Michael Benkovic, CFP®

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DVB Financial Michael Benkovic, CFP®
Harrisburg, PA

Serving Clients Nationwide

We're not just financial advisors. We're specialists. DM us to learn more.

10 Certified Advisor Reviews™
5 out of 5 Stars
Rate this Advisor

Areas of Focus

  • Caregiving for Parents
  • Crisis Management
  • Financial Life Planning
  • Investment Management
  • Owning a Business
  • Retirement Planning
  • Taxes

About Michael Benkovic, CFP®

Michael Benkovic, CFP®, Founder, and Principal Partner of DVB Financial, leads the firm’s strategic vision with an unwavering commitment to enhancing the lives of clients. At every step, he meticulously evaluates each business decision with the question, “How does this enhance the lives of the people we serve?”

At DVB Financial, Michael leads a team dedicated to helping clients navigate life’s complexities with confidence and clarity. The firm offers highly specialized services tailored to each client’s unique needs, including retirement planning through RetireRight, senior lifestyle transitions with AgeWise, special needs planning via Independence and Beyond, and business owner solutions through BizOwner360. With a focus on simplifying life’s intricate challenges, DVB provides exceptional expertise and personalized care to empower clients at every stage of life.

Recognizing the unique burdens that arise as loved ones age, Michael founded AgeWise as a platform to guide families through the complexities of senior lifestyle transitions. AgeWise provides comprehensive support, addressing everything from evaluating service providers and relocation options to navigating financial implications. This platform ensures families have a partner who alleviates stress and helps preserve their legacy during life’s pivotal moments.

With over 20 years of experience in the financial services industry, Michael began his career on the sales team of a boutique mutual fund company. His passion for serving others led him to become an advisor with a large wealth management firm before founding DVB Financial to provide a truly independent and client-focused planning experience.

Michael holds a Bachelor of Science in Business Administration from the University of Delaware and is a CERTIFIED FINANCIAL PLANNER™ professional, with expertise in investment management, retirement planning, insurance, taxation, and estate planning.

Michael resides in Linglestown with his wife, Nykki, and their four children. Outside the office, he enjoys traveling with his wife, coaching his children’s sports teams, and playing a round of golf.

Professional Designations

  • CERTIFIED FINANCIAL PLANNER™ Professional

Primary Location

4800 Linglestown Road Suite 304 Harrisburg, PA 17112

Additional Locations

📍 303 East Market Street York, PA 17403

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Meeting Options

  • Video Conference
  • In-Person
  • Phone

Compensation Methods

  • Fee Only

What to expect in the first meeting

You might be surprised to learn that we believe financial guidance is not hard to find. But finding partners who care enough to relate to you and share advice that is in YOUR best interest is far more difficult. In our first meeting together, we'll go over your most pressing financial challenges and identify where you want to be in the future. We'll get to know more about you and see which of our solutions could be the right fit. Feel free to come prepared with questions you'd like answered so we can make the most of our time together. Ready to learn the difference DVB Financial can make? Reserve your complimentary consult with us today. We can meet virtually, on the phone, or at one of our two office locations. Simply use the link in our profile to book your call with our team. We look forward to meeting you!

Offers Investment Management

Yes

About DVB Financial

At DVB, we go beyond the basics and focus on guiding clients through life’s complexities with highly specialized financial planning. Our advisory services address the unique challenges and goals of every individual that walks through our door.

The firm offers highly specialized services tailored to each client’s unique needs:

🏌️RetireRight: Retirement planning to help clients secure a fulfilling retirement.
✅ AgeWise: Senior lifestyle and transition planning, providing expert support for aging loved ones.
🤰Independence and Beyond: Comprehensive financial and family planning for those with special needs.
🏢 BizOwner360: Business owner solutions designed for entrepreneurs and their families.

Our team of specialists brings unmatched expertise in each of these areas, providing solutions that simplify the intricate aspects of life, going well beyond the finances.

With DVB, clients gain a trusted partner equipped to help them navigate life’s multifaceted demands with confidence and clarity while also receiving the highest level of wealth management care.

Securities offered through LPL Financial, member FINRA/SIPC. Investment advice offered through Private Advisor Group, a registered investment advisor. Private Advisor Group and DVB Financial, LLC are separate entities from LPL Financial.

Hobbies and Interests

  • Family
  • Golf
  • Pickleball

Who We Serve

  • Baby Boomers
  • Business Owners
  • Caregivers
  • Corporate Executives
  • Entrepreneurs
  • Living in Retirement
  • Special Needs

To make Wealthtender free for readers, we earn a nominal monthly fee from financial advisors and firms in exchange for marketing services (including being featured on this profile page), subject to terms of use. This compensation creates a natural conflict of interest when we favor their promotion over others. Wealthtender is not a client of these advisors or firms. Testimonials may not be representative of other clients’ experiences and do not guarantee future performance or success.

