Michael Tomren, MS, CFP®, AIF®, ChFC®
Personalized Guidance for Tech & Utility Employees and their families
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Tomren & Sullivan Wealth Management
Michael Tomren, MS, CFP®, AIF®, ChFC®
San Ramon, CA
Serving Clients Nationwide
Personalized Guidance for Tech & Utility Employees and their families
5 out of 5 Stars
Jump to Reviews
Areas of Focus
- Equity Compensation Options
- Estate Planning
- Exit Planning
- Financial Planning
- Investment Management
- Legacy Planning
- Long-Term Care
- Retirement Income Planning
- Social Security Optimization
- Tax-Efficient Planning
- Wealth Management
About Michael Tomren, MS, CFP®, AIF®, ChFC®
Hi, I'm Michael Tomren, Managing Partner and Financial Planner at Tomren & Sullivan Wealth Management.Over a career spanning more than 29 years, I have worked to earn the credentials and training I believe my clients deserve. I hold the CFP®, AIF®, and ChFC® designations, a Master of Science in Advanced Financial Planning from Golden Gate University, and a Certificate in Client Psychology from The Wharton School. I am also a member of Ed Slott's Elite IRA Advisor Group℠ - a distinction held by fewer than 1% of financial advisors in the United States, reflecting my commitment to staying at the forefront of IRA and retirement tax planning. These are not just letters after a name - they represent a genuine commitment to being the most knowledgeable advisor I can be for the families who trust us with their financial lives.
As you might guess, my earliest memories of money helped shape my career choice. My father was a government employee, and my mother chose to leave the workforce to raise my three younger brothers and me. We were fortunate to grow up that way, and I’m grateful for the example my parents set.
When it came to finances, they knew how to stretch a paycheck and keep a busy household running. Between sports, school activities, doctor visits, and the occasional trip, they made it all work - something I appreciate even more as an adult. Through their example, my brothers and I learned to respect money: to set aside something for emergencies, to use some for enjoyment, and to save enough to build long-term independence. Those principles stuck with me, and from an early age I made a commitment to live by them.
In college, I initially pursued a degree in civil engineering, but along the way I found myself drawn more and more to financial planning - particularly the way it combines analytical rigor with deeply human relationships. I chose to pursue that path fully, and I have never looked back. I’m thankful for the circumstances that led me to that change in direction, because today -rather than building bridges and buildings - I get to help people create and maintain strong financial structures. In many ways, it’s not so different from engineering, and I’ve always valued that this work allows me to build relationships along the way.
On a personal level, I truly feel like the luckiest man on the planet, and I don’t take it for granted. One particularly lucky day, I stepped into an elevator and met a beautiful woman named Shawna. I had no idea that we would become best friends, get married, and build a life together. Years later, we’re blessed with three children - Jordyn, Ava, and Brannon - two grandchildren, and two spoiled Boston Terriers. In our spare time, we enjoy traveling, spending time at the beach, and supporting our kids in all of their activities.
And before you go, I want to simply say thank you.
Thank you for taking the time to visit my profile and learn more about Tomren & Sullivan Wealth Management. As you evaluate our services and areas of expertise, I hope you also get a sense of the people behind the firm. I’m honored to work alongside a team that cares deeply about our clients and brings their best each day - with kindness, ownership, positivity, and an unwavering commitment to putting clients first.
Some of our favorite moments are celebrating life’s milestones with the families we serve - retirements, graduations, weddings, and the meaningful moments that become lifelong memories. In the end, that’s what our firm is all about: helping you build the resources, freedom, and time to go out and make more memories with the people you care about most.
Michael Tomren is a Financial Planner with, and securities and advisory services offered through LPL Financial, a registered investment advisor, Member FINRA / SIPC.
