Nestor Vargas, CFP®, CEPA
Retire Smarter. Pay One Flat Fee.
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Serving Clients Nationwide
Retire Smarter. Pay One Flat Fee.
Areas of Focus
- Financial Life Planning
- High Net Worth
- Investment Management
- Owning a Business
- Retirement Planning
- Taxes
About Nestor Vargas, CFP®, CEPA
Most people I meet already have a financial advisor.They just don’t have the right one.
They’re paying tens of thousands a year in percentage-based fees — and yet, they’re still the ones doing most of the thinking, the follow-up, and the worrying.
I built AlignPoint Wealth to fix that.
We help successful families simplify their finances, lower their fees, and build a plan that aligns with what truly matters — family, freedom, and purpose.
Our flat-fee model replaces the outdated “percentage of assets” structure you see at most firms.
That means:
No hidden costs
No growth penalty for doing well
No vague promises — just clear, proactive planning
We handle your investment management, tax strategy, retirement income, and coordination with your CPA and attorney — all for one transparent annual fee.
If you’re starting to wonder whether you’re overpaying for advice that doesn’t move the needle, it’s time to see the difference a flat-fee fiduciary can make.
You’ve worked too hard to have your money quietly chipped away by high fees.
Let’s make sure every dollar you’ve earned works as hard for you as you did to earn it.
Schedule an appointment today.
Professional Designations
- Certified Exit Planning Advisor (CEPA)
- CERTIFIED FINANCIAL PLANNER ®
Affiliations
- Fee Only Network
- National Association of Personal Financial Advisors
- XY Planning Network
Primary Location
355 S Teller St, Suite 200, Lakewood, CO 80228
Meeting Options
- Video Conference
- In-Person
- Phone
Compensation Methods
- One-time Financial Plan
- Package Offers
- Percentage of Assets Managed
- Subscription
What to expect in the first meeting
Click the 'Book Intro Call' button above to schedule a brief discovery meeting to determine if working together makes sense. This collaborative session lays the foundation for a plan uniquely tailored to your life and to save you money via our flat-fee promise. I look forward to speaking with you. Your journey begins with us taking the time to truly understand you—your goals, dreams, values, and concerns. Whether it’s retiring early, or creating a legacy for your family, we start by learning what drives you.Offers Investment Management
Yes
About AlignPoint Wealth
HOW WE CAN HELPInvestment Management | Retirement Planning | Social Security Maximization | College Savings and Selection | Financial Risk Assessment | Employee Benefits Review | Life Insurance | Disability Insurance | Long-Term Care Insurance |
HOW IS ALIGNPOINTWEALTH DIFFERENT?
We help successful families simplify their finances, reduce unnecessary fees, and retire with confidence. Every plan is built around what matters most to you — family, freedom, and purpose.
How AlignPoint Wealth Is Different
📍 Flat-Fee, Transparent Pricing
No more 1% fees eating into your retirement. We manage your investments and provide comprehensive financial planning — all for one clear annual flat fee. No surprises. No hidden costs.
📍 Comprehensive, Value-Driven Planning
We don’t just manage portfolios — we manage your entire financial life. From taxes and retirement income to insurance and legacy strategies, every detail is coordinated under one plan designed to help you retire early with confidence.
📍 Limited Clients, Unmatched Service
We intentionally work with a select number of families so every client gets proactive, white-glove service and ongoing accountability. You’ll never feel like a number.
📍 Fiduciary Commitment
As fiduciaries, we’re legally and ethically bound to act in your best interest — always. No product commissions, no sales quotas, no conflicts.
📍 Modern Tools. Real Clarity.
Our client technology gives you a clear view of your entire financial life — investments, taxes, cash flow, and progress toward your goals — all in one place. Simple, transparent, and accessible anytime.
Education
University of North Florida, Bachelor's degree, Finance, General | University of North Florida, Bachelor of Business Administration - BBA, Finance and Financial Management Services
Hobbies and Interests
- Cycling
- Family
- Hiking
- Skiing
Who We Serve
- Gen X
- Government Employees
- Living in Retirement
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Would recommend
Financial Overwatch Meets Concierge Services
Making Financial Planning Fun Since 2020
Professional Financial Planner and Investment Advisor - Highly Recommend
Building our family's financial plan
Development of finance strategy and personal service
AlignPoint Wealth is a phenomenal partner for your long-term financial success.
A Trusted Advisor
Exceptional, Personalized Service
Nestor is very good at what he does!
In good Hands…!
Are trust in Nestor
An advisor who listens, cares and helps you reach YOUR goals
Amazing Progress and Bright Future
5 Stars
5 Stars
5 Stars
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