Areas of Focus
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Financial Life Planning
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Investment Management
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Retirement Planning
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Taxes
About Me
Growing up in Winchester, Kentucky, Nick Bailey dreamed of becoming a professional fisherman competing in Bass Master tournaments. Sadly, Nick did a lot more fishing than catching and thought he might need to pursue other avenues as he got older. The patience he learned from fishing has helped him in pursuing a career in financial planning, and it continues to be an enjoyable hobby for him.
Attending Morehead State University and majoring in business administration with a concentration in finance, Nick explored banking, insurance, and lending, but none of those fields gave him the client interaction and ability to solve problems he was seeking.
As his senior year was wrapping up at MSU, Nick began focusing on finding an internship. After learning about Melody and Townsend Financial Planning’s positive reputations in the Mt. Sterling community, Nick took the leap and cold-called TFP. This call led to an internship, and he was hired immediately after graduation.
Becoming a CERTIFIED FINANCIAL PLANNER ™ professional was a goal Nick set for himself, and with a lot of patience, perseverance, and prayer, he earned his certification in 2020. Since joining the TFP team, Nick has not stopped perfecting his trade. He loves the puzzle aspect of financial planning, and he reads and studies anything he can get his hands on about the profession. Nick’s clients appreciate his ability to relate to where they are in their financial journey and connect the dots to help them make the best decisions for themselves.
Nick’s most significant accomplishment has been starting a family with his wife, Terri. His daughter, Bennett, and his son, Gannon, bring new adventure to his daily life, and Nick is humbled regularly by his roles as both a husband and father. He acknowledges that he has been very blessed in life and serves others as a deacon in his church.
In his spare time, Nick does jiu-jitsu. Financial planner by day and ninja by night – Nick has you covered whatever your needs!
Professional Designations
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CERTIFIED FINANCIAL PLANNER™ Professional
Affiliations
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National Association of Personal Financial Advisors
Primary Location
36 East Main Street, Mt. Sterling, KY 40353
Additional Locations
📍 710 East Main Street Lexington, KY 40502
📍 7508 New LaGrange Road, Ste. 6 Louisville, KY 40222
Video
Meeting Options
- Video Conference
- In-Person
- Phone
Compensation Methods
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Fee Only
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Flat Fee
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One-time Financial Plan
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Percentage of Assets Managed
What to expect in the first meeting
Click the 'Book Intro Call' button above to schedule a free introductory call. We understand your time is valuable, so we offer a brief introductory phone call to answer your most pressing questions about our services. Gather your questions and we will give you a call at the time you select. We look forward to speaking with you soon!
Offers Investment Management
Yes
About our Firm
While there are countless advantages to engaging a knowledgeable financial advisor, our clients say the most significant value Townsend Financial Planning provides is peace of mind.
From college and retirement planning to investment allocation and cash flow projections, TFP manages the technical aspects to mitigate financial risk and position you for long-term success. Regardless of financial goals or stage of life, our advisors walk hand-in-hand with each client to navigate their financial journey.
FEE-ONLY CERTIFIED FINANCIAL PLANNER™ Professionals
Engaging a fee-only CERTIFIED FINANCIAL PLANNER™ is a huge benefit to TFP clients. With no conflicts of interest to sell a certain commission-based product line, we are free to serve with transparency, plan with no hidden charges, and do what is best for our clients every single time.
OUR FIDUCIARY RESPONSIBILITY
As a fiduciary, TFP puts the client’s best interests above all else. It is our ethical duty to recommend investments and strategies that best support a client’s individual circumstances and financial goals, which is why all our advisors are CERTIFIED FINANCIAL PLANNER™ professionals.
Top 5 Reasons People Choose Townsend Financial:
1️⃣ Trust
2️⃣ Personal Service
3️⃣ Above & beyond approach
4️⃣ Professional & friendly team
5️⃣ Belief system/ value alignment
We are here to help.
Whether you’re ready to get started or just interested in learning more, we are here for you. Simply tell us a little bit about yourself, and we will put you on the right financial path.
Education
Morehead State University, Bachelor of Business Administration - BBA, Business Administration in Finance
Who We Serve
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Baby Boomers
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Corporate Executives
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Dual Income Family
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Families
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Gen X
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Intergenerational Families
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Living in Retirement
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Parents