Trevor Scotto, CPA, CFP®, CEPA

I manage the finances for a group of successful families in the Bay Area

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Fiduciary Financial Group Trevor Scotto, CPA, CFP®, CEPA
San Rafael, CA

Serving Clients Nationwide

I manage the finances for a group of successful families in the Bay Area

22 Certified Advisor Reviews™
Rate this Advisor

Areas of Focus

  • Equity Compensation Options
  • Exit Planning
  • High Net Worth
  • Investment Management
  • Retirement Planning
  • Taxes

About Me

Trevor Scotto is a wealth manager and one of the Co-Founding Partners at Fiduciary Financial Group. He focuses on providing advanced wealth management solutions to executives and successful families in the San Francisco Bay Area. Together with his partners, he helps affluent clients address their five biggest concerns: preserving their wealth, mitigating taxes, taking care of their heirs, ensuring their assets are not unjustly taken through litigation, probate and divorce and magnifying charitable giving.

Trevor co-founded Fiduciary Financial Group in 2016 and serves successful individuals and families who have entrusted him with their assets, tax preparation, and financial well-being. He uses a consultative process to gain a detailed understanding of his clients’ deepest values and goals. He then employs customized recommendations designed to address each client’s unique needs and goals beyond simply investments.

Successful individuals and families work with Trevor to:

✔️ Develop and implement a comprehensive wealth management plan to help them reach their financial dreams.

✔️ Make smarter decisions in today’s uncertain political, economic and social environment.

✔️ Obtain an independent second opinion from a top financial advisor in their community.

✔️ Stress test their current financial situation to identify weaknesses or areas of financial improvement.

Earlier in his career, Trevor earned his CPA license preparing tax returns for high net worth individuals and their families along with business owners here in the local community. Later, he spent time with the Finance team at Glassdoor which was recently acquired for over $1 billion.

His core beliefs in serving clients are:

1) Listen first, advise second.
2) Keep things simple.
3) Staying objective is paramount for prudent decision-making.
4) Staying consistent with an investment philosophy is key for success.
5) Financial success is a marathon, not a sprint.

Professional Designations

  • Certified Exit Planning Advisor (CEPA)
  • CERTIFIED FINANCIAL PLANNER™ Professional
  • Certified Public Accountant (CPA)

Affiliations

  • Fee Only Network

Primary Location

1101 Fifth Ave, Suite 305, San Rafael, CA 94901

Additional Locations

📍 835 W Front Street | Boise, ID 83702

Video

Meeting Options

  • Video Conference
  • In-Person
  • Phone

Compensation Methods

  • Flat Fee
  • Percentage of Assets Managed

What to expect in the first meeting

Please call me at 415-717-4831, contact me by email using the 'Contact Me' button on this page, or click the 'Book Intro Call' button above and complete the brief form so we can learn more about you and arrange a conversation. We'll get to know each other and I'll listen to understand your unique circumstances so we can determine the best way to proceed. I look forward to speaking with you.

Offers Investment Management

Yes

Offers Tax Preparation

Yes

About our Firm

At Fiduciary Financial Group, we adhere to the highest standard of professional ethics: the fiduciary standard of care. Our commitment is to provide advice and recommendations that prioritize our client's best interests.

We offer comprehensive financial planning and wealth management services. This includes not only reviewing clients' budgets and investments but also their estate plans, beneficiary designations, insurance documents, and tax returns. Our approach is entirely objective, with no incentives to promote specific investment products.

Our goal is clear: to grow your wealth as much as possible within your risk tolerance. We focus on liquid and publicly traded investments, and we invest alongside our clients in many of the same assets. Occasionally, we also consider private and alternative investments to enhance diversification when appropriate.

We are a team of professionals with decades of experience in investment, tax, accounting, and legal fields, delivering unparalleled value. We serve high-net-worth retirees, executives, tech professionals, and successful business owners, striving to maximize their financial potential.

Our advice covers financial investments, real estate assets, tax strategies, equity compensation, estate planning, insurance packages, and more. We earn no commissions or kickbacks, maintaining a sole fiduciary duty to our clients. This model, combined with our partners' impeccable records, fosters a relationship built on trust and transparency.

