Nick Bailey, CFP®
Comprehensive financial planning backed by exceptional service.
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Serving Clients Nationwide
Comprehensive financial planning backed by exceptional service.
Areas of Focus
- Estate Planning
- Financial Life Planning
- Inherited Wealth
- Investment Management
- Loss of Spouse or Partner
- Retirement Planning
- Tax-Smart Accumulation Planning
- Tax-Smart Distribution Planning
- Taxes
About Nick Bailey, CFP®
Growing up in Winchester, Kentucky, Nick Bailey dreamed of becoming a professional fisherman competing in Bass Master tournaments. Sadly, Nick did a lot more fishing than catching and thought he might need to pursue other avenues as he got older. The patience he learned from fishing has helped him in pursuing a career in financial planning, and it continues to be an enjoyable hobby for him.Attending Morehead State University and majoring in business administration with a concentration in finance, Nick explored banking, insurance, and lending, but none of those fields gave him the client interaction and ability to solve problems he was seeking.
As his senior year was wrapping up at MSU, Nick began focusing on finding an internship. After learning about Melody and Townsend Financial Planning’s positive reputations in the Mt. Sterling community, Nick took the leap and cold-called TFP. This call led to an internship, and he was hired immediately after graduation.
Becoming a CERTIFIED FINANCIAL PLANNER ™ professional was a goal Nick set for himself, and with a lot of patience, perseverance, and prayer, he earned his certification in 2020. Since joining the TFP team, Nick has not stopped perfecting his trade. He loves the puzzle aspect of financial planning, and he reads and studies anything he can get his hands on about the profession. Nick’s clients appreciate his ability to relate to where they are in their financial journey and connect the dots to help them make the best decisions for themselves.
Nick’s most significant accomplishment has been starting a family with his wife, Terri. His daughter, Bennett, and his son, Gannon, bring new adventure to his daily life, and Nick is humbled regularly by his roles as both a husband and father. He acknowledges that he has been very blessed in life and serves others as a deacon in his church.
In his spare time, Nick does jiu-jitsu. Financial planner by day and ninja by night – Nick has you covered whatever your needs!
Professional Designations
- CERTIFIED FINANCIAL PLANNER ®
Affiliations
-
BBB Accredited Business
- Fee Only Network
- Financial Planning Association
- Garrett Planning Network
- National Association of Personal Financial Advisors
- Fee Only Network
Primary Location
7508 New LaGrange Road, Louisville, KY 40222
Additional Locations
📍 710 East Main Street Lexington, KY 40502
📍 36 East Main Street, Mt Sterling, KY 40353
Video
Meeting Options
- Video Conference
- In-Person
- Phone
Compensation Methods
- Fee Only
- Flat Fee
- One-time Financial Plan
- Percentage of Assets Managed
What to expect in the first meeting
Click the 'Schedule an Introductory Call' button above to schedule a no-obligation initial call. We understand your time is valuable, so we offer a brief introductory phone call to answer your most pressing questions about our services. Gather your questions and we will give you a call at the time you select. We look forward to speaking with you soon!Offers Investment Management
Yes
About Townsend Financial Planning
While there are countless advantages to engaging a knowledgeable financial advisor, our clients say the most significant value Townsend Financial Planning provides is peace of mind.From college and retirement planning to investment allocation and cash flow projections, TFP manages the technical aspects to mitigate financial risk and position you for long-term success. Regardless of financial goals or stage of life, our advisors walk hand-in-hand with each client to navigate their financial journey.
FEE-ONLY CERTIFIED FINANCIAL PLANNER™ Professionals
Engaging a fee-only CERTIFIED FINANCIAL PLANNER™ is a huge benefit to TFP clients. With no conflicts of interest to sell a certain commission-based product line, we are free to serve with transparency, plan with no hidden charges, and do what is best for our clients every single time.
OUR FIDUCIARY RESPONSIBILITY
As a fiduciary, TFP puts the client’s best interests above all else. It is our ethical duty to recommend investments and strategies that best support a client’s individual circumstances and financial goals, which is why all our advisors are CERTIFIED FINANCIAL PLANNER™ professionals.
Top 5 Reasons People Choose Townsend Financial:
1️⃣ Trust
2️⃣ Personal Service
3️⃣ Above & beyond approach
4️⃣ Professional & friendly team
5️⃣ Belief system/ value alignment
We are here to help.
Whether you’re ready to get started or just interested in learning more, we are here for you. Simply tell us a little bit about yourself, and we will put you on the right financial path.
