David Fowler, CFP®, ChFC®

Financial Planner for Professionals Who Love the Outdoors

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High Mountain Financial David Fowler, CFP®, ChFC®
Hawthorne, New Jersey

Serving Clients Nationwide

Financial Planner for Professionals Who Love the Outdoors

Areas of Focus

  • Biblical Finance
  • Employee Stock Options
  • Investing
  • Setting Up Retirement Accounts
  • Work from Home

About Me

Hi, I'm David "Dave" Fowler. I’ve been in the financial industry for over 16 years, and during that time have seen how most financial firms treat people like numbers, caring more about the firm’s bottom line and meeting sales quotas then their client’s best interests, all the while using cookie-cutter solutions in an assembly line fashion (when your only tool is a hammer everything looks like a nail).

I founded High Mountain Financial (HMFC) to disrupt that paradigm. At HMFC our focus is helping our clients plan wiser, invest smarter, and live a life they love.

An outdoor enthusiast myself – I help successful people who love the outdoors plan their finances and invest their money in order to maximize and protect their wealth, so they don’t have to worry about running out of money – while continuing to live a life that inspires them.

If you are tired of hearing the same old advice from one of the countless look-a-like suit and tie clones who care more about the commission they will make than serving your needs – and instead want a relationship based on professionalism, integrity, and transparency with someone who will get to know what you and your family REALLY want out of life – and then collaborate with you to craft a plan to get you there – you’re in the right place.

Professional Designations

  • Chartered Financial Consultant (ChFC)


  • Fee Only Network
  • National Association of Personal Financial Advisors
  • XY Planning Network

Primary Location

127 Rock Rd Hawthorne

Meeting Options

  • Video Conference
  • Phone
  • Webinars

Compensation Methods

  • Fee Only
  • Flat Fee
  • Hourly Rate
  • One-time Financial Plan
  • Percentage of Assets Managed
  • Subscription

What to expect in the first meeting

Click the 'Book Intro Call' button above to schedule a virtual complimentary meeting. Let's get to know each other! This complimentary 30ish minute virtual meeting is our time together to explore your goals and how we can collaborate to help you achieve them.

Offers Investment Management


About our Firm


High Mountain Financial Coaching exists to help people live purposeful, passionate, adventure-filled lives – both today and tomorrow.

✅ Our Mission - To guide individuals and families to building and living a life they love – through coaching, education, and planning.

It’s never too early and it’s never too late to create a future you can be excited about. Let’s do it together.

High Mountain Financial Coaching (HMFC) is a virtual fee-only financial planning & investment management firm located near Bergen County, New Jersey in the town of Hawthorne. With modern technology we are able to serve clients across the entire United States. At HMFC we believe that fee-only advice from a fiduciary financial advisor should be available to everyone – regardless of how much or how little they may have accumulated (so far).


✅ I help you to discover and build a plan to have freedom – money freedom, time freedom, and mental freedom

✅ I help you identify and eliminate any gambling or speculating that may be occurring with your investments

✅ As your financial planner and coach, I simplify the financial planning process – breaking your planning to actionable, attainable steps


Excelsior University, Bachelor of Arts - BA


Hobbies and Interests

  • Animals
  • Camping
  • Church
  • Hiking
  • Movies
  • Reading
  • Running
  • Working Out
  • Writing

Who We Serve

  • Baby Boomers
  • Blended Family
  • Business Owners
  • Content Creators
  • Contractors
  • Corporate Executives
  • Couples
  • Dual Income Family
  • Gen X
  • Gen Y / Millennials
  • Living in Retirement
  • Newly Engaged / Newlywed
  • Parents
  • Remote Workers
  • Technology Professionals
  • Widow
  • Young Families

To make Wealthtender free for readers, we earn a nominal monthly fee from financial advisors and firms in exchange for providing access to the benefits described here (including being featured on this profile page), subject to these terms. This compensation creates a natural conflict of interest when we favor their promotion over others. Wealthtender is not a client of these advisors or firms.