Christopher Rand, Ph.D., CFP®, CLU®
Guiding clients towards realizing their vision of security and fulfillment
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Guiding clients towards realizing their vision of security and fulfillment
Areas of Focus
- Business Owners
- Education Funding
- Employee Benefits
- Estate Planning
- Financial Planning
- Investment Management
- Life Insurance
- Retirement Planning
About Christopher Rand, Ph.D., CFP®, CLU®
Hi, I'm Christopher Rand, Managing Partner and Personal CFO of FIDES Wealth Strategies Group.With more than thirty years of experience in the financial services industry, I am a professional who cares deeply about the best interests of my clients. I pride myself on the meticulous care and attention I give every client. In January 2015, I co-founded FIDES Wealth Strategies Group. The firm's name is based on the ancient Roman term for reliability, representing a sense of mutual trust between two parties. Always striving to maintain that spirit of trust and steadfastness, I remain dedicated to my clients' needs.
I work primarily with high-income professionals, executives, retirees, and business owners in various industries, helping them work toward their financial goals. I hold some of the industry's highest designations and educational credentials. I am a CERTIFIED FINANCIAL PLANNER™ practitioner (CFP®) and a Chartered Life Underwriter (CLU®). I hold a Bachelor of Science degree in business finance from San Diego State University, a Master of Science degree in financial services from the American College of Financial Services, and I went on to earn a Doctor of Philosophy (Ph.D.) in Financial and Retirement Planning in December 2021, also from the American College of Financial Services.
I am dedicated to supporting my fellow professionals in a variety of volunteer roles. I have served many times on the board of the Financial Planning Association of San Diego, including one term as president, and was elected by my peers to serve as a National Financial Planning Association (FPA) Board Member from 2010-2012. I was appointed by the CFP BOARD to serve on their Commission on Standards (2016-2018), Commission on Sanctions and Fitness (2021 to 2023) and currently serve on their Integrity Review and Criminal Expungement Commissions. I represented more than 19,000 LPL Financial advisors by serving on the LPL Financial Advisor and Ambassador Councils.
I also enjoy supporting the next generation of new financial planners by teaching in the financial planning program at the University of California Berkeley Extension.
My wife Karen and I are San Diego natives who now live in the Mount Helix area with our three daughters, Addisyn, Piper, and Marissa.
Professional Designations
- CERTIFIED FINANCIAL PLANNER ®
- Chartered Life Underwriter (CLU)
Affiliations
-
CFP Board
- Financial Planning Association
Primary Location
7676 Hazard Center Drive, Suite 1050, San Diego, CA 92108
Meeting Options
- Video Conference
- In-Person
- Phone
Compensation Methods
- Fee Based
- One-time Financial Plan
- Percentage of Assets Managed
What to expect in the first meeting
Click the 'Book Intro Call' button above to schedule a free introductory conversation. We'll get to know each other and I'll listen to understand your unique circumstances so we can determine the best way to proceed. I look forward to speaking with you.Offers Investment Management
Yes
About FIDES Wealth Strategies Group
FIDES Wealth Strategies Group is an independent financial and investment planning firm serving individuals, families, and business owners seeking a trusted advisor relationship on their path toward attaining and maintaining financial independence.As independent wealth managers and financial planning professionals, we earn our clients' trust through a comprehensive process that places their interests first as we seek to provide an unparalleled planning experience.
Who We Serve
We work with individuals and families who value guidance, clarity, and a long-term relationship. We partner with pre-retirees and retirees navigating the complexities of retirement planning, and we serve professionals who are high income earners and/or have much of their net worth tied up in company stock and benefits plans. We also help High-Earner-Not-Rich-Yet (HENRY) individuals optimize their income through strategic planning, and we provide guidance to business owners looking to optimize their finances and plan for long-term growth.
Our Services
Our services include comprehensive financial planning, investment management, retirement planning, estate planning, business services, college planning, employee benefits, and insurance planning.
As your Personal CFO, we bring the full spectrum of wealth management capabilities and resources necessary to address complex financial needs, coordinating the many aspects of your financial life and continuously monitoring your investment strategy.
Why Work With Us
We believe confidence comes from knowing you are working with someone you can trust. Every successful financial journey starts with a conversation and a plan built around what matters most to you, and our process is designed to be thoughtful, collaborative, and entirely focused on your vision.
Christopher Rand is an investment advisor representative of The Wealth Consulting Group an SEC-registered investment advisor, doing business as FIDES Wealth Strategies Group. CA Insurance Lic. #0B84066. The testimonials below are written by an existing client of the financial professional. The client received no cash or non-cash compensation, direct or indirect, for this testimonial, and has no material conflicts of interest with the financial professional arising from it. Views are those of a single client, may not represent other clients' experiences, and are not indicative of future performance. WCG 26-154
Education
American College of Financial Services, Doctor of Philosophy, Financial and Retirement Planning | American College of Financial Services, Master of Science, Financial Services | San Diego State University, Bachelor of Science, Business Finance
Hobbies and Interests
- Camping
- Family
- Outdoor Activities
SEC Lookup
View DisclosureWho We Serve
- Baby Boomers
- Business Owners
- Corporate Executives
- Entrepreneurs
- Families
- Gen X
- Gen Y / Millennials
- Individuals
- Intergenerational Families
- Living in Retirement
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Chris Rand is Exceptional!