Professional Designations
- Accredited Investment Fiduciary (AIF)
- Certified Exit Planning Advisor (CEPA)
- CERTIFIED FINANCIAL PLANNER ®
- Chartered Financial Consultant (ChFC)
- Master of Science in Financial Planning (MSFP)
Affiliations
-
BBB Accredited Business
- CFP Board
- Ed Slott's Master Elite IRA Advisor Group
- Financial Planning Association
- National Association of Insurance and Financial Advisors
- CFP Board
Primary Location
12667 Alcosta Blvd., Suite 355, San Ramon, CA 94583
Video
Meeting Options
- Video Conference
- In-Person
- Phone
Compensation Methods
- Fee Based
- Percentage of Assets Managed
What to expect in the first meeting
Click the 'Book Intro Call' button above to schedule a free introductory conversation. We'll get to know each other and I'll listen to understand your unique circumstances so we can determine the best way to proceed. I look forward to speaking with you.Offers Investment Management
Yes
About Tomren & Sullivan Wealth Management
Tomren & Sullivan Wealth Management is a fiduciary financial planning firm based in San Ramon, California, providing retirement, tax, and IRA planning for pre-retirees and retirees throughout San Ramon and the East Bay.Who We Serve
We work primarily with affluent Bay Area families navigating retirement timing, tax strategy, equity compensation, legacy planning, and major life transitions, typically clients approaching retirement or managing substantial assets. Many are transitioning out of careers at the region's leading tech companies, as well as longtime employees of major Bay Area utilities like AT&T, PG&E, and Chevron.
Our Process
We walk beside clients through our 7-Step Financial Planning Process, a consistent approach designed to help build confidence, create opportunity, and face the future with greater clarity and purpose. We begin by getting to know your goals and values, then organize the full picture of your financial life, build a plan tailored to you, coordinate implementation with your other professionals, and stay closely connected through ongoing reviews as your life and portfolio evolve.
Why Work With Us
Our mission is to provide competent and prudent financial advice while delivering expert service and valuable communication to our clients. We believe implementation isn't a one-time event; it's the start of an ongoing partnership built on communication and connection, and we aim for clarity about our role and how we're compensated from the very start.
Securities and advisory services offered through LPL Financial, a registered investment advisor, Member FINRA / SIPC.
Education
Golden Gate University, Master of Science in Advanced Financial Planning, Financial Life Planning | The Wharton School, Certificate Program, Client Psychology | University of California, Berkeley, Certificate Program, Personal Financial Planning | Eastern Washington University, Bachelor of Arts in Business Administration, Finance
Hobbies and Interests
- Beach
- Family
- Traveling
SEC Lookup
View DisclosureWho We Serve
- Baby Boomers
- Business Owners
- Corporate Executives
- Entrepreneurs
- Families
- Intergenerational Families
- Living in Retirement
- Mid-Career Professionals
- Pre-Retirees
- Technology Professionals
Wealthtender® is a trusted, independent financial directory and educational resource governed by our strict Editorial Policy, Integrity Standards, and Terms of Use. While we receive compensation from featured professionals (a natural conflict of interest), we always operate with integrity and transparency to earn your trust. Wealthtender is not a client of these providers. Testimonials may not be representative of other clients’ experiences and do not guarantee future performance or success.
Write a Review
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5 Stars
✅ Wealthtender Certified Advisor Review™
Jul 11, 2026
Wouldn’t trust our retirement with anyone but Tomren & Sullivan!
Relationship to Financial Advisor: Client as of Jul 11, 2026
Compensation: This reviewer received no compensation for this review.
Conflicts of Interest: There are no material conflicts of interest.
5 Stars
✅ Wealthtender Certified Advisor Review™
Jun 2, 2026
I have been with Tomren Wealth Management since I retired almost 16 years ago, and am really pleased with the financial guidance and advice over the years. As important as the financial results are; what really has kept my confidence as the economy goes through the inevitable ups and downs is the relationship I've developed with the whole team. Whenever I call I get a live person who helps with whatever question or request I have. When people talk about missing good old-school customer service, That is sure what Michael Tomren and the whole team still provides.
Relationship to Financial Advisor: Client as of Jun 2, 2026
Compensation: This reviewer received no compensation for this review.
Conflicts of Interest: There are no material conflicts of interest.
5 Stars
✅ Wealthtender Certified Advisor Review™
Jun 2, 2026
We have been with Tomren wealth management and few years short of retirement 11 years ago, and the team has been over the top on every service they provide! Our return on investment has been awesome, and the staff is very knowledgeable and pleasant to work with. MANY thanks to all of the team!
Relationship to Financial Advisor: Client as of Jun 2, 2026
Compensation: This reviewer received no compensation for this review.
Conflicts of Interest: There are no material conflicts of interest.
