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Chris Chen, CFP®, CDFA®

Retirement Planning. Tax Efficient Investing. Post Divorce Financial Success.

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Insight Financial Strategists LLC Chris Chen, CFP®, CDFA®
Newton, Massachusetts

Serving Clients Nationwide

Retirement Planning. Tax Efficient Investing. Post Divorce Financial Success.

781-489-3994

Website

Areas of Focus

  • Divorce Financial Planning
  • Estate Planning
  • Financial Life Planning
  • Inherited Wealth
  • International and Cross-border Planning
  • Investment Management
  • Money Psychology
  • Owning a Business
  • Retirement Planning
  • Women & Wealth

About Me

Chris Chen is a Boston, MA area fee-only financial planner serving the entire region and clients across the country.

Chris Chen, CFP® helps guide successful individuals and families with wealth accumulation and preservation, retirement planning, education funding, and family protection strategies. He is especially adept at successfully navigating clients through life transitions that are often challenging such as retirement income planning, expatriation, and divorce financial planning.

As a CFP® professional, Chris works with his clients' own legal and tax advisers to build cost-effective and tax-efficient strategies to help clients achieve their long-term financial goals with wealth preservation, asset growth, and legacy planning.

As a fee-only financial planner, and a Registered Financial Advisor, Chris works with your own legal and tax advisers to build individual financial plans that address high net worth clients unique goals, issues and constraints .

Chris also helps women with divorce coaching and post-divorce recovery, helping clients navigate the financial aspects of divorce, and resetting after the divorce into a financially successful direction.

Chris earned his Bachelor’s degree in Economics from the University of Rochester and his MBA in Finance from the University of Texas at Austin. He is also a CERTIFIED FINANCIAL PLANNER® practitioner, a Certified Divorce Financial Analyst, and is a trained Mediator, having completed mediation training in accordance with M.G.L. ch.233 § 23C

As a fee-only, fiduciary, and independent financial advisor, Chris Chen is never paid a commission of any kind, and has a legal obligation to provide unbiased and trustworthy financial advice.

Chris has been widely quoted in the Boston Globe, New York Times, Forbes, CNBC, Wall Street Journal, Marketwatch, Investment News, and Bloomberg. He has also been published in the Boston Globe, Kiplinger, and Investopedia. Chris is the Treasurer of the Association of Divorce Financial Planners. He was the founding Director of the Greater Boston Chapter of the Association of Divorce Financial Planners. He is a member of the Financial Planning Association, The Divorce Center, and the Massachusetts Council on Family Mediation.

Professional Designations

  • Certificate in Blockchain and Digital Assets
  • Certified Divorce Financial Analyst (CDFA)
  • CERTIFIED FINANCIAL PLANNER™ Professional
  • Registered Life Planner (RLP)

Affiliations

  • Digital Assets Council of Financial Professionals
  • Fee Only Network
  • Kinder Institute of Life Planning
  • National Association of Personal Financial Advisors
  • XY Planning Network

Primary Location

29 Crafts Street Newton, MA 02458

Meeting Options

  • Video Conference
  • In-Person
  • Phone
Book Intro Call

Compensation Methods

  • Fee Only
  • Flat Fee
  • Hourly Rate
  • Percentage of Assets Managed

What to expect in the first meeting

Click the 'Book Intro Call' button above to schedule a free introductory call. We'll get to know each other and I'll listen to understand your unique circumstances so we can determine the best way to proceed. I look forward to speaking with you.

Offers Investment Management

Yes

About our Firm

Insight Financial Strategists is a boutique Registered Investment Advisor in Massachusetts focused on taking the complexity out of your financial picture. We are your fiduciaries. Our advice is focused solely on our view of your best interests. As fee only practitioners, our interests are aligned with yours.

✅ Our one-on-one approach is grounded in reality and focused on your needs. As wealth strategists, we ensure that you know all the facts about the potential benefits and consequences of your financial decisions, and that you are equipped to make the best decisions for your personal circumstances.

✅ We are educators as well as advisors that will give you realistic ideas of where different financial paths may take you. Working back from your set goals or ideals, we guide you through an individualized financial plan that not only gives you a sense of where you need to focus your attentions, but will also give you insight on how to avoid potential pitfalls.

✅ We will work with your accountant, lawyer or other professional aids to ensure that your finances are fully optimized to take advantage of all opportunities to put your money to work for you and your family. We will identify the financial risks that you may currently face and propose realistic solutions to help you protect against those risks.

Our investment practice is based on the academic research of the past 50 years resulting in a focus on long term investing, diversification, and asset allocation based on your risk capacity as an investor and your individual goals.

Academic research on market efficiency guides our thinking: in markets that are very liquid, information is processed and reflected in stock and bond prices too quickly for any market timing strategy to justify the cost. Trying to outsmart the market in the short term is usually a futile and costly endeavor.

Your risk capacity is based on your own risk tolerance, spending and income, time horizon and net worth profiles. Academic research has clearly identified diversification and asset allocation as the main tools to manage long term risk.

We apply those financial tools to your individual and family needs, including your circumstances, your goals, your opportunities and your limitations to tailor your investment plan to your overall financial and retirement plan.

We believe that costs have a potentially major impact on returns and net worth growth. Costs come in many forms: direct expenses, hidden expenses, taxes, opportunity costs, and our fee. We work to optimize costs to ensure that you get value for your money and that your investments are well taken care of without unnecessary expenses.

Education

Bachelor’s degree in Economics from the University of Rochester. MBA in Finance from the University of Texas.

Awards and Honors

  • Five Star Wealth Manager for 2023 for the fourth year
  • 36 Top Influencers for Financial Advisors
  • Investopedia Top 100 Financial Advisors 2019
  • Investopedia Top 100 Financial Advisors 2018

Hobbies and Interests

  • Animal Rescue
  • Eating Out
  • Family
  • Hiking
  • Photography
  • Sailing
  • Wine
  • Yoga

SEC Lookup

https://adviserinfo.sec.gov/individual/summary/5226577

Who We Serve

  • Baby Boomers
  • Blended Family
  • Divorce
  • Dual Income Family
  • Expats
  • Gen X
  • Living in Retirement
  • Single Women
  • Widow
  • Women in Transition
  • Women Professionals
  • Women’s Finance

To make Wealthtender free for readers, we earn a nominal monthly fee from financial advisors and firms in exchange for providing access to the benefits described here (including being featured on this profile page), subject to these terms. This compensation creates a natural conflict of interest when we favor their promotion over others. Wealthtender is not a client of these advisors or firms. Testimonials may not be representative of other clients’ experiences and do not guarantee future performance or success.

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