Derek J. Delaney, CFP®, ChFC®, EA

Planning Your Tax-Smart Retirement Dream

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PharmD Financial Planning LLC Derek J. Delaney, CFP®, ChFC®, EA
Owatonna, MN

Serving Clients Nationwide

Planning Your Tax-Smart Retirement Dream

Areas of Focus

  • Education Funding
  • Financial Life Planning
  • Investment Management
  • Retirement Planning
  • Taxes

About Me

Hi, I'm Derek Delaney, the founder and lead fee-only financial planner at PharmD Financial Planning located in Owatonna, MN.

I'm not like most financial advisors. It's not my goal to gather your assets or to sell you products. Instead, my focus is helping you plan for those big milestones in life. To do this, I developed the "Tax-Smart Retirement Planning Process."

I specialize in working with mid-career professionals and pre-retirees, using my customized process as our source of navigation.

The result? Freedom from worrying about the future, so you can enjoy more of today.

Partnering with you to create a strategic plan that makes the most of your opportunities is at the core of what I do. I’m here to guide you as you navigate all the ups and downs of your financial lives.

I believe that financial planning, when done correctly, can make a tremendous positive impact in people’s lives. I am given the opportunity to help clients address some of their most intricate issues that revolve around money. The mutual trust and commitment we build together is both very gratifying and professionally fulfilling.

I’m proud to proactively look out for my clients, so they don’t have to themselves and can instead spend their free time focused on their lives, with peace of mind.

I am located south of Minneapolis MN and work with clients locally and across the country.

Whatever your vision of financial success is, I've got the expertise, creativity, and solutions to get you there. I look forward to our work together!

What I Do Outside of Work:

I am married to a pharmacist, Kortney Delaney (a South Dakota State alumna), and we have two young kids, Ben and Hannah. As a young family of 4 living in Minnesota, we spend as much time as we can outside when the weather allows. From April to October, we often frequent the local parks and playgrounds. We also enjoy bonfires at home, board games and spending time with grandparents.

I enjoy staying active, whether through running, golfing or simply pulling a wagon for my kids around our neighborhood. I also enjoy attending live sporting and musical events with friends.

Professional Designations

  • CERTIFIED FINANCIAL PLANNER™ Professional
  • Chartered Financial Consultant (ChFC)
  • Enrolled Agent (EA)

Affiliations

  • Fee Only Network
  • National Association of Personal Financial Advisors
  • XY Planning Network

Primary Location

202 N. Cedar Ave, Suite 5, Owatonna, Mn 55060

Video

Meeting Options

  • Video Conference
  • In-Person
  • Phone

Compensation Methods

  • Fee Only
  • Flat Fee
  • Hourly Rate

What to expect in the first meeting

Click the 'Book Intro Call' button above to schedule a complimentary consultation. It's a 20 - 30 minute conversation where we both get the chance to learn more about each other. You want to hire a financial professional who can help you achieve the future of your dreams. I want clients who I will enjoy serving for the next 35+ year of my career. It only makes sense that we get to meet first (in-person or virtually), before making any sort of commitment. I look forward to our conversation!

Offers Investment Management

Yes

About our Firm

PharmD Financial Planning is a fiduciary financial planning firm specializing in tax-smart retirement planning for families aged 40+. I call it planning your retirement dream.

I started PharmD Financial planning in 2021 to deliver retirement planning services in a proactive, systematic, and highly personalized way compared to the average advisor. I call it the Tax-Smart Retirement (TSR) Planning Process. That means your time, attention, and talents can remain focused on the other vital areas of your life while knowing your financial future is being taken care of.

Why PharmD Financial Planning?

✔️ Flat-Fee

We exchange our services for a flat-fee. We don't charge an asset percentage fee, earn commissions, or are compensated by product sale or referral.

✔️ Retirement & Tax Focused

We specialize in providing tax-efficient retirement advice and guidance to help you make educated and informed retirement decisions.

✔️ Tax-Smart Retirement Planning Process

The TSR Planning Process is our proprietary process that clients experience each year in pursuit of their retirement dreams.

✔️ Limitless

We serve all clients regardless of income or asset size. We are located south of Minneapolis MN and can meet in-person or virtually.

✔️ Expertise

Derek has advanced qualifications and credentials. It allows him to do retirement work for clients that many other advisors cannot.

✔️ Simplified

Life is complex. We make it so your finances are not. It's retirement advice you can actually understand.

Education

North Dakota State University, Bachelor's Degree, Finance

Hobbies and Interests

  • Board Games
  • Family

Who We Serve

  • Baby Boomers
  • Business Owners
  • Corporate Executives
  • Dual Income Family
  • Families
  • Gen X
  • Gen Y / Millennials
  • Healthcare Professionals
  • Living in Retirement

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