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5 Stars

✅ Wealthtender Certified Advisor Review™
Dec 27, 2024
Having a good financial advisor is necessary in order to navigate all the complexities in the financial world, especially when planning for retirement. We began using DVB Financial after becoming disillusioned with our previous financial advisor, who was great at picking investments, but who lacked the understanding for sound retirement planning. My wife and I have been working with Mike Benkovic and Jason Velencia for about five years. The backbone of the DVB office is Justine Hoch. Justine is more than helpful and is that person who keeps things organized and moving in the right direction. Right out of the gate, Mike and Jason asked pertinent questions about us in order to customize a financial plan that would safely get us to retirement and carry us into and through our “golden years.” Through the use of several models and what if scenarios, Jason was able to demonstrate to us that from a financial aspect we were on the right track to not only reach our goals but exceed them in order to comfortably retire to the lifestyle that we were hoping to achieve. Their models took everything into consideration – lifestyle and spending habits, health insurance and Medicare, social security, life insurance, and long-term care needs, if necessary, taxes, monetary gifts to our children and grandchildren, and fluctuations in the market. Mike and Jason, after careful analyzation of our investments, formulated a rebalancing of our funds that would afford us better returns while minimizing exposures. Mike and Jason demonstrated to us how and when withdrawals from our accounts are to be managed so they do not expose us to excessive taxes or fees. We meet at least twice a year with Mike and Jason to review our plan, and to adjust our financial plan strategy if required. And both are always available to answer questions through email or the phone should they arise. They introduced us to a consultant who has helped us and continues to assist us with our health insurance needs. We plan to collaborate with an attorney that Mike and Jason are recommending in order to update and redo our estate plans. DVB is really a one-stop shop for all your financial planning needs. Mike, Jason, and Justine are overseeing every aspect of our financial future. We have confidence in their advice and in the decisions we’ve made because of their advice. ,
Relationship to Financial Advisor: Current Client
Compensation: This reviewer received no compensation for this review.
Conflicts of Interest: There are no material conflicts of interest.
Avatar for Michael Stefanic
Michael Stefanic

5 Stars

✅ Wealthtender Certified Advisor Review™
Dec 26, 2024
As the Power of Attorney for my aging parents, I was appalled at the fees taken by their previous financial advisors and the huge tax burden placed on them due to the wrong type of funds in their portfolio. I asked Mike and Jason to take a look at it. We moved my parents’ accounts to DVB after Mike and Jason made recommendations which saved my parents substantially the following year and thereafter. I cannot begin to thank them or Justine Snyder properly for the time they have given to the many tasks involved with managing my parents’ estate. Their assistance also saved us on legal fees, as they were able to assist us in areas which didn’t necessarily require the need for an attorney. They have reviewed our own estate planning documents to ensure that our wishes would be carried out at the least possible cost to our children and grandchildren. Needless to say, the changes we are making will simplify the process and leave more of our funds where we would like them to go and less to attorney and probate fees. We have learned so much and I am so grateful to the DVB team. What I most appreciate is that Mike and Jason are always looking at the whole picture—our finances, our current circumstances, our lifestyle, and our future needs. No plan is set in stone. My parents’ accountant said, “Moving your parents' accounts to DVB was a great move.” I have to agree.
Relationship to Financial Advisor: Current Client
Compensation: This reviewer received no compensation for this review.
Conflicts of Interest: There are no material conflicts of interest.
Avatar for CS
CS

5 Stars

✅ Wealthtender Certified Advisor Review™
Nov 24, 2024
Very responsible, kept me informed, explained where my money was going, and overall Jason is not only a very good financial advisor but a great human. Would definitely recommend this advisor
Relationship to Financial Advisor: Current Client
Compensation: This reviewer received no compensation for this review.
Conflicts of Interest: There are no material conflicts of interest.
Avatar for Ashley Haverstock
Ashley Haverstock

5 Stars

✅ Wealthtender Certified Advisor Review™
Nov 10, 2024
We've had the pleasure of being supported by DVB for about 5 years.  The entire team has been very knowledgeable, professional, compassionate and fun to work with too!  We started with DVB not yet retired, and they came up with a financial plan and support allowing us to retire earlier than we anticipated, with the peace of mind that our family needs are taken care of.  Our family has needs that extend beyond financial planning, and DVB has been excellent at looking holistically at unique needs, and very adept at tailoring the approach to meet our special needs planning objectives. They have taken great care to balance our family financial health with the anticipated needs of individual family members.  DVB has a very collaborative 360 approach which includes engaging with our other service needs such as legal and CPA support.  They have been innovative and responsive by adding staff who provide special needs support and engagement for families such as ours.  Our experience with DVB has been exceptional and we highly recommend their services!
Relationship to Financial Advisor: Current Client
Compensation: This reviewer received no compensation for this review.
Conflicts of Interest: There are no material conflicts of interest.
Avatar for D Smith
D Smith

