Nick Garofalo

Fee-Only Fiduciary Christian Financial Advisor

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Openhanded Wealth Nick Garofalo
Holly Springs, GA

Serving Clients Nationwide

Fee-Only Fiduciary Christian Financial Advisor

12 Certified Advisor Reviews™
5 out of 5 Stars
Jump to Reviews

Areas of Focus

  • Biblical Finance
  • Business Owners
  • Cash Flow
  • Estate Planning
  • Faith-Based Investing
  • Financial Life Planning
  • Giving
  • Insurance
  • Investment Management
  • Retirement Planning
  • Taxes

About Nick Garofalo

Hi, I'm Nick Garofalo, Founder of Openhanded Wealth & CFP Candidate. I'm a Christian, husband, father, and financial planner who believes that money not only reflects our hearts, it directs our hearts.

‍I’ve been in financial planning and small-business finance for over a decade, but what drives me isn’t spreadsheets or markets — it’s the desire to do well and be found faithful by the One who owns it all. I’ve seen how confusing the modern financial world can be, and I believe Christians shouldn’t have to navigate it alone.

As a CERTIFIED FINANCIAL PLANNER™, my goal is simple: help you understand what God has entrusted to you, make wise decisions with it, and build a life marked by peace, generosity, and long-term faithfulness.

10+ Years CFO in Small Businesses with 20+ Employees

I've experienced real life financial situations across every phase of life, from young adults, to families in crisis, to businesses of all shapes. I've had the privilege of helping Christians be faithful, responsible and generous in every phase.

CFP® Exam | CFA Level 1 Exam | Series 65 Exam

The services I'm able to offer go beyond just my passion to adhere to the good promises and commands of God through His word. I've also done my diligence and work to ensure that I am an asset to your stewardship and financial future.

Over $10M Annual Revenue Managed

This isn't new to me, I've been managing revenue and portfolios for my entire career. You can be confident that myself and the team at Openhanded are giving you the best financial advice possible.

Professional Designations

  • Candidate for CFP® certification

Affiliations

  • Fee Only Network
  • Financial Planning Association
  • XY Planning Network

Primary Location

113 Holly View Ln, Holly Springs, GA 30114

Video

Meeting Options

  • Video Conference
  • In-Person
  • Phone

Compensation Methods

  • Fee Only
  • Flat Fee
  • Hourly Rate
  • One-time Financial Plan
  • Percentage of Assets Managed

What to expect in the first meeting

Click the 'Book Intro Call' button above to schedule a free introductory conversation. We'll get to know each other and I'll listen to understand your unique circumstances so we can determine the best way to proceed. I look forward to speaking with you.

Offers Investment Management

Yes

About Openhanded Wealth

Openhanded Wealth is a fee-only, fiduciary financial planning company that exists to help Christians become faithful stewards, kingdom advancers and fulfillers of the great commission through their finances.

What does it look like to be Openhanded?

Christ calls us to honor Him with every part of our lives — including our finances. Decisions about spending, giving, work, investing, and legacy formation are all spiritual decisions. Our mission is to help Christians use their resources wisely, avoid the traps of fear and materialism, and align their wealth with what lasts forever.

Planning for every season.

Openhanded is here to walk with you through every phase of life.

✔️ Families

Trying to imagine, let alone plan for, every event on the horizon for your family is overwhelming to say the least. We've worked with families at every phase, from newlyweds, to new babies, to empty nesters and everything in between. Openhanded helps families like yours responsibly provide for your family and plan for your bright future.

✔️ Small Businesses

Openhanded helps business owners ask the most important question; "What has God given me this business for? How does He want me to use this for His glory?". This question is close to our founder's heart and a driving force behind our business. We help you steward well, serve others, reinvest in the future and advance His kingdom.

✔️ Retirees

There's no such thing as retirement for the Christian! The end of our careers is the beginning of new and fruitful ministries that the Lord provides with the time he has graciously provided. Openhanded seeks to help retirees plan well for the golden years while giving you paths to generosity and service.

✔️ Individuals

Every Christian should ask themselves how they can maximize the impact of the financial blessings the Lord has given them. Openhanded meets individuals at every state where they're at. Whether you're in your first job with 401k questions, started your business, or anything else, Openhanded can help you sort through your financial picture.