5 Stars
✅ Wealthtender Certified Advisor Review™
Jun 1, 2026
5-Star Review for Michael Tomren⭐⭐⭐⭐⭐My husband and I have been clients of Michael Tomren and Tomren Wealth Management for the past 8 years, and working with Michael has been one of the best financial decisions we've ever made.We first met Michael shortly after retiring, when we were faced with important decisions about investing our savings and planning for retirement. From day one, Michael took the time to understand our goals, answer our questions, and guide us through the process with patience and expertise.Michael is a pleasure to work with. He is personable, easygoing, funny, and incredibly knowledgeable about the markets, investments, financial planning, and life in general. He has a unique ability to explain complex financial concepts in a way that is easy to understand and never intimidating.Over the years, his investment management skills and recommendations have consistently exceeded our expectations. Even through challenging market conditions, economic uncertainty, and the COVID years, Michael remained steady, thoughtful, and proactive. Today, we are in a very strong financial position, and we credit much of that success to his guidance, investment decisions, and long-term planning strategies.The entire team at Tomren Wealth Management deserves recognition as well. Their office in San Ramon is welcoming and professional, and the staff is always courteous, responsible, and responsive. Whenever we have a question or need assistance, someone always gets back to us promptly—usually the same day, and never later than the next business day.We meet with Michael quarterly, and he is always available whenever concerns or questions arise. He genuinely cares about his clients and takes a personal interest in helping them achieve their financial goals.Without hesitation, we would recommend Michael Tomren and Tomren Wealth Management to our family, friends, and anyone looking for a trustworthy, knowledgeable, and highly skilled financial advisor. We are grateful for the relationship we've built over the years and look forward to many more.Thank you, Michael and team!Jeannette & Ed
Relationship to Financial Advisor: Client as of Jun 1, 2026
Compensation: This reviewer received no compensation for this review.
Conflicts of Interest: There are no material conflicts of interest.
5 Stars
✅ Wealthtender Certified Advisor Review™
May 22, 2026
I am the estate trustee for my Aunt. She had invested with Tomren Wealth for years. Most important, she was comfortable with Michael Tomren, and trusted him to invest her money. And he increased her wealth. As her trustee, Tomren Wealth has been VERY helpful, and especially Ashley Escamilla. When you call, they pick up the phone!!! And Ashley has helped resolve many issues, and explained what was legally needed in simple and clear terms. And then Ashley completes the processes very fast and efficiently. I would highly recommend Tomren Wealth and the entire team. They are a gem in today's society.
Relationship to Financial Advisor: Client as of May 22, 2026
Compensation: This reviewer received no compensation for this review.
Conflicts of Interest: There are no material conflicts of interest.
5 Stars
✅ Wealthtender Certified Advisor Review™
Apr 29, 2026
Relationship to Financial Advisor: Client as of Apr 29, 2026
Compensation: This reviewer received no compensation for this review.
Conflicts of Interest: There are no material conflicts of interest.
5 Stars
✅ Wealthtender Certified Advisor Review™
Apr 25, 2026
Relationship to Financial Advisor: Client as of Apr 25, 2026
Compensation: This reviewer received no compensation for this review.
Conflicts of Interest: There are no material conflicts of interest.
5 Stars
✅ Wealthtender Certified Advisor Review™
Apr 23, 2026
Working with Tomren Wealth Management for our financial planning needs has been one of the best decisions we’ve made for our family’s financial future. From the start, Brian Sullivan has taken the time to really understand our goals. We have worked with Brian for over 10 years and during this time we never have felt rushed or pressured on any decision. Brian explains every recommendation and can explain it in plain language. He will always make sure we understand both the benefits and risks and how it aligns with our short and long term goals. It feels like we have a partner who genuinely cares about our long-term success and keeps us on that track. Since working with Brian and the Tomren Wealth Management team we feel more confident about our finances and future.We would highly recommend Brian Sullivan and the full Tomren Wealth Management team to anyone looking for knowledgeable, trustworthy, and down-to-earth financial guidance.Corry & Nancy Guinn
Relationship to Financial Advisor: Client as of Apr 23, 2026
Compensation: This reviewer received no compensation for this review.
Conflicts of Interest: There are no material conflicts of interest.
5 Stars
✅ Wealthtender Certified Advisor Review™
Mar 30, 2026
My husband and I have been with Tomren Wealth Management for 15 years since before we both retired. Michael is very personable, knowledgeable , professional and goes above and beyond in answering questions and providing financial advice to us. He and his staff get back to us quickly and efficiently. We run things by him and he gives his honest opinion based on his expertise and his connection to us as clients. We love working with Michael !
