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36 East Main Street, Mt. Sterling, KY 40353
📍 710 East Main Street Lexington, KY 40502
📍 7508 New LaGrange Road, Ste. 6 Louisville, KY 40222
Yes
Morehead State University, Bachelor of Business Administration (BBA), Financial Planning and Services
Melody has always been passionate about giving back to her community. As an elected County Commissioner for 8 years (2015-2023), she worked tirelessly to help navigate fiscal challenges, ensuring vital county services remained strong while being mindful of how taxpayer dollars were spent. She currently serves on a local government board focused on expanding broadband access throughout the county, connecting communities and fostering growth. In addition to her work in government, Melody is dedicated to supporting those in need. She volunteers at the Sterling Food Coalition, a local food pantry, and wholeheartedly supports its mission to provide nourishment and assistance to her neighbors. Her commitment to service extends to her professional community as well, having previously served as the Media Relations Director on the Financial Planning Association of Kentuckiana Board and a Member Advisory Board member of the Garrett Planning Network. Melody’s volunteer work reflects her deep care for both her community and her profession, and it drives her to create meaningful, lasting impact wherever she can.
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We have had a wonderful experience with Townsend Financial Planning. From our first meeting with Melody and her team, I knew we had found someone who we could trust, and work diligently to help us work toward our financial goals. Grounded by strong values of service and stewardship, with a thorough knowledge of “tried and true” investment principles, Townsend sets themselves apart through the personal relationships they form with their clients to truly understand their needs. Can’t recommend them highly enough… we should all be so lucky to have someone like Melody and Nick guiding us through our big financial decisions and working toward our retirement goals.
I’ve entrusted management of my resources to Townsend Financial for years now and trust them implicitly . They have never failed to manage my accounts in a superb manner .They are like family and I appreciate all they do of me – They always provide the guidance I require and do it cheerfully and kindly – If you need help with all your financial decisions -you can not go wrong with Townsend Financial .
I am involved with decisions, and Melody et al are very transparent about account activities. Lots of graphs and explanations of what to expect from my investments. Regular update meetings are incredible, and I always leave feeling that they have it all under control and that I’m OK. It’s an honest organization with integrity and compassion.
Just wanted to say Nic has done a nice job with my retirement account. Looking forward to working with him through the next few years!
Melody is the best! She’s very personable and caring, making sure you feel as you are part of her family.
She and her team have made our financial position better than we have ever expected. I would give 10 stars if I could!
Google would need to have (at least) 10 stars to approximate how I feel about Townsend Financial Planning (TFP). I have been with TFP since it opened and had been working with Melody Townsend from before that time. Thinking about finances can be very unsettling, but I have never had a moment of anxiety knowing the intelligence and empathy that Melody and her entire staff bring to every client. “With Planning Comes Peace” is the guiding commitment of TFP. You can count on it!
Townsend Financial Planning has given us nothing but wise and sound advice. They are very personable and have made our lives a lot less stressful by their careful and insightful planning. We are very pleased with Melody and her team. They’re the best!
Melody originally helped us consolidate all our retirement accounts from several previous employers. From that initial work, we entrusted her to manage all our retirement accounts. I actually thought I knew what I needed to about retirement accounts to ensure we maximized our investments, but regular talks with her have confirmed that working with an expert really makes all the difference in maximizing returns and planning for retirement as soon as possible. We are very grateful for the services Melody and her team provide!
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Townsend Financial Planning has been a godsend for us. They helped us plan for retirement while we were working and are helping us navigate our retirement years with confidence. Everyone on the team is professional and makes us feel like we are the best hands!!
We are very thankful for the wise advice and prudent guidance we receive from Townsend Financial Planning. There is no doubt our financial position is much better because of their close monitoring of our accounts and direction provided. We could not recommend them more highly.
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