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Stephen M. Ruvituso

Fee-only financial advisor serving individuals, families, and institutions

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SYKON Capital Stephen M. Ruvituso
Jupiter, FL

Serving Clients Nationwide

Fee-only financial advisor serving individuals, families, and institutions

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(516) 208-8722

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Areas of Focus

  • Estate Planning
  • Financial Life Planning
  • Investment Management
  • Retirement Planning
  • Taxes

About Stephen M. Ruvituso

Hi, I'm Stephen Ruvituso. Family is everything to me. I cherish every moment in time with my wife of 35 years, Christy, and our three daughters – Gabrielle, Alexandra, and Devin– who are starting families of their own. As the founding partner of SYKON, I have developed an extended family within a multi-generational private wealth and asset management practice.

The journey to this point was not straightforward, but my work ethic and relentless positivity were formidable assets throughout my career. Upon graduating from Princeton University in 1982, I had my sights set on law school, but after funding my own undergraduate education, I would need to work and save to continue my studies. This led me to a job at a small municipal bond firm, and I never looked back.

I am proud to have worked with four generations of many clients, becoming a trusted and integral part of their families. I speak with clients regularly, and while many conversations revolve around portfolios and markets, you are just as likely to find me asking about how you and your family are doing and what is happening in your lives, while usually inquiring about some nuanced personal detail you may have once told me in passing. For me, our clients and their families are truly what makes this business great and what turned my job in municipal bonds into a career.

I am a resident of Jupiter, Florida, but I enjoy my summers with family and friends in Westchester County and Amagansett, New York. Aside from running SYKON and spending time with family, I enjoy playing golf at one of my clubs or watching my thoroughbred horses.

For me, SYKON is the embodiment of over 40 years of passionate work and a legacy that will continue for decades to come.

Primary Location

601 Heritage Drive, Suite 229 Jupiter, FL 33458

Additional Locations

📍 500 Mamaroneck Ave, Suite 435 Harrison, NY 10528

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Meeting Options

  • Video Conference
  • In-Person
  • Phone
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Compensation Methods

  • Fee Only
  • Flat Fee
  • Percentage of Assets Managed

What to expect in the first meeting

I look forward to speaking with you and appreciate the opportunity to learn about what you are seeking to gain from a relationship with a wealth manager. During the first meeting, I try to get a sense of what is important to you in your life, how your finances play a role, and any other dynamics that may impact what you are trying to achieve. We can then decide if it makes sense to move to the next step.

Offers Investment Management

Yes

About SYKON Capital

Wealth isn’t just about what you earn, it’s about what you keep and what it enables you to do.

At SYKON Capital, we help individuals and families protect what matters most through independent, values-driven advice. As a fee-only firm, our only focus is doing what’s right for you, minimizing downside risk while positioning your wealth to grow with purpose and discipline.

We uphold the highest fiduciary standard and operate with the values that define who we are: prudence, fairness, independence, creativity, and ingenuity. Together, they guide every decision we make and every strategy we design, so you can move forward with clarity, confidence, and choice.

Our Services

✔️ Wealth Management

A holistic approach to managing your financial resources.

✔️ Financial Planning

A personalized blueprint designed to help you achieve your life goals by aligning your finances with your values and priorities.

✔️ Investment management

Behavioral insights drive strategies that align with your goals and adapt to changing market conditions to help keep your plan on track.

✔️ Tax & Estate Planning Coordination

Coordinating strategies to help preserve wealth, optimize tax outcomes, and align your estate with your goals.

Education

Princeton University, Bachelor's Degree

Hobbies and Interests

  • Baseball
  • Family
  • Golf

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Who We Serve

  • Baby Boomers
  • Business Owners
  • Corporate Executives
  • Dual Income Family
  • Entrepreneurs
  • Families
  • Gen X
  • Individuals
  • Young Families

Wealthtender® is a trusted, independent financial directory and educational resource governed by our strict Editorial Policy, Integrity Standards, and Terms of Use. While we receive compensation from featured professionals (a natural conflict of interest), we always operate with integrity and transparency to earn your trust. Wealthtender is not a client of these providers. Testimonials may not be representative of other clients’ experiences and do not guarantee future performance or success.

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Get answers to frequently asked questions regarding the services offered by Stephen M. Ruvituso View Disclosures

FAQs

What makes you different?
There are three things that set us apart: We go beyond dollars and cents by aligning your financial plan with your values and the life you want to live. Our team-based approach means you’re supported by the expertise of the whole SYKON team, with integrated financial planning, investments, tax strategy, and estate planning all under one roof. Because we’re independent, fee-only fiduciaries, every decision is made in your best interest.
What if my financial advisor isn’t available?
A core tenet of our team approach is that clients are never left waiting on one person. We work as a team, and each member brings their own area of expertise to the table. That means whether your advisor is tied up or out of office, another member of our team will already know who you are, understand your situation, and be ready to step in seamlessly. In fact, part of the SYKON experience is getting to know multiple team members over time. You’ll have a team of professionals who can anticipate your needs and provide consistent, high-quality guidance so you always feel supported and connected.
How do you charge?
We charge either a percentage of your assets or a flat fee. All fees will be presented to you in a clear and transparency way prior to working together and at all times during the relationship. We are fee-only fiduciaries who are bound to put your interests before our own. We follow the fiduciary standard, the highest standard of care in the industry, in all matters concerning our practice. We do not accept commissions as a compensation method.
Do I have to live in New York or Florida?
We work with clients across the country.
Is there a minimum account size?
We work with clients of all portfolio sizes. There is no minimum. Upon request, we are able to provide planning-only services where we solely provide financial planning without managing your assets.
Where will my money be held?
Your assets will be held at the custodians, Charles Schwab and Goldman Sachs.
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