Education

Sonoma State University, Bachelor of Science (BS), Accounting; B.S, Business Administration (Accounting Emphasis) | Golden Gate University, Taxation

Badges

Hobbies and Interests

  • Computer
  • Eating Out
  • Exercising
  • Family
  • Movies
  • Music
  • Pickleball
  • Tennis

Who We Serve

  • Baby Boomers
  • Blended Family
  • Business Owners
  • Corporate Executives
  • Couples
  • Divorce
  • Dual Income Family
  • Entrepreneurs
  • Families
  • Gen X
  • Investors
  • Living in Retirement
  • Real Estate Investors
  • Single Women
  • Technology Professionals
  • Widow

To make Wealthtender free for readers, we earn a nominal monthly fee from financial advisors and firms in exchange for marketing services (including being featured on this profile page), subject to terms of use. This compensation creates a natural conflict of interest when we favor their promotion over others. Wealthtender is not a client of these advisors or firms. Testimonials may not be representative of other clients’ experiences and do not guarantee future performance or success.

Write a Review


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5 Stars

✅ Wealthtender Certified Advisor Review™
Jun 10, 2024
These guys go above and beyond for me and my family, they've gotten me better returns than i'd hoped for, provided genuine transparency on anything we need clarification on, and done so promptly and kindly- they even sent me a brownie on my birthday. You want this level of trust.
Relationship to Financial Advisor: Current Client
Compensation: This reviewer received no compensation for this review.
Conflicts of Interest: There are no material conflicts of interest.
Avatar for Will Weston
Will Weston

5 Stars

✅ Wealthtender Certified Advisor Review™
Jun 9, 2024
Take the guesswork and headache out of taxes and make things easy! Pairing them with your investment strategy allows you to be in a prime position every year. They really care about your success and care about you and your family’s future.
Relationship to Financial Advisor: Current Client
Compensation: This reviewer received no compensation for this review.
Conflicts of Interest: There are no material conflicts of interest.
Avatar for T- Sco
T- Sco

5 Stars

✅ Wealthtender Certified Advisor Review™
May 30, 2024
Fiduciary Financial Group has been a real help and a trusted partner for us. Trevor walked us through various options for our situation and once we settled on a plan FFG helped with all the paper work making for a very smooth process. We have regular check-ins which prove very educational for me. Highly Recommend.
Relationship to Financial Advisor: Current Client
Compensation: This reviewer received no compensation for this review.
Conflicts of Interest: There are no material conflicts of interest.
Avatar for Steve M
Steve M

5 Stars

✅ Wealthtender Certified Advisor Review™
May 16, 2024
Fiduciary Financial Group has been a game-changer for my investments, especially my Roth IRA. As a high net worth investor, I appreciate their fiduciary focus, meaning they're legally bound to prioritize my needs. They don't push products for commissions, and their fees are transparent. Their team's experience goes beyond investments, considering my entire financial picture, including taxes and estate planning. This holistic approach gives me a cohesive strategy for long-term growth. If you're looking for a trustworthy partner to navigate your investments, Fiduciary Financial Group is a great choice.
Relationship to Financial Advisor: Current Client
Compensation: This reviewer received no compensation for this review.
Conflicts of Interest: There are no material conflicts of interest.
Avatar for Gina Batz
Gina Batz

5 Stars

✅ Wealthtender Certified Advisor Review™
Apr 29, 2024
My husband’s death at the beginning of COVID was devastating and I needed advice, both short and long term. I will always be grateful that Trevor had been recommended to me. I was impressed from the beginning not only with his financial expertise, but with his patience and understanding in educating me about my situation and my options. He has taken the time to learn about my family, my goals, and my comfort level surrounding money issues. I can sleep at night because I know that he is part of a team that can offer a broad range of support in any financial situation. I wholeheartedly recommend Trevor and the FFG team to anyone seeking advice on financial matters, but especially women who find themselves in unfamiliar terrain.
Relationship to Financial Advisor: Current Client
Compensation: This reviewer received no compensation for this review.
Conflicts of Interest: There are no material conflicts of interest.
Avatar for Jo Ellen Peterson
Jo Ellen Peterson

5 Stars

✅ Wealthtender Certified Advisor Review™
Apr 26, 2024
I've been a client at FFG for several years, and I've been consistently impressed with the quality of their services and financial guidance. Trevor, my advisor, is fantastic at understanding my goals, both short and long-term. Whenever I've had questions, Trevor and team have been quick to respond and offer assistance. Trevor's expertise in investments is evident, and his kindness and thoughtfulness only enhance the experience. I wholeheartedly recommend FFG to anyone in need of sound financial advice.
Relationship to Financial Advisor: Current Client
Compensation: This reviewer received no compensation for this review.
Conflicts of Interest: There are no material conflicts of interest.
Avatar for Jennifer Matos
Jennifer Matos