My husband and I were one of Chris’ first clients straight out of college. Because of his expertise and honest concern for the finsncial security of my husband and I, he has helped us navigate through many very complicated transactions over the years. At all times he has served us in a timely manner, has given us outstanding advice, and is so very delightful with which to work. Now that my husband has passed away, I am finding myself totally comfortable and secure financially thanks to Chris’ advice over the many years we’ve worked with him. I have no reservations in recommending Chris’ expertise and the Fides group for financial planning and guidance.
Chris makes retirement planning easy!
My husband and I have been working with Chris and his team for the last few years. He came highly recommended by my parents, who had increased their wealth tremendously using his services. My dad passed a year ago and Chris has helped my mom navigate her finances as both a professional advisor and advocate. While my husband and I are not yet of retirement age, Chris has made it easy for us to forecast our future in both good times and bad, and provides solid advice for planning for both (and believe me, you need it). Using his guidance, we feel confident we will be ready to retire a couple of years early, something I look forward to every day. Chris's knowledge of the market and financial industry as a whole is unparalleled. He is forward-looking in his approach and sees the big picture. I trust him and FIDES to manage our investments in our best interest.
MORE THEN 20 YEARS WORKING WITH CHRIS RAND
My husband and I began working with Chris Rand more than 20 years ago. He increased our wealth more than expected based on projection that I just found from 2005. I became a widow last year and Chris and his team have helped make the financial changes go so smoothly that I don't know what I would have done without his firm.
I could not be more pleased with Chris and Fides Wealth.
I came into a sum of money that required investment. A highly trusted friend with a lot of knowledge about such things recommended Chris Rand. I was new to investing and had many questions and initially required a bit of hand holding. Chris and Fides Wealth could not have been more patient, attentive, responsive, and professional. And I could not be more pleased with the results of their investments.
Savvy, clarity, professionalism, personal service—and a nice guy at that.
I couldn't help but be intrigued when—as a dear friend recommended Christopher Rand to me—he also mentioned that Chris had a Ph.D. in financial planning. As my wife's and my relationship with Chris began and grew, that savviness showed itself in wonderfully helpful and clarifying ways. Not many months had passed when I further learned that he was also a university-level instructor of financial planning courses—and that, too, had come out as Chris had patiently explained to us the ins and outs of cultivating our own financial resources, here early in our retirement. — We soon got acquainted with Chris's oh so helpful team of professionals, which only deepened our appreciation for the entire office's labors on our behalf. They are ridiculously quick to respond to our questions, our disbursement requests, our neophyte jitters about the markets. We are ever so grateful for the expertise of Chris and his team, and feel secure about their professional, personable caretaking of our investments.
Ready for retirement!
It was not until my husband and I met with Chris Rand and his group at FIDES that I finally felt retirement was achievable. The entire staff was friendly and knowledgeable. Chris and Rommel were always available to answer my many questions. They were great at explaining everything to us in a way that was understandable and reassuring. We are now heading into the next chapter of life confident we will have sufficient finances to live confortably....thanks to Chris!
Fides Financial
Chris Rand and his staff of ficuciaries are absolutely amazing to work with. They are so welcoming, conversant and incredibly knowledgeable in the field of financial investments and retirement planning. Communication, through in person meetings, video conferencing or texting has always been excellent. My wife and I are so pleased with the long term retirement program they have devised for us that we highly recommend their financial expertise in planning your portfolio. I feel so comfortable under their financial guidance that I can't imagine being with any other firm! It's because of their financial acumen that we can both retire comfortably without any future monetary concerns.
Bucket List within reach thanks to Chris Rand
Chris Rand has been our financial planner since 2009. To say he provides comprehensive and strategic financial planning is an understatement. With Chris's expert guidance, my husband and I were able to navigate pre-retirement planning, estate planning, and made our insurance selection with the assistance of an independent insurance planner recommended by Chris. I was unsure about when to start collecting Social Security and Chris laid it all out in a way that made sense. The RMD deadlines for withdrawal at age 73 seemed daunting, but Chris did it in January to avoid steep penalties and spikes in our taxable income. In closing, Chris Rand is like a close family member who listens, cares, and gives great financial advice. We trust him implicitly with managing our funds and making all of our financial decisions. We called Chris this week with a question and ended up talking about our "bucket list." The Northern Lights were added to my bucket list this morning, knowing with Chris's financial expertise, we have the savings to do everything on our list.
Complete Trust
I have been a client of Chris Rand since 2009. Choosing Chris and his team has been the best financial decision I have ever made. Chris’s sound advice and money management has guided me through wealth building and into a comfortable retirement. Even in retirement he proactively manages my accounts to meet the current tax regulations. I have complete confidence in Chris and his team. I trust his advice 100% and know I am in the best of hands. My only regret here is that I am limited to only giving Chris 5 stars.
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