Education

Kennesaw State University - Michael J. Coles College of Business, Bachelor’s Degree, Finance

Hobbies and Interests

  • Church
  • Family
  • Fishing
  • Hiking
  • History
  • Motorcycling
  • Outdoor Activities
  • Photography
  • Reading
  • Running

Who We Serve

  • Baby Boomers
  • Business Owners
  • Christians
  • Corporate Executives
  • Dual Income Family
  • Entrepreneurs
  • Families
  • Gen X
  • Intergenerational Families
  • Living in Retirement
  • Parents
  • Young Families

Wealthtender® is a trusted, independent financial directory and educational resource governed by our strict Editorial Policy, Integrity Standards, and Terms of Use. While we receive compensation from featured professionals (a natural conflict of interest), we always operate with integrity and transparency to earn your trust. Wealthtender is not a client of these providers. Testimonials may not be representative of other clients’ experiences and do not guarantee future performance or success.

Write a Review


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5 Stars

✅ Wealthtender Certified Advisor Review™
Jul 28, 2026
I had my first phone conversation with Nick, and I came away truly encouraged. He took the time to listen carefully and understand where I was coming from instead of rushing to give advice. What stood out most was that he wasn’t afraid to challenge my thinking when needed, but he did so with humility, wisdom, and a Christ-centered perspective.Rather than simply telling me what I wanted to hear, Nick pointed me back to biblical principles and offered thoughtful insight that gave me a different way of looking at my situation. I left the conversation feeling heard, encouraged, and equipped to move forward with greater clarity.If you’re looking for someone who genuinely cares, listens well, and seeks to honor Christ while helping you make wise financial decisions, I’d highly recommend talking with Nick.May the Lord Jesus Christ bless you greatly!
Relationship to Financial Advisor: This reviewer has never been a client.
Compensation: This reviewer received no compensation for this review.
Conflicts of Interest: There are no material conflicts of interest.
Avatar for Ryan M.
Ryan M.

5 Stars

✅ Wealthtender Certified Advisor Review™
Jul 6, 2026
Nick is great to work with! He's very knowledgeable in his field and very personal. He got to know our situation and gave great guidance on what direction we should focus on next. Both long term and short term, with very practical steps.He was also honest in when our situation didn't need his services. He never tried to get us on a subscription. I highly recommend Openhanded to everyone!
Relationship to Financial Advisor: This reviewer has never been a client.
Compensation: This reviewer received no compensation for this review.
Conflicts of Interest: There are no material conflicts of interest.
Disclosure: A material conflict of interest exists because the reviewer has a personal relationship with the advisor.
Avatar for Cody Wolfson
Cody Wolfson

5 Stars

✅ Wealthtender Certified Advisor Review™
Jun 6, 2026
On a personal level, I have known Nick for about 20 years, and he is one of the most genuine men of integrity you will ever encounter.Professionally, I have consulted with Nick on a several occasions in the last few years, and I have determined that he is not just a good person but also an intelligent advisor. Nick has provided wise counsel with a focus on what is best for my family, instead of trying to sell products or services.Without reservation, I highly recommend Nick and Openhanded Wealth for your financial planning needs.
Relationship to Financial Advisor: This reviewer has never been a client.
Compensation: This reviewer received no compensation for this review.
Conflicts of Interest: There are no material conflicts of interest.
Disclosure: A material conflict of interest exists because the reviewer has a personal relationship with the advisor.
Avatar for Greg Webb
Greg Webb

5 Stars

✅ Wealthtender Certified Advisor Review™
May 26, 2026
When we had some questions about what the next steps should be to make sure we were planning wisely for retirement, and for our children’s futures, we went to Openhanded Wealth. We were so appreciative of all of the wisdom and advice that we were given and look forward to continuing with it in the future to keep our finances on track. It’s so important to start early to make sure you finish well. Highly recommend using Nick Garofalo! He is so personable, wise and highly courteous.
Relationship to Financial Advisor: This reviewer has never been a client.
Compensation: This reviewer received no compensation for this review.
Conflicts of Interest: There are no material conflicts of interest.
Disclosure: A material conflict of interest exists because the reviewer has a personal relationship with the advisor.
Avatar for Jenevieve Hornsby
Jenevieve Hornsby