5 Stars

✅ Wealthtender Certified Advisor Review™
Apr 12, 2024
I have been a client with Fiduciary Financial Group for a few years now. They have been great communicators and proactive in their approaches. When I have requested documents, they are quick to turn them around for me. There have been times when I have asked for the above and beyond service and without hesitation, they have come through for me. I would recommend contacting them for any of your financial planning needs.
Relationship to Financial Advisor: Current Client
Compensation: This reviewer received no compensation for this review.
Conflicts of Interest: There are no material conflicts of interest.
Avatar for Lacey Jones
Lacey Jones

5 Stars

✅ Wealthtender Certified Advisor Review™
Apr 3, 2024
Extremely trustworthy, and professional firm. My family and I are lucky to have FFG to not only help secure our financial future, but they are always happy to help with any tax, estate, or retirement questions I have. They have a lot of knowledge and expertise, and always keep your best interest in mind. Highly recommend Trevor Scotto and his team of knowledgeable advisors.
Relationship to Financial Advisor: Current Client
Compensation: This reviewer received no compensation for this review.
Conflicts of Interest: There are no material conflicts of interest.
Avatar for Patrick Sklarski
Patrick Sklarski

5 Stars

✅ Wealthtender Certified Advisor Review™
Mar 29, 2024
I hardly know where to start with this review. Honestly, I’d give Trevor and the whole team at FFG 10 stars out of 5. Last year, I went through a divorce, and for the first time in 30 years, I had to learn to manage my own money, something my husband had always taken care of. I quickly realized what a mistake i had made in not keeping my knowledge in the financial arena up to date. As I tried to navigate my way through bank accounts, the stock market, IRA’s and pensions, one thing became quite clear: I wanted someone to help guide me. Not to take over completely, but to give me advice and be a resource I could come to with my multitude of questions. I was lucky enough to get Trevor’s name from someone who was already working with him. I was surprised how quickly I felt comfortable with him. There was never any pressure to sign on, simply a wealth of knowledge and experience that he was happy to share. He introduced me to the other members of the FFG family, and I was delighted to learn that I could turn to them for help with taxes and legal issues (such as forming a new trust and updating my will and AHCD).They are a most comprehensive group! I must say though, my favorite part of working with FFG has been having Trevor as my financial advisor. From the start, he made me feel right at home, always ready to patiently answer any question. Even if I text him on a weekend, and tell him there’s no need to get back to me before Monday, before the hour is up, he has reached out with a text or call. He’s an excellent mentor for me, willing to share as much as I want to know about the stock market and other financial concerns, without overloading me with more esoteric details, unless I ask for them. He even had his team sort out a complicated brokerage account issue for my ex-husband and myself, as well as filing our joint tax return at no additional expense. Truly, throughout what has been a quite trying year for me, Trevor and the whole family at FFG have been a welcome reassuring place to turn. Choosing FFG remains one of the best decisions I’ve made in a long while. I would happily recommend them to friends and family alike.
Relationship to Financial Advisor: Current Client
Compensation: This reviewer received no compensation for this review.
Conflicts of Interest: There are no material conflicts of interest.
Avatar for Arden Theodossy
Arden Theodossy

5 Stars

✅ Wealthtender Certified Advisor Review™
Mar 19, 2024
Trevor and his team at FFG have been extremely helpful in working with my family to manage our finances over the past year. In our introductory conversation, we set goals of what we would like to accomplish moving forward together and then discussed the fee structure in a transparent way. There was no pressure or pushiness to rush into a contractual agreement and (unlike other firms) their compensation isn't reliant on selling you specific financial products. Trevor has a broad knowledge base and has helped me with everything from retirement planning to investment strategies to asset protection. I really appreciate that their team is able to explain complex financial situations in terms that I understand, and outline steps that are straightforward to complete. They are available whenever I need more information or have questions that need to be answered quickly. Most importantly, I feel that they are honest, trustworthy, and truly have my family's best interest in mind when weighing options.
Relationship to Financial Advisor: Current Client
Compensation: This reviewer received no compensation for this review.
Conflicts of Interest: There are no material conflicts of interest.
Avatar for David Brunelli
David Brunelli

