficient Inheritance
Keith Keller and Brian Michaels are Registered Representatives with, and securities are offered through, LPL Financial, member FINRA/SIPC. Investment advice is offered through Private Advisor Group, a registered investment advisor. Private Advisor Group and KM Financial Partners are separate entities from LPL Financial.
Education
B.S. Finance & Management, West Chester University of Pennsylvania
Hobbies and Interests
- Board Games
- Cooking
- Cycling
- Family
- Gardening
- Hiking
- Outdoor Activities
- Walking
- Working Out
SEC Lookup
View DisclosureWho We Serve
- Baby Boomers
- Corporate Executives
- Dual Income Family
- Families
- Gen X
- Gen Y / Millennials
- High Net Worth
- Living in Retirement
- Mid-Career Professionals
- Pre-Retirees
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