Relationship to Financial Advisor: Client as of Mar 30, 2026
Compensation: This reviewer received no compensation for this review.
Conflicts of Interest: There are no material conflicts of interest.
5 Stars
✅ Wealthtender Certified Advisor Review™
Mar 13, 2026
I have been with Michael since 2011 (a year before I retired) and I am happy to report he under promised and over delivered for me in every way.Michael is extremely honest and will never put you in any investment you are not 100% comfortable with any risks it may entail. I have always done my own investing before meeting Michael and I was apprehensive about turning this over to someone else but I have never been happier and I know my finances are in good hands with Michael and his team.He and his team have gone above and beyond for me, making themselves available whenever I need them - once even on a Sunday when I left a voice mail that I had a time sensitive matter that I needed a call first thing Monday morning.Imagine my surprise to have Michael call me that Sunday to get me the information . (Not something I would make a habit of.)Michael is also very good at keeping you apprised of how your investments are doing and always keeping the lines of communication open.I really could not be in better hands financially than with Michael Tomren and his very experienced, professional team. If I had know all the perks of having a financial planner like Michael, I would have hired him a lot earlier.
Relationship to Financial Advisor: Client as of Mar 13, 2026
Compensation: This reviewer received no compensation for this review.
Conflicts of Interest: There are no material conflicts of interest.
5 Stars
✅ Wealthtender Certified Advisor Review™
Mar 9, 2026
My husband and I were initially referred to the Michael Tomren Financial Group well before I chose to retire. Then in 2020 during the early phases of Covid, I decided to give the Tomren Group a call. Michael guided me to make the best financial decision ever, to retire during this uncertain time.His company is extremely knowledgeable and professional. In my opinion, he always puts the client first regarding financial recommendations and decisions.Thank you to the Tomren Group in providing my family, a good nights sleep as well as peace of mind, knowing that our future is in very good hands.
Relationship to Financial Advisor: Client as of Mar 9, 2026
Compensation: This reviewer received no compensation for this review.
Conflicts of Interest: There are no material conflicts of interest.
5 Stars
✅ Wealthtender Certified Advisor Review™
Feb 28, 2026
My wife and I have been clients of Michael for almost 10 years. I can’t give enough credit to him and his team. All of the team are fantastic to deal with. They are competent, friendly, and always go the extra mile. They are fiduciaries and always have your best interests at heart. They always want you and your spouse to be completely comfortable with what they are doing. On top of that, our portfolio has done fantastic. Just meet with them and see how honest, and competent they are.
Relationship to Financial Advisor: Client as of Feb 28, 2026
Compensation: This reviewer received no compensation for this review.
Conflicts of Interest: There are no material conflicts of interest.
5 Stars
✅ Wealthtender Certified Advisor Review™
Feb 24, 2026
Michael Tomren and his excellent team are professional, and at the same time like family. I feel comfortable whenever I’m working with them. I’ve been a client of Michael’s for 10 years plus and trust in his judgment and knowledge of the industry. Very happy with the team and the results!
Relationship to Financial Advisor: Client as of Feb 24, 2026
Compensation: This reviewer received no compensation for this review.
Conflicts of Interest: There are no material conflicts of interest.
5 Stars
✅ Wealthtender Certified Advisor Review™
Feb 18, 2026
Over 20 years ago we interviewed various financial advisors and chose Michael Tomren because he listens and has great financial savvy. He has done excellently for us taking our needs and desires into account while building our financial portfolio. We highly recommend him.
Relationship to Financial Advisor: Client as of Feb 18, 2026
Compensation: This reviewer received no compensation for this review.
Conflicts of Interest: There are no material conflicts of interest.
5 Stars
✅ Wealthtender Certified Advisor Review™
Feb 17, 2026
Michael Tomren and his staff are exceptional people. Michael treats your money as if it were his own.Mike and Debbie Meredith
Relationship to Financial Advisor: Client as of Feb 17, 2026
Compensation: This reviewer received no compensation for this review.
Conflicts of Interest: There are no material conflicts of interest.
5 Stars
✅ Wealthtender Certified Advisor Review™
Feb 16, 2026
I have been working with Michael Tomren for over 15 years. I’ve always felt comfortable and confident with Michael and his staff. They are very knowledgeable and always professional. We have quarterly reviews, at which time one of the things we discuss is the potential for any life changes to ensure my investments are properly aligned to my future needs. I have complete trust in Michael Tomren and his team.
