TJ van Gerven, CFP®
Helping high-earning professionals in their 30s and 40s align money with meaning
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Serving Clients Nationwide
Helping high-earning professionals in their 30s and 40s align money with meaning
Areas of Focus
- Employee Stock Options
- Equity Compensation Options
- Retiring Early (F.I.R.E)
- Tax-Smart Accumulation Planning
- Tax-Smart Distribution Planning
About TJ van Gerven, CFP®
Theodore Joseph (T.J.) is the founder of Memento Financial Planning, a fee-only firm helping high-earning professionals in their 30s and 40s align money with meaning. He works virtually with clients nationwide, helping them navigate equity compensation, invest excess cash, and plan for financial flexibility.After graduating from Virginia Tech, T.J. has spent his career in financial planning. Through his firm and podcast, Do More With Your Money, he combines deep technical planning with life-centered guidance so clients can clarify what truly matters—and design a plan to support it.
Outside of work, T.J. enjoys golfing, exploring Martha’s Vineyard, and spending time with family and friends.
Professional Designations
- CERTIFIED FINANCIAL PLANNER ®
Affiliations
-
CFP Board
- Fee Only Network
- National Association of Personal Financial Advisors
- The AGC
- XY Planning Network
- Fee Only Network
Primary Location
70 E India Row, Boston, MA 02110, USA
Video
Meeting Options
- Video Conference
Compensation Methods
- Fee Only
- Flat Fee
- Subscription
What to expect in the first meeting
The first meeting is a 30-minute conversation to see if we’re a mutual fit. If we agree to move forward, I offer a free “Memento Snapshot,” where I review your tax return, equity compensation, and overall finances before our next session. That second meeting is designed to give you clarity, confidence, and a clear path forward.Offers Investment Management
Yes
About Memento Financial Planning
At Memento Financial Planning, we help high-earning professionals in their 30s and 40s use money as a tool for freedom, not just accumulation.We specialize in guiding dual-income households—often navigating equity compensation, cash flow complexity, and competing priorities—toward a work-optional life. Our planning process blends deep technical expertise with life-centered guidance to help you align money with meaning.
The name Memento is a reminder: money is impermanent and time is finite. That’s why our work goes beyond spreadsheets. We help you clarify what matters most—and create a practical, tax-efficient strategy to support it.
We’re a fee-only, fiduciary firm working virtually with clients across the U.S., primarily in New York and Massachusetts.
Education
Virginia Tech, Economics, Actuarial Science
Languages
- English
Hobbies and Interests
- Exercising
- Family
- Golf
- Pickleball
- Reading
- Relaxing
- Running
- Traveling
- Working Out
- Writing
- Yoga
SEC Lookup
View DisclosureFINRA Lookup
View DisclosureWho We Serve
- Attorneys
- Corporate Executives
- Couples
- Crypto Investors
- Dual Income Family
- Engineers
- Entrepreneurs
- Financial Independence Retire Early (FIRE)
- Gen X
- Gen Y / Millennials
- Gen Z
- Individuals
- Investors
- Parents
- Physicians
- Sales Professionals
- Scientists
- Technology Professionals
- Young Families
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