Education
Morehead State University, Bachelor of Business Administration - BBA, Business Administration in Finance
Hobbies and Interests
- Church
- Family
- Fishing
- Hunting
- Reading
- Woodworking
SEC Lookup
View DisclosureWho We Serve
- Baby Boomers
- Corporate Executives
- Couples
- Dual Income Family
- Families
- Gen X
- Government Employees
- Intergenerational Families
- Living in Retirement
- Non-Traditional Clients
- Parents
- Single Women
- Widow
Wealthtender® is a trusted, independent financial directory and educational resource governed by our strict Editorial Policy, Integrity Standards, and Terms of Use. While we receive compensation from featured professionals (a natural conflict of interest), we always operate with integrity and transparency to earn your trust. Wealthtender is not a client of these providers. Testimonials may not be representative of other clients’ experiences and do not guarantee future performance or success.
Write a Review
By clicking submit, you acknowledge this review is based on your own experience and reflects your genuine opinion. You also agree to our review policy, privacy policy, and terms and conditions, and give this financial advisor permission to publicly display your review on their website.
5 Stars
Melody and her team take the time to make it personal. Not a cookie cutter approach. Highly recommend
5 Stars
Working with Townsend Financial Planning gives us the confidence we need to navigate our retirement years. Melody and her team are always accessible, caring, professional and responsive. They make it their mission to understand our goals, be cognizant of our personal needs, and empathetic to any concerns we have in order to craft a financial plan for us. They never try to sell us a product or impose their opinions on us but always take a collaborative approach that we can feel confident in the results. Highly recommend, 10/10!!!
5 Stars
5 Stars
Townsend Financial Planning-they help you plan your future. We have been working with them for several years. Very knowledgeable and great people to have on our side. No company better!
5 Stars
I have never had a bad experience with anyone in your office. That I feel is a great accomplishment to have hired that caliber of employees.
5 Stars
Google would need to have (at least) 10 stars to approximate how I feel about Townsend Financial Planning (TFP). I have been with TFP since it opened and had been working with Melody Townsend from before that time. Thinking about finances can be very unsettling, but I have never had a moment of anxiety knowing the intelligence and empathy that Melody and her entire staff bring to every client. "With Planning Comes Peace" is the guiding commitment of TFP. You can count on it!
EXCEPTIONAL SERVICE
My husband and I were referred to Melody Townsend by a close friend. She and her company have not disappointed us. We were looking for guidance as we were nearing retirement. My husband and I are not savvy in this realm. Melody, with every call and meeting, was very informative and made the material easy for us to understand. Always explaining the plan for our portfolio. When we have questions and make a call, Melody and her team are on top of it, making sure those questions are answered in a timely manner and thoroughly answered. We couldn't be happier with our decision. To us, Townsend Financial Planning feels like a true family. The care about their clients!
5 Stars
We have had a wonderful experience with Townsend Financial Planning. From our first meeting with Melody and her team, I knew we had found someone who we could trust, and work diligently to help us work toward our financial goals. Grounded by strong values of service and stewardship, with a thorough knowledge of "tried and true" investment principles, Townsend sets themselves apart through the personal relationships they form with their clients to truly understand their needs. Can't recommend them highly enough... we should all be so lucky to have someone like Melody and Nick guiding us through our big financial decisions and working toward our retirement goals.
5 Stars
I've entrusted management of my resources to Townsend Financial for years now and trust them implicitly . They have never failed to manage my accounts in a superb manner .They are like family and I appreciate all they do of me - They always provide the guidance I require and do it cheerfully and kindly - If you need help with all your financial decisions -you can not go wrong with Townsend Financial .
5 Stars
I am involved with decisions, and Melody et al are very transparent about account activities. Lots of graphs and explanations of what to expect from my investments. Regular update meetings are incredible, and I always leave feeling that they have it all under control and that I’m OK. It’s an honest organization with integrity and compassion.
Nic Bailey
Just wanted to say Nic has done a nice job with my retirement account. Looking forward to working with him through the next few years!
Nick Bailey
Nick is always pleasant and is a pleasure to work with. Very smart and has helped us in growing our financial position. Highly recommend!
5 Stars
Google would need to have (at least) 10 stars to approximate how I feel about Townsend Financial Planning (TFP). I have been with TFP since it opened and had been working with Melody Townsend from before that time. Thinking about finances can be very unsettling, but I have never had a moment of anxiety knowing the intelligence and empathy that Melody and her entire staff bring to every client. "With Planning Comes Peace" is the guiding commitment of TFP. You can count on it!
5 Stars
Townsend Financial Planning has given us nothing but wise and sound advice. They are very personable and have made our lives a lot less stressful by their careful and insightful planning. We are very pleased with Melody and her team. They're the best!
5 Stars
We are very thankful for the wise advice and prudent guidance we receive from Townsend Financial Planning. There is no doubt our financial position is much better because of their close monitoring of our accounts and direction provided. We could not recommend them more highly.
5 Stars
Townsend Financial Planning has been a godsend for us. They helped us plan for retirement while we were working and are helping us navigate our retirement years with confidence. Everyone on the team is professional and makes us feel like we are the best hands!!
5 Stars
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