Relationship to Financial Advisor: Client as of Feb 16, 2026
Compensation: This reviewer received no compensation for this review.
Conflicts of Interest: There are no material conflicts of interest.
5 Stars
✅ Wealthtender Certified Advisor Review™
Feb 11, 2026
Tomren Wealth Management excellent Financial planning and Investment advises. Great Communication, Michael is always available when we have any questions. We have been with Michael for many years and we have reviews at least twice a year. We trust Michael and highly recommend his services.
Relationship to Financial Advisor: Client as of Feb 11, 2026
Compensation: This reviewer received no compensation for this review.
Conflicts of Interest: There are no material conflicts of interest.
5 Stars
✅ Wealthtender Certified Advisor Review™
Feb 9, 2026
Michael has been a great asset managing our financials. He and his team are very knowledgeable and treat us like family. I highly recommend his business to anyone looking for assistance with their planning.
Relationship to Financial Advisor: Client as of Feb 9, 2026
Compensation: This reviewer received no compensation for this review.
Conflicts of Interest: There are no material conflicts of interest.
5 Stars
✅ Wealthtender Certified Advisor Review™
Feb 9, 2026
MIchael and his team are very proactive and keep us well informed about our account. I highly recommend this team if you are in need of an adviser.
Relationship to Financial Advisor: Client as of Feb 9, 2026
Compensation: This reviewer received no compensation for this review.
Conflicts of Interest: There are no material conflicts of interest.
5 Stars
✅ Wealthtender Certified Advisor Review™
Feb 8, 2026
I have worked with Michael and his team for a decade and am happy to continue for another.
Relationship to Financial Advisor: Client as of Feb 8, 2026
Compensation: This reviewer received no compensation for this review.
Conflicts of Interest: There are no material conflicts of interest.
5 Stars
✅ Wealthtender Certified Advisor Review™
Feb 7, 2026
I can’t say enough about Michael Tomren and his team at Tomren Wealth Management. We have been with Michael for many years, and each year the service gets better.Michael took the time to get to know us, our needs and investing style. Michael treats each client like his only client. We look forward to our regular portfolio reviews. Michael is always personable and happy. He takes the time to ask about family members and provides clear answers and advice.What sets Tomren Wealth Management apart from the rest is Michael’s dedication to educating his clients. Michael patiently explains financial matters in simple language that can be easily understood. Because of his teaching style, we were able to take a much more active role in managing our finances.The Tomren team is top notch. Every person in his office is efficient, friendly and competent. They are attentive and answer questions quickly. If you are looking for a compassionate, incredibly knowledgeable financial planner, look no further than Michael Tomren and Tomren Wealth Management.
Relationship to Financial Advisor: Client as of Feb 7, 2026
Compensation: This reviewer received no compensation for this review.
Conflicts of Interest: There are no material conflicts of interest.
5 Stars
✅ Wealthtender Certified Advisor Review™
Feb 6, 2026
We have been clients of Michael and the Tomren Wealth team since around 2010, and our experience has been consistently outstanding.Michael and his team made a sincere and honest effort to get to know us from the very beginning. Communication is open, frequent, and thoughtful, including regular quarterly in-person reviews that ensure we always understand where we stand and why. Finally, Michael’s office is administratively impeccable—everything is handled efficiently, accurately, and on time.What truly sets Michael apart is his commitment to education and his holistic approach to financial planning. He looks well beyond investment returns to consider every aspect of our financial well-being— retirement planning, tax planning, long-term health planning, wills and trusts, medical insurance, and Social Security decisions. He helps us see the big picture and make informed decisions with confidence.Michael fully respects that clients may come with prior advisors or different perspectives. His approach is consultative, patient, and centered on what’s best for us. We deeply value his guidance and highly recommend Michael and Tomren Wealth to anyone looking for a thoughtful, comprehensive financial advisor.- Cindy & Gary
Relationship to Financial Advisor: Client as of Feb 6, 2026
Compensation: This reviewer received no compensation for this review.
Conflicts of Interest: There are no material conflicts of interest.
