Edward C. Smith, CFP®, MBA
Financial Planning for Federal Employees | Fee-Only | Fiduciary
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Serving Clients Nationwide
Financial Planning for Federal Employees | Fee-Only | Fiduciary
Areas of Focus
- Employee Benefits
- Estate Planning
- Insurance
- Investment Management
- Medicare / IRMAA Planning
- Retirement Income Planning
- Social Security Optimization
- Tax-Efficient Planning
About Edward C. Smith, CFP®, MBA
Hi, I'm Ed Smith, President and Founder of Valor Wealth Partners.Helping people with their financial goals is a deeply personal mission for me. Before becoming a financial consultant, my family and I went through a challenging estate transfer that taught me the importance of finding an advisor who puts clients’ needs first. This experience left a deep impression on me, and led me to pursue a meaningful career guiding people through the financial planning process.
With over 25 years of experience working with individuals and families, I am dedicated to fostering personal relationships with the clients that entrust me with their family's financial planning.
I began my career in financial services in 2000, working with firms including UBS PaineWebber, New England Securities, Financial Network Investment Corporation, LPL Financial, and CS Planning Corp before founding Valor Wealth Partners. I have focused our firm on serving mid-career and pre-retiree civilian federal employees, a group whose complex CSRS and FERS benefits are often poorly understood by traditional advisors.
I am a CERTIFIED FINANCIAL PLANNER™ professional and hold an MBA, and I follow the CFP Board's Code of Ethics and Standards of Conduct in my work with clients. My core values of integrity and attention to detail were shaped by my earlier service in the U.S. Marine Corps.
Outside the office, I stay active in my community, including participating in the Pan-Mass Challenge charity cycling ride and the Leukemia & Lymphoma Society's marathon fundraising program, and I enjoy spending time with my family.
Professional Designations
- CERTIFIED FINANCIAL PLANNER ®
- Master of Business Administration (MBA)
Affiliations
-
Fee Only Network
- National Association of Personal Financial Advisors
- XY Planning Network
- National Association of Personal Financial Advisors
Primary Location
1200 G St NW, Suite 800, Washington, DC 20005
Video
Meeting Options
- Video Conference
- In-Person
- Phone
- Webinars
Compensation Methods
- Fee Only
- Flat Fee
- Hourly Rate
- Percentage of Assets Managed
- Subscription
What to expect in the first meeting
Click the 'Book Intro Call' button above to schedule a free introductory conversation. We'll get to know each other and we'll listen to understand your unique circumstances so we can determine the best way to proceed. We look forward to speaking with you.Offers Investment Management
Yes
About Valor Wealth Partners
Valor Wealth Partners is a fee-only, fiduciary financial planning firm founded to bring a higher level of excellence to financial planning and investment management for people who weren't receiving it elsewhere.Who We Serve
We specialize in providing financial planning advice to mid-career and pre-retiree civilian federal employees. Focusing on federal employees allows us to understand the unique benefits, including FERS and CSRS considerations, that affect these families, and to help them avoid elections that could cost thousands of dollars over the course of retirement.
Our Services
We offer three programs to help clients on their path to financial success: an Initial Financial Plan to map out major goals and concerns, Ongoing Service to provide guidance and accountability as new financial obstacles arise, and optional Investment Management for clients who want to avoid the day-to-day hassles of managing their own portfolio.
Transparent Pricing
As a fee-only firm, we do not accept commissions from the sale of any investment, insurance, or banking products — our only compensation comes directly from our clients. Our pricing is structured as flat annual fees billed monthly, with investment management available for a low, transparent asset-based fee and no account minimums.
We are a veteran-owned business with our headquarters in Washington, D.C., serving clients virtually across the country.
Education
Boston University, Executive MBA | Johnson & Wales University, Bachelor of Science, Leadership and Psychology
Hobbies and Interests
- Cycling
- Family
- Running
- Volunteering
SEC Lookup
View DisclosureWho We Serve
- Baby Boomers
- Couples
- Dual Income Family
- Federal Law Enforcement
- Gen X
- Government Employees
- Living in Retirement
- Military
- Veterans
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