5 Stars

✅ Wealthtender Certified Advisor Review™
Mar 19, 2024
After thoroughly researching and interviewing several wealth management companies, we chose to work with Fiduciary Financial Group and have been extremely happy with their handling of our investment funds. We have also been incredibly impressed with their personalized and customized service. Our investments are actively managed, and we are regularly updated on the market and how our portfolio is doing. FFG also works closely with our tax advisor to ensure continuity. The FFG team is extremely knowledgeable about the market, both domestic and global, and is supportive of our short and long term goals. We highly recommend them to everyone and regularly refer them to our close friends and family members.
Relationship to Financial Advisor: Current Client
Compensation: This reviewer received no compensation for this review.
Conflicts of Interest: There are no material conflicts of interest.
Avatar for Pamela and Don Colombana
Pamela and Don Colombana

5 Stars

✅ Wealthtender Certified Advisor Review™
Mar 19, 2024
I've been working with FFG for years for taxes and this year moved into financial management and planning. They've done an awesome job of helping me plan a big life decision and making me feel financially prepared. We did budgeting to understand my spend, and then ran projections to see how my decision would affect me in the near term, medium term, and retirement. They advise me on employment stock plan strategy and individual investment strategy outside of the funds they manage. They are extremely responsive - they answer emails quickly and are always up for booking time with me to go over things and answer questions. I really appreciate FFG!
Relationship to Financial Advisor: Current Client
Compensation: This reviewer received no compensation for this review.
Conflicts of Interest: There are no material conflicts of interest.
Avatar for Jammie Mountz
Jammie Mountz

5 Stars

✅ Wealthtender Certified Advisor Review™
Mar 7, 2024
Trevor Scotto is a very proficient financial planner and is well versed in all aspects of planning and investing in the various financial markets in our turbulent times. The firm does its best in preserving my investments and in building them for the future.
Relationship to Financial Advisor: Current Client
Compensation: This reviewer received no compensation for this review.
Conflicts of Interest: There are no material conflicts of interest.
Avatar for david shulkin
david shulkin

5 Stars

✅ Wealthtender Certified Advisor Review™
Mar 7, 2024
Retirement planning was a major concern for me until I started working with Trevor and FFG. His approach is very comprehensive while also covering tax planning and a focus on preserving my hard-earned savings. Trevor displayed a deep understanding of the conservative financial strategies I preferred. He is always available when I call and he reaches out to me proactively multiple times a year, which I greatly appreciate. I highly recommend Trevor and his team to anyone seeking financial guidance for their retirement years!
Relationship to Financial Advisor: Current Client
Compensation: This reviewer received no compensation for this review.
Conflicts of Interest: There are no material conflicts of interest.
Avatar for Adele Scotto
Adele Scotto

5 Stars

✅ Wealthtender Certified Advisor Review™
Mar 6, 2024
I've worked with FFG since they started. I used to run a large stock portfolio management company that sold software to financial advisors. This means I met a LOT of them. I stay with FFG because many advisors will tell you how they will outperform the market. These guys know it's REALLY hard to massively outperform the market but VERY easy to underperform the market in down economies. They are focused on right sizing investments to risk appetite, and for me personally I have done pretty well vs the market and a LOT better than the market when it tanks. These guys aren't $50MM client heavy where you can't ever get time with them, I talk to them several times a quarter and they prove over and over that they have my back as my situation and the economy changes. Yep I'm writing a review here, but the best review is that I tell everyone I know about how great they are and they have several of my friends as clients :)
Relationship to Financial Advisor: Current Client
Compensation: This reviewer received no compensation for this review.
Conflicts of Interest: There are no material conflicts of interest.
Avatar for Steve Mays
Steve Mays

5 Stars

✅ Wealthtender Certified Advisor Review™
Mar 5, 2024
As a young business owner, I was advised by my accountant to seek out financial planning services. I interviewed with a number of firms and am so happy that I found FFG and Trevor. FFG has been nothing but attentive, professional, and trustworthy throughout the process. It doesn't hurt that Trevor is also a CPA! I love that I get highly personalized advice and everyone on the team is exceptionally helpful. As I have worked with Trevor, he has been extremely responsive to any questions I might have and I believe his advice has helped me business grow significantly, plan for retirement, develop good tax strategies, and accomplish personal goals (like purchasing more property!). Thank you FFG!!
Relationship to Financial Advisor: Current Client
Compensation: This reviewer received no compensation for this review.
Conflicts of Interest: There are no material conflicts of interest.
Avatar for Christina Stewart
Christina Stewart