5 Stars
✅ Wealthtender Certified Advisor Review™
Jan 23, 2026
Howdy Michael,I just wanted to thank you for having Veronika on your team. I recently spent some time with her on the phone discussing my RMD concerns for the 2025 tax season. She walked me through the process and helped me realize my calculations were based on the wrong year’s IRA figures. Her clarity and thoroughness completely put my mind at ease as we move into tax season with Tim, our CPA.Veronika is a true pleasure to work with — her sense of humor, patience, and deep understanding of the rules and regulations take the anxiety out of navigating the tax code. You’ve done an excellent job bringing her onto your team, and I wanted to share how much I value the experience of working with her.Take care,Mike Sinwald
Relationship to Financial Advisor: Client as of Jan 23, 2026
Compensation: This reviewer received no compensation for this review.
Conflicts of Interest: There are no material conflicts of interest.
5 Stars
✅ Wealthtender Certified Advisor Review™
Jan 9, 2026
I can't recommend Michael Tomren Wealth Management highly enough! Their expertise and personalized approach truly made a difference in my financial planning. They took the time to understand my goals and tailored a strategy that fits my needs perfectly. Communication was clear and timely, making the entire process smooth and stress-free. Thanks to Michael, I feel confident about my financial future. Highly recommend!
Relationship to Financial Advisor: Client as of Jan 9, 2026
Compensation: This reviewer received no compensation for this review.
Conflicts of Interest: There are no material conflicts of interest.
5 Stars
✅ Wealthtender Certified Advisor Review™
Jan 7, 2026
If you are looking for a financial advisor you can trust and invest your money, look no further than Tomren Wealth Management. We've been with them now for over 20 years and always received excellent service. Michael Tomren's staff is a delight to deal with when we have any questions.When we moved to Oregon, we have continued to stay in contact even though we were in a different state now, using Zoom with our planned yearly reviews. However, this year we received a visit from Michael at our Oregon home, what a surprise that was! They really care about the success of our money investments and we are extremely satisfied with them.
Relationship to Financial Advisor: Client as of Jan 7, 2026
Compensation: This reviewer received no compensation for this review.
Conflicts of Interest: There are no material conflicts of interest.
5 Stars
✅ Wealthtender Certified Advisor Review™
Jan 7, 2026
Michael and his staff have served me well over 15 years and I have 100% trust with Michael and his staff. I can live comfortably in my retirement knowing that my finances are in the hands of extremely competent and reliable people.
Relationship to Financial Advisor: Client as of Jan 7, 2026
Compensation: This reviewer received no compensation for this review.
Conflicts of Interest: There are no material conflicts of interest.
5 Stars
✅ Wealthtender Certified Advisor Review™
Jan 1, 2026
Michael Tomren has been our family’s financial planner for more than 20 years, across multiple generations, and that long-standing relationship speaks volumes. He consistently provides prudent, well-reasoned financial advice paired with expert, thoughtful service. Michael is exceptionally well spoken, listens carefully, and communicates clearly, making even complex financial topics feel manageable and transparent. His guidance is always grounded in a genuine understanding of our long-term financial needs and goals.What truly distinguishes Michael is his fiduciary mindset and the sense that he sincerely cares about our financial well-being, not just outcomes on paper. His advice feels competent, ethical, and deeply personalized. Just as important, his team at Tomren Wealth Management is always available, approachable, and friendly, creating an environment of trust and ease.We value the consistency, care, and communication Michael and his team provide and recommend them without hesitation.
Relationship to Financial Advisor: Client as of Jan 1, 2026
Compensation: This reviewer received no compensation for this review.
Conflicts of Interest: There are no material conflicts of interest.
5 Stars
✅ Wealthtender Certified Advisor Review™
Dec 31, 2025
I feel fortunate to have found Michael to help me manage my savings and investments when I retired from AT&T back in 2010. I continue using his services and expertise to this day and am very pleased with the results. He and his staff are very knowledgeable and patient with me. I highly recommend Tomren Wealth Management.
Relationship to Financial Advisor: Client as of Dec 31, 2025
Compensation: This reviewer received no compensation for this review.
Conflicts of Interest: There are no material conflicts of interest.
5 Stars
✅ Wealthtender Certified Advisor Review™
Dec 23, 2025
From my first conversation with Michael Tomren, I knew he was the right financial advisor. My father was also a wise investor , but he did it on his own- not something I was interested in doing when I was able to take an early retirement. Dad grilled Michael pretty thoroughly when the two of them met. Now, many years later, we look back on that initial meeting and laugh. In my advancing years, I’ve taken a more keen interest in my investments, but I'm still not a hands on type. I am grateful to know I can count on Michael.Plus, his staff is great-so personable, yet also knowledgeable, efficient and professional. I strongly recommend Tomren Wealth Management!