5 Stars

✅ Wealthtender Certified Advisor Review™
Oct 27, 2024
I too have been "partnering" with DVB 20 + years, starting with Bill D. Mike & Jason continued Bill's stellar customer service and I use the term "partner", because that is what I and my wife consider them! They LISTEN to your desires, concerns, plans, goals, etc. and work WITH you to develop a strategy that gives you comfort, along with understanding. Mike and Jason, don't force their opinions on you; however, they are very adept at explaining why certain strategies, etc. should be given strong consideration. At the end of the day, they defer to you to make YOUR final decision! My wife retired before me and I wasn't certain it would be advantageous for me to retire before age 65. Mike and Jason assisted us in reviewing healthcare, investments, etc. and vetted our personal plans/strategies and gave us the confidence necessary to proceed. Almost 3 years later, we're so pleased with their guidance and have not second guessed our decision!! Additionally, we've introduced our two adult children to Mike and Jason for investment guidance. I attended the first meeting with my son and his partner and was so pleased to see how Mike & Jason treated them with such respect, while clearly explaining all options to them, even though their nest-egg has room to grow...! If you are looking for true, honest, team/partner-oriented advice and exceptional customer service, The DVB Team is a solid choice in our opinion!!
Relationship to Financial Advisor: Current Client
Compensation: This reviewer received no compensation for this review.
Conflicts of Interest: There are no material conflicts of interest.
Avatar for Stan Sechrist
Stan Sechrist

5 Stars

✅ Wealthtender Certified Advisor Review™
Oct 23, 2024
DVB Financial has helped to keep my worries at ease. From Life insurance to helping me invest money for growth they've had me protected for many years.
Relationship to Financial Advisor: Current Client
Compensation: This reviewer received no compensation for this review.
Conflicts of Interest: There are no material conflicts of interest.
Avatar for Samson Doyle
Samson Doyle

5 Stars

✅ Wealthtender Certified Advisor Review™
Oct 23, 2024
I have been working with DVB finance for almost 20 years! From the start with Bill D & Paul V, I have found Mike & Jason to continue the excellent customer service and fine tuning to ensure that my finances are safe, secure and growing! I am truly blessed to call all the team my good friends and excellent financial advisors.
Relationship to Financial Advisor: Current Client
Compensation: This reviewer received no compensation for this review.
Conflicts of Interest: There are no material conflicts of interest.
Avatar for Bob Leader
Bob Leader

5 Stars

✅ Wealthtender Certified Advisor Review™
Oct 23, 2024
We have been working with Jason for several years now and have really enjoyed the work they have done. We have received very helpful information through the process. Highly recommend.
Relationship to Financial Advisor: Current Client
Compensation: This reviewer received no compensation for this review.
Conflicts of Interest: There are no material conflicts of interest.
Avatar for Justin Lamey
Justin Lamey

5 Stars

✅ Wealthtender Certified Advisor Review™
Oct 23, 2024
My wife and I have been working with Mike and Jason at DVB for more than 10 years. Their service goes far beyond financial planning as they have really helped us with retirement, healthcare, tax management, and aligning our financial future to our personal goals. The entire team (Justine included!) is professional and dedicated to ensuring the best possible results for their clients. I have, and will continue to recommend to my friends and family.
Relationship to Financial Advisor: Current Client
Compensation: This reviewer received no compensation for this review.
Conflicts of Interest: There are no material conflicts of interest.
Avatar for Michael Junkins
Michael Junkins

5 Stars

✅ Wealthtender Certified Advisor Review™
Feb 4, 2020
I have been a client with DVB since 2014 and cannot say enough positive things about this company. Mike Benkovic has proven to be a stellar advisor to myself and my husband. He has managed our retirement portfolio to maintain constant yearly growth and is always looking out for our best interest and is eager to explore any reasonable opportunities to better our financial lives. His professional and calm demeanor always puts my husband and myself at ease with any questions or concerns we have and takes any necessary time to explain things in a very understanding manner. What a great team to work with!
Relationship to Financial Advisor: Current Client
Compensation: This reviewer received no compensation for this review.
Conflicts of Interest: There are no material conflicts of interest.
Avatar for LORI PATTERSON
LORI PATTERSON