Highly Recommended

✅ Wealthtender Certified Advisor Review™
Mar 4, 2024
Working in the retirement plan industry has provided me with the opportunity to cross paths with several financial advisors, and I can safely say that Trevor and his team at FFG are by far the best I've ever worked with. Their availability, intelligence, and willingness to help my wife and I navigate financial decisions, even prior to becoming official clients, is something that is unique to this industry. In addition, every professional they have recommended, from trust attorneys to life insurance agents, have been equally pleasant to work with. I have always been one to manage my own finances, but adding the FFG team to help guide us gives me peace of mind that I am maximizing the use of our assets while not being reckless with unsound investments. I do not easily recommend financial advisors, but I have already provided Trevor's contact information to several close friends who are looking to secure their financial future.
Relationship to Financial Advisor: Current Client
Compensation: This reviewer received no compensation for this review.
Conflicts of Interest: There are no material conflicts of interest.
Avatar for Max Minkel
Max Minkel

5 Stars

✅ Wealthtender Certified Advisor Review™
Feb 25, 2024
I starting working with Trevor Scotto for my financial, tax, and investment planning a while back and was blown away by his approach! Right from the start, it was clear he truly listened to me. I’ve always felt heard and understood. He takes the time to understand my financial goals, worries, and what I value most in life. His ability to explain complex financial concepts in simple terms is very helpful. I'm truly grateful for Trevor and his team’s guidance and would recommend him to anyone looking for proactive and comprehensive approach.
Relationship to Financial Advisor: Current Client
Compensation: This reviewer received no compensation for this review.
Conflicts of Interest: There are no material conflicts of interest.
Avatar for Ashley Batz
Ashley Batz

5 Stars

✅ Wealthtender Certified Advisor Review™
Feb 12, 2024
Our relationship with FFG began in late 2020 as Shelly approached retirement. We interviewed a number of financial firms—both big and boutique—and quickly realized that we wanted to work with a smaller firm that would be a partner in our retirement journey. We spoke with Trevor at FFG during that interview process. When we asked Trevor why he chose his career path, he shared that his father had suffered financially during the 2008 downturn and he wanted to prevent other retirees from experiencing that stress. That story spoke volumes to us about the type of person that Trevor is and how he would work with us moving forward. We have been with FFG since 2021 and continue to be very pleased with our partnership. We value their responsiveness—they are always available when we have a question or concern. Equally as important to us is the sense of business camaraderie—knowing that Trevor is in our corner and will always offer thoughtful input as we navigate this retirement road.
Relationship to Financial Advisor: Current Client
Compensation: This reviewer received no compensation for this review.
Conflicts of Interest: There are no material conflicts of interest.
Avatar for Shelly Perry
Shelly Perry

5 Stars

✅ Wealthtender Certified Advisor Review™
Apr 7, 2020
I have been referring my estate planning clients to Trevor Scotto of Fiduciary Financial Group for a couple of years now. I was so pleased with the feedback I received from my clients, that my wife and I also engaged Trevor to manage our assets and guide us through sound financial planning. He and his team are simply the best in the business. I trust Trevor implicitly and sleep better at night knowing that he is managing our accumulated wealth.
Relationship to Financial Advisor: Current Client
Compensation: This reviewer received no compensation for this review.
Conflicts of Interest: There are no material conflicts of interest.
Avatar for Ryan Apperson
Ryan Apperson

5 Stars

✅ Wealthtender Certified Advisor Review™
Dec 4, 2019
Yesterday Trevor Scotto spoke to us about what happens when life events leave a spouse in charge of investments and managing assets. There's an understanding of the gravity of the situation the spouse in in, but often they don't know what to do or where to turn. And all they want to do is feel safe about money decisions. If you ever find yourself in this situation, Trevor will listen. And sometimes that's what we need. Someone to listen. Thank you Trevor.
Relationship to Financial Advisor: Colleague
Compensation: This reviewer received no compensation for this review.
Conflicts of Interest: There are no material conflicts of interest.
Avatar for Elaine Wegenka
Elaine Wegenka

5 Stars

✅ Wealthtender Certified Advisor Review™
Apr 17, 2018
Trevor Scotto is the only financial planner I trust to send my friends, family and clients to. Having the CPA background really gives him the edge on other CFPs because he understands taxes and other accounting concepts. He's excellent at explaining and simplifying complex subjects so that his clients can truly understand their financial picture. Trevor is one of those people who truly enjoys learning and as a result Fiduciary Financial group will always be a cutting edge firm.
Relationship to Financial Advisor: Colleague
Compensation: This reviewer received no compensation for this review.
Conflicts of Interest: There are no material conflicts of interest.
Avatar for Nikole Mackenzie
Nikole Mackenzie