Relationship to Financial Advisor: Client as of Dec 23, 2025
Compensation: This reviewer received no compensation for this review.
Conflicts of Interest: There are no material conflicts of interest.
5 Stars
✅ Wealthtender Certified Advisor Review™
Dec 22, 2025
I trust Tomren Wealth with their decisions on making my money work for me…. They explain everything so that I understand what’s happening and that’s important to me
Relationship to Financial Advisor: Client as of Dec 22, 2025
Compensation: This reviewer received no compensation for this review.
Conflicts of Interest: There are no material conflicts of interest.
5 Stars
✅ Wealthtender Certified Advisor Review™
Dec 21, 2025
We have been clients of Tomren Wealth Management for approximately 10 years and continue to be impressed with their professionalism and attention to detail.We meet with them on a regular basis to ensure that the financial goals we have set are up to date and are providing the return we expect. We discuss the short- and long-term financial objectives that are in place and apply the most current analytical resources to maximize our returns.Tomren Wealth Management takes the time to help us maintain a personalized plan that incorporates our unique circumstances and advises us on how best to tailor strategies that suit our lifestyle, income and risk tolerance.They have been there to help us with major life events like career changes, death of a loved one, financial gains and retirement.The entire team is always there to help and goes out of their way to make us feel like we are part of a family focused on communications, support and overall good health.
Relationship to Financial Advisor: Client as of Dec 21, 2025
Compensation: This reviewer received no compensation for this review.
Conflicts of Interest: There are no material conflicts of interest.
5 Stars
✅ Wealthtender Certified Advisor Review™
Dec 21, 2025
have been doing business with Tomren Wealth Management for over 15 years.Prior to my retirement, Michael Tomren had been very helpful with assisting me with retirement goals, and plans..He is very honest and trustworthy.I retired early at the age of 54 years young and the Tomren Wealth Managementgroup has me going financially strong. 1am proud to say I am currently 66 years young. I am very happy with the services they provide. The team is amazing.They listen to what I want and assist me with excellent money management and investments. My money has grown even with me receiving monthly distributions and I am living very comfortable!I can honestly say, Tomren Wealth Management CARES and is very professional and personable.1 am so happy and pleased with the management and growth of my investments.Prior to the passing of my husband, he too had very successful financial growth with Tomren Wealth Management. And now , I am proud to say my daughter has been taken under the wings of this financial group and she too is very pleased!
Relationship to Financial Advisor: Client as of Dec 21, 2025
Compensation: This reviewer received no compensation for this review.
Conflicts of Interest: There are no material conflicts of interest.
5 Stars
✅ Wealthtender Certified Advisor Review™
Dec 20, 2025
We have partnered with Tomren Wealth Management for over 10 years. During our financial relationship we have found the office to rate excellent in both investments and communications. We highly recommend using Tomren Wealth Management for your investments needs.
Relationship to Financial Advisor: Client as of Dec 20, 2025
Compensation: This reviewer received no compensation for this review.
Conflicts of Interest: There are no material conflicts of interest.
5 Stars
✅ Wealthtender Certified Advisor Review™
Dec 20, 2025
I’ve worked with Mr. Tomren and his team for over 10 years and have never had a less than EXCELLENT experience! Each phone call or meeting is met with the same friendly personal touch. They are extremely knowledgeable, responsive and attentive. No matter whom you talk to, you’re treated like a VIP! The cherry on top of consistent amazing customer service is that they’ve done wonders with investments on my behalf. Partnering with Tomren Wealth Management is one of the best decisions I’ve ever made!
Relationship to Financial Advisor: Client as of Dec 20, 2025
Compensation: This reviewer received no compensation for this review.
Conflicts of Interest: There are no material conflicts of interest.
5 Stars
✅ Wealthtender Certified Advisor Review™
Dec 20, 2025
Transitioning into retirement is filled with fear and anxiety. But after my first meeting with the owner Michael Tomren, my mind wasimmediately put at ease. He and his team are amazing!!! They are passionate about what they do, very client focused, and their knowledgehas achieved very positive results for my portfolio. Bottom line is that they CARE and will always treat you as part of the family!!!
Relationship to Financial Advisor: Client as of Dec 20, 2025
Compensation: This reviewer received no compensation for this review.
