Cristina Livadary, CFP®, RLP®

Fee-only CFP® for pre-retirees, founders, and multigenerational families.

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Mana Financial Life Design Cristina Livadary, CFP®, RLP®
South Pasadena, CA

Serving Clients Nationwide

Fee-only CFP® for pre-retirees, founders, and multigenerational families.

Areas of Focus

  • Cash Flow
  • Employee Benefits
  • Equity Compensation Options
  • Estate Planning
  • Financial Life Planning
  • Giving
  • Insurance
  • Investment Management
  • Money Psychology
  • Retirement Planning
  • Taxes

About Cristina Livadary, CFP®, RLP®

Hi, I'm Cristina Livadary, CEO of Mana Financial Life Design. I co-founded Mana with Stephanie Bucko in 2018. We had both spent enough time inside the industry to know that most advice was built to sell products, not serve the client, and we wanted to build something different.

Before Mana, I was a Regional Director at Russell Investments, where I worked with more than 10,000 financial advisors. That view across the profession showed me how far knowledge, empathy, and skill can vary from one advisor to the next. It set the standard we hold ourselves to now.

We help our clients get the most out of their money. We built Mana around the Life Design meeting, the conversation about what your wealth is actually for, and the planning that follows from it. I hold the Certified Financial Planner® and Registered Life Planner® credentials, and I studied Political Science and Spanish at Bucknell University.

I was named to Investment News' 40 Under 40 in 2020 and Investopedia's Top 100 Advisors in 2023. And while I am proud to be honored by my colleagues, I am most proud that the large majority of my clients come to us as referrals from existing clients.

I am living my own life plan. When I am not with clients, you can find me in the ocean or somewhere new with my family and friends.

Professional Designations

  • CERTIFIED FINANCIAL PLANNER ®
  • Registered Life Planner (RLP)

Affiliations

  • Financial Planning Association
  • National Association of Personal Financial Advisors
  • XY Planning Network

Primary Location

South Pasadena, CA, 91030

Meeting Options

  • Video Conference
  • In-Person
  • Phone

Compensation Methods

  • Fee Only
  • Flat Fee
  • Percentage of Assets Managed

What to expect in the first meeting

Click the 'Book Intro Call' button above and complete the brief form to schedule a free introductory conversation. We'll get to know each other and I'll listen to understand your unique circumstances so we can determine the best way to proceed. I look forward to speaking with you.

Offers Investment Management

Yes

About Mana Financial Life Design

Our founders spent their early careers on Wall Street before realizing most financial advice was built to move product, not to serve a life. They left to build something different.

Mana Financial Life Design is a fee-only financial life planning firm in Los Angeles. We work with founders and early employees, pre- and recent retirees, and multigenerational families, usually at the moments when the financial decisions and the life decisions arrive at the same time.

Getting this right takes two kinds of skill that rarely live under one roof. Ours do. On the technical side, our team carries the CFA, CPA, and CFP® credentials and builds tax-aware investment and planning strategy that most firms send elsewhere. On the human side, we hold Registered Life Planner® training, the discipline of helping you define what your wealth is actually for.

No two families come to us with the same question, so no two answers look alike. This could look like:
- Equity and tax strategy for a founder heading into a liquidity event.
- Confidence to spend for a couple on the edge of retirement.
- Estate planning for a family caring for kids and aging parents at once.

It's demanding, personal work, and we go further than most because every family deserves it. Our clients tend to refer us to their loved ones. We consider that the truest measure of what we do.

Education

Bucknell University, Political Science, Spanish

Hobbies and Interests

  • Family
  • Surfing
  • Traveling

Who We Serve

  • Business Owners
  • Caregivers
  • Corporate Executives
  • Dual Income Family
  • Families
  • Gen X
  • Intergenerational Families
  • Living in Retirement
  • Women’s Finance
  • Young Families

Wealthtender® is a trusted, independent financial directory and educational resource governed by our strict Editorial Policy, Integrity Standards, and Terms of Use. While we receive compensation from featured professionals (a natural conflict of interest), we always operate with integrity and transparency to earn your trust. Wealthtender is not a client of these providers. Testimonials may not be representative of other clients’ experiences and do not guarantee future performance or success.