5 Stars

✅ Wealthtender Certified Advisor Review™
May 26, 2026
Open handed Wealth really cares about their clients financial future. Even more impressive is that Nick cares about his clients as valued people giving them insight and direction to make the best decisions. I would highly recommend him!
Relationship to Financial Advisor: This reviewer has never been a client.
Compensation: This reviewer received no compensation for this review.
Conflicts of Interest: There are no material conflicts of interest.
Disclosure: A material conflict of interest exists because the reviewer has a personal relationship with the advisor.
Avatar for David Cochran
David Cochran

5 Stars

✅ Wealthtender Certified Advisor Review™
Mar 21, 2026
We’re self-employed and Openhanded Wealth helped us set up a retirement plan. Nick was so helpful and answered all of our questions. He explained everything so clearly and thoroughly. I feel such relief knowing we finally have things in order for our future and we trust Openhanded Wealth completely to help us manage everything.
Relationship to Financial Advisor: Client as of Mar 21, 2026
Compensation: This reviewer received no compensation for this review.
Conflicts of Interest: The reviewer is a family member of the advisor.
Avatar for Emily Rollor
Emily Rollor

5 Stars

✅ Wealthtender Certified Advisor Review™
Dec 9, 2025
Nick has given me strong and proactive financial recommendations for my current season in life. He’s a great sounding board to explore what’s coming, what’s possible and what’s enduring. I’ve always needed a strong counselor who shares my faith and looks at financial decisions as legacy building and faith affirming actions. Nick checks all these boxes for me.
Relationship to Financial Advisor: Client as of Dec 9, 2025
Compensation: This reviewer received no compensation for this review.
Conflicts of Interest: The reviewer has a personal relationship with the advisor.
Avatar for Curtis Dickinson
Curtis Dickinson

5 Stars

✅ Wealthtender Certified Advisor Review™
Nov 10, 2025
Nick is amazing to work with. He is kind, patient, brilliant and ethical in every way. He even has investment plans that cater to an individual that doesn't want to invest in, or make money off of company’s with conflicting moral beliefs.Whether you’re saving for retirement, or for your next major purchase, Nick can help you achieve your financial goals.
Relationship to Financial Advisor: Client as of Nov 10, 2025
Compensation: This reviewer received no compensation for this review.
Conflicts of Interest: The reviewer is an extended family member.
Avatar for Jordan
Jordan

5 Stars

✅ Wealthtender Certified Advisor Review™
Nov 6, 2025
Nick has been an incredible asset to both my family and business. When my wife and I had our second child and launched our first business about a year ago, our finances were, frankly, a mess.Nick was exactly what we needed. He coached us, consulted with us, and created a financial plan that left us feeling both optimistic about our future and confident in our decisions. Beyond just organizing our finances, he's empowered us to give generously while still being financially responsible.We couldn't recommed Nick and Openhanded more.
Relationship to Financial Advisor: Client as of Nov 6, 2025
Compensation: This reviewer received no compensation for this review.
Conflicts of Interest: There are no material conflicts of interest.
Avatar for Jacob Schmeichel
Jacob Schmeichel

5 Stars

✅ Wealthtender Certified Advisor Review™
Oct 19, 2025
Nick is an expert advisor and a great human. You can't go wrong with his services. Highly recommend.
Relationship to Financial Advisor: This reviewer has never been a client.
Compensation: This reviewer received no compensation for this review.
Conflicts of Interest: There are no material conflicts of interest.
Avatar for David Gentile
David Gentile

5 Stars

✅ Wealthtender Certified Advisor Review™
Jun 21, 2025
Nick leads with heart and advises with experience. I am super appreciative of his advice as I level up my business and look forward to years of continuing collaboration. Highly advise any business looking to step into that higher realm to consult with Nick.
Relationship to Financial Advisor: This reviewer has never been a client.
Compensation: This reviewer received no compensation for this review.
Conflicts of Interest: There are no material conflicts of interest.
Avatar for Alex La Pierre
Alex La Pierre

5 Stars

✅ Wealthtender Certified Advisor Review™
Apr 20, 2025
Nick went above and beyond!He has been incredibly helpful as I prepare for retirement. It’s such a relief to go through each step with someone as knowledgeable and thorough as Nick. His guidance, patience, and genuine care have made this process so much smoother. I’m grateful to have his expertise on my side!
Relationship to Financial Advisor: Client as of Apr 20, 2025
Compensation: This reviewer received no compensation for this review.
Conflicts of Interest: The reviewer has a personal relationship with the advisor.
Avatar for Hoods Unlimited
Hoods Unlimited