Conflicts of Interest: There are no material conflicts of interest.
5 Stars
✅ Wealthtender Certified Advisor Review™
Dec 19, 2025
Michael and his team have enabled me to retire with the confidence I'm being taken care of; and can "leave the driving" of my stock and bond portfolio to him and his team. Look: we've just lost 21% in buying power with the inflation and all the reckless spending, Michael and his team still managed to grow my portfolio, all the while giving me an allowance to live better than when I was a working man. I would challenge anyone to give Mr. Tomren a chance. What do you have to lose except sound investments that are proven to work for all his clients.
Relationship to Financial Advisor: Client as of Dec 19, 2025
Compensation: This reviewer received no compensation for this review.
Conflicts of Interest: There are no material conflicts of interest.
5 Stars
✅ Wealthtender Certified Advisor Review™
Dec 19, 2025
My wife and I have had Michael as our finance advisor for approximately 17 years. He has made our retirement very secure. I can't say enough about how satisfied we are with him and his people.
Relationship to Financial Advisor: Client as of Dec 19, 2025
Compensation: This reviewer received no compensation for this review.
Conflicts of Interest: There are no material conflicts of interest.
5 Stars
✅ Wealthtender Certified Advisor Review™
Dec 18, 2025
There are not enough positive things to say about Tomren Wealth Management! They truly go above and beyond and have helped me this year not only with financial and retirement planning, but with real, thoughtful guidance you can genuinely trust. Michael Tomren and his associate Carlos Hernandez are knowledgeable, responsive, and truly care about your success. I could not be more confident about my financial future with their team.
Relationship to Financial Advisor: Client as of Dec 18, 2025
Compensation: This reviewer received no compensation for this review.
Conflicts of Interest: There are no material conflicts of interest.
5 Stars
✅ Wealthtender Certified Advisor Review™
Dec 15, 2025
Tomren Wealth Management came highly recommend by one of their clients. Michal Tomren and staff provide premium customer service to ensure that customers are completely satisfied. Michael is a trusted and excellent communicator. He is extremely knowledgeable, and patient, and he genuinely cares for your financial well-being. I have seen significant growth in my portfolio and have peace of mind about my investment accounts. They check in regularly and are never too busy to answer a question.
Relationship to Financial Advisor: Client as of Dec 15, 2025
Compensation: This reviewer received no compensation for this review.
Conflicts of Interest: There are no material conflicts of interest.
5 Stars
✅ Wealthtender Certified Advisor Review™
Dec 9, 2025
I wanted to highly recommend Michael Tomren at Tomren Wealth Management.Michael has been a valued partner for my company and employees for the last 18 years. His service is top-notch, trustworthy, and personable, and he has been instrumental in securing our financial well-being and future.It has truly been a pleasure to work with Tomren Wealth Management.
Relationship to Financial Advisor: Client as of Dec 9, 2025
Compensation: This reviewer received no compensation for this review.
Conflicts of Interest: There are no material conflicts of interest.
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Get answers to frequently asked questions regarding the services offered by Michael Tomren, MS, CFP®, AIF®, ChFC®
View Disclosures
FAQs
What types of clients do you specialize in working with?
We specialize in serving tech professionals, corporate executives, business owners, and affluent pre-retirees and retirees who have complex planning needs. We are particularly experienced in helping professionals from major firms like AT&T, PG&E, and Chevron. For these employees, we help evaluate specialized corporate benefits, pension elections, retirement timing, and long-term income planning.
How do you help tech professionals manage their equity compensation?
We provide advanced planning specifically tailored for tech professionals and corporate executives who need help managing complex corporate compensation. We guide clients through managing Restricted Stock Units (RSUs), Incentive Stock Options (ISOs), and Employee Stock Purchase Plans (ESPPs), as well as navigating Net Unrealized Appreciation (NUA) and concentrated stock positions to ensure these assets are coordinated with your broader tax and retirement strategies.
What core values drive your client relationships?
Everything we do is driven by clear thinking, prudent decision-making, and proactive communication. Our culture is anchored by five core values: Kindness (being respectful and compassionate), Engagement (proactive ownership of our work), Trustworthiness (honoring the fiduciary standard), being Results-Driven (diligent implementation), and Positivity (finding silver linings even in difficult economic times).
FAQ Disclosures
Still have questions? Contact us today and we’ll be happy to help.
