John Foligno, CMC®

Providing tax-efficient financial counsel to professionals and business owners.

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Grand Life Financial John Foligno, CMC®
Summit, NJ

Serving Clients Nationwide

Providing tax-efficient financial counsel to professionals and business owners.

5 Certified Advisor Reviews™
5 out of 5 Stars
Rate this Advisor

Areas of Focus

  • Financial Life Planning
  • Investment Management
  • Owning a Business
  • Retirement Planning
  • Taxes

About John Foligno, CMC®

John Foligno has 30+ years of professional work and coaching/mentoring experience, which includes over 10 years of running his own business. Through empathy, active listening, and thoughtful counsel, he lives his personal mission by inspiring people to overcome the roadblocks that prevent them from accomplishing their goals and helps them to find enlightenment, fulfillment, and financial well-being.

John specializes in supporting business owners and professionals, although he enjoys working with all manner of people.

As a business owner, John learned the hard way how much he would have benefited from a financial steward who understands the myriad challenges of running a business. That experience, coupled with his passion for financial planning, enables him to relieve business owners of the day-to-day concerns of reaching their financial goals, which frees them to focus on their growth and ultimate exit strategy.

As a graduate of Syracuse University’s Whitman School of Management, John studied finance and marketing. He completed the Certified Financial Planner (CFP) Board-approved educational coursework through Bryant University and the Certified Plan Fiduciary Advisor (CPFA) educational coursework through the American Retirement Association / National Association of Plan Advisors that will allow him to deliver professional, competent and ethical financial planning and retirement planning services to clients and plan sponsors.

John holds a Series 65 Uniform Investment Adviser Law registration that authorizes him to solely offer fee-only advice. As a Certified Money Coach (CMC)®, John also helps clients identify their unconscious behaviors, patterns, and beliefs around money to guide them toward reaching their financial potential.

When he is not fulfilling his fiduciary obligation of putting his client’s interest first, John is sharing time with his wife, Michelle, and daughter, Ruby. He enjoys a healthy lifestyle of strength training, spinning, and yoga as well as watching sports and reading. John is a first-degree black belt in Goju karate that guides his disciplined approach. He volunteers his time for the honor of helping people with limited financial education to make more informed decisions.

Professional Designations

  • Candidate for CFP® certification
  • Certified Money Coach (CMC)

Affiliations

  • Fee Only Network
  • National Association of Personal Financial Advisors
  • XY Planning Network

Primary Location

350 Springfield Ave, Suite 200G, Summit, NJ 07901

Additional Locations

📍 1 SE Ocean Blvd Suite 114, Stuart, FL 34994

Video

Meeting Options

  • Video Conference
  • In-Person
  • Phone

Compensation Methods

  • Advice-Only
  • Fee Only
  • Flat Fee
  • Hourly Rate
  • One-time Financial Plan
  • Percentage of Assets Managed

What to expect in the first meeting

Click the 'Book Intro Call' button above to schedule a free introductory call. The initial call is to help identify whether our financial planning and investment management services would be a mutual fit for your situation. I look forward to speaking with you.

Offers Investment Management

Yes

About Grand Life Financial

Grand Life Financial provides fee-only financial planning, wealth management and investing for business owners, professionals and retirees in Summit, NJ and across the country.

While many fee-only financial advisors are registered investment advisors and fiduciaries, it is possible for a firm to be one and not the other.

At Grand Life Financial, we are both fee-only and fiduciaries. As a fiduciary, we are legally bound to act at all times for the sole benefit and interest of our clients. This is the highest standard of loyalty, trust and care under the law.

WE ARE INDEPENDENT

We answer only to our clients. We offer our clients a relationship uncorrupted by affiliations with big banks or other financial institutions.

HOW WE ARE COMPENSATED

We are compensated by providing advice only. As fiduciaries, we do not receive any commissions and there are no hidden fees. We believe advisor compensation should be transparent and straightforward.

HOW WE SUPPORT YOU

Just as our services are completely customized, so too is defining your life. We help you discover this by learning what is deeply important to you and then create a plan that is prioritized on how you can get there. We provide hourly, one-time projects and ongoing engagements that serve your individual needs.

Education

Syracuse University - Martin J. Whitman School of Management, Bachelor's of Science, Finance, Marketing (double major), Economics (minor)

Hobbies and Interests

  • Exercising
  • Family
  • Movies
  • Reading
  • Sports
  • Volunteering
  • Working Out
  • Yoga

Who We Serve

  • Baby Boomers
  • Business Owners
  • Corporate Executives
  • Dual Income Family
  • Entrepreneurs
  • Gen X
  • Intergenerational Families
  • Living in Retirement
  • Physicians
  • Women Professionals

To make Wealthtender free for readers, we earn a nominal monthly fee from financial advisors and firms in exchange for marketing services (including being featured on this profile page), subject to terms of use. This compensation creates a natural conflict of interest when we favor their promotion over others. Wealthtender is not a client of these advisors or firms. Testimonials may not be representative of other clients’ experiences and do not guarantee future performance or success.

Write a Review


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5 Stars

✅ Wealthtender Certified Advisor Review™
Feb 3, 2025
I have worked with John for over 20 years. He has been an unsurpassed mentor, business owner consultant —and over the last few years— he and Grand Life have been our go-to financial planning advisor. John's rare blend of honor, integrity, careful active listening, and discipline is something to be cherished. If you are looking for someone in wealth management and financial planning who actually cares about you, your goals, and your family's future; you just found him.
Relationship to Financial Advisor: Current Client
Compensation: This reviewer received no compensation for this review.
Conflicts of Interest: There are no material conflicts of interest.
Avatar for Robert Amerman
Robert Amerman

5 Stars

✅ Wealthtender Certified Advisor Review™
Sep 28, 2024
John has been a great help. This is the guy you can trust with your money and watch it grow. Truly genuine gentleman and always watching out your back.
Relationship to Financial Advisor: Current Client
Compensation: This reviewer received no compensation for this review.
Conflicts of Interest: There are no material conflicts of interest.
Avatar for Ahmet Ergin, MD
Ahmet Ergin, MD

5 Stars

✅ Wealthtender Certified Advisor Review™
Dec 13, 2023
John is a knowledgeable financial professional. He was able to curate a plan and great advice. Highly recommend!
Relationship to Financial Advisor: Former Client
Compensation: This reviewer received no compensation for this review.
Conflicts of Interest: There are no material conflicts of interest.
Avatar for Nancy Bleeke Noël
Nancy Bleeke Noël

5 Stars

✅ Wealthtender Certified Advisor Review™
Sep 25, 2023
I run a small business and wanted to develop some retirement goals given the present and potential income generated by the business. John worked with me to develop a thorough set of scenarios, goals, and a few plans that would get me to retirement at different age targets and business performance levels. John is not only very knowledgeable when it comes to financial planning, he is a patient and genuinely caring person who wants you to succeed.
Relationship to Financial Advisor: Current Client
Compensation: This reviewer received no compensation for this review.
Conflicts of Interest: There are no material conflicts of interest.
Avatar for Matt Fellows
Matt Fellows

5 Stars

✅ Wealthtender Certified Advisor Review™
May 18, 2023
I've known John for nearly 20 years. He is great - not your "typical" financial advisor. More of a coach for financial success. Speaking with him is time well-spent.
Relationship to Financial Advisor: This reviewer has never been a client.
Compensation: This reviewer received no compensation for this review.
Conflicts of Interest: There are no material conflicts of interest.
Avatar for David Hoffman
David Hoffman