John Davis, CFP®, EA
Flat-Fee Planning. Tax-Focused Advice. Fiduciary.
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Serving Clients Nationwide
Flat-Fee Planning. Tax-Focused Advice. Fiduciary.
Areas of Focus
- Estate Planning
- Financial Life Planning
- Investment Management
- Retirement Planning
- Social Security
- Taxes
About John Davis, CFP®, EA
Hi, I’m John Davis. I founded JKD Financial to provide a different kind of experience—one where expert tax strategy and holistic financial planning live under one roof. Most people treat their investments and their tax returns as two separate worlds. I believe they are inseparable.As one of the few advisors holding both the CERTIFIED FINANCIAL PLANNER™ and IRS Enrolled Agent (EA) designations, I lead with a tax-forward approach. This means every investment recommendation I make is evaluated for its impact on your tax return, both today and ten years from now.
Expertise for Diligent Savers
I work best with individuals and families who have been disciplined in building their wealth and are looking for a partner to help them optimize it. Whether you are still in your peak earning years or are transitioning into retirement, I help you navigate the complexities of:
- ▪️ Integrated Tax Planning: Coordinating Roth conversions, capital gains management, and deduction strategies to lower your lifetime tax bill.
- ▪️ The Buckets Approach: A straightforward investment philosophy that aligns your specific spending goals with your underlying portfolio.
- ▪️ Flat-Fee Transparency: You pay for the quality of advice and technical expertise, not a percentage of your assets. Our flat-fee model eliminates the conflicts of interest found in traditional investment firms.
A Personal Connection to the Ozarks
Community is at the heart of my practice. While I was not born in Springfield, I have been here now longer than anywhere else and I am committed to the long-term success of my neighbors in the Ozarks. In 2024, I was honored to be named a Trusted Advisor by the Springfield Business Journal, a reflection of my commitment to providing direct, honest advice to the community I call home.
Outside the office, I serve as the Treasurer for the Springfield Little Theatre Board and volunteer as a tax preparer for the VITA clinic, helping local families navigate their tax filings. When I’m not working, you can usually find me at the lake with my wife, Sydney, and our two sons, or cheering on the St. Louis Cardinals.
Professional Designations
- CERTIFIED FINANCIAL PLANNER ®
- Enrolled Agent (EA)
Affiliations
-
Flat Fee Advisors
- National Association of Personal Financial Advisors
- XY Planning Network
- National Association of Personal Financial Advisors
Primary Location
Springfield, MO 65807
Meeting Options
- Video Conference
- In-Person
- Phone
Compensation Methods
- Fee Only
- Flat Fee
- Hourly Rate
- One-time Financial Plan
What to expect in the first meeting
Click the 'Book Intro Call' button above and complete the brief form to get in touch. We'll schedule a free introductory conversation where we'll get to know each other and I'll listen to understand your unique circumstances so we can determine the best way to proceed. I look forward to speaking with you.Offers Investment Management
Yes
Offers Tax Preparation
Yes
About JKD Financial
At JKD Financial, I provide integrated retirement planning, investment management, and proactive tax-strategy — all under one roof for a single, transparent fee. By combining the expertise of a CFP Professional and an IRS Enrolled Agent, I help you navigate retirement with a plan designed to keep more of your hard-earned money in your pocket.My Values
✔️ SIMPLICITY
Finance is full of jargon and “black boxes”, but it shouldn’t be. I specialize in taking complex financial topics and turning them into clear, actionable strategies that make sense to you and your family.
✔️ TRANSPARENCY
I believe that a professional relationship starts with honesty about costs. My Flat-Fee model is designed to be straightforward and fair, ensuring you always know exactly what you are paying for.
✔️ FIDUCIARY
My advice is entirely unbiased and centered solely on your well-being. Because I am paid only for my expertise—and never via commissions or product sales—every recommendation I make is because I truly believe it is the best step for your financial future.
What Makes Me Different
▪️ EXPERIENCED
With nearly a decade in the industry, I have navigated a wide array of complex financial and tax landscapes. This depth of experience allows me to provide seasoned, battle-tested advice that considers every angle of your financial life.
▪️ INTEGRATED
I believe your financial life should be a cohesive unit, not a collection of disconnected parts. By bringing financial planning, tax preparation, and investment management under one roof, I ensure your entire strategy is working in harmony.
▪️ FLAT-FEE
I provide comprehensive financial planning, tax management, and investment management for a single, pre-determined price. I never accept “kickbacks” or commissions for selling products, ensuring my fees are as transparent as my advice.
▪️ INDEPENDENT
As an independently owned Registered Investment Advisor (RIA), I am not affiliated with any bank, brokerage, or insurance company. This independence gives me the total freedom to recommend the best solutions for you without the pressure of corporate sales quotas.
▪️ CREDENTIALED
As both a Certified Financial Planner™ (CFP) and an IRS Enrolled Agent (EA), I possess a specialized knowledge base that few in the industry can match. These dual credentials allow me to speak fluently in the languages of both wealth management and taxes.
▪️ CLIENT FOCUSED
I’m not interested in being a giant firm; I’m interested in being a great one. I intentionally limit the number of families I serve so I can provide the proactive, comprehensive attention you deserve. When you have a question, you don’t get a call center-you get me.
Education
Drury University, Bachelor of Business Administration (B.B.A.), Finance, General
Hobbies and Interests
- Baseball
- Family
- Football
- Sports
- Volunteering
SEC Lookup
View DisclosureWho We Serve
- Baby Boomers
- Corporate Executives
- Dual Income Family
- Families
- Gen X
- Intergenerational Families
- Living in Retirement
- Young Families
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