Zach Rodriguez
Live well now. Plan wisely for later.
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Outlive Financial Planning
Zach Rodriguez
San Diego, CA
Serving Clients Nationwide
Live well now. Plan wisely for later.
5 out of 5 Stars
Jump to Reviews
Areas of Focus
- Alternative Investments
- Cryptocurrency
- Education Needs and Funding Analysis
- Education Tax Planning
- Employee Benefits
- Employee Stock Options
- Equity Compensation Options
- Financial Life Planning
- Having a Baby
- Inherited Wealth
- Investment Management
- Owning a Business
- Real Estate Investing
- Retirement Planning
- Retiring Early (F.I.R.E)
- Saving for College
- Tax-Smart Accumulation Planning
- Taxes
- Travel
About Zach Rodriguez
Hi, I'm Zach Rodriguez. I founded Outlive Financial Planning after years of chasing success in ways that looked good on paper—but left me feeling disconnected from what truly mattered.My journey began in the cockpit of a Navy helicopter. I spent my twenties in high-stakes environments, leading teams, flying missions, and measuring success by rank, performance, and resilience. But six months into my first squadron tour, a helicopter crash landing to the aft end of an aircraft carrier flight deck changed everything.
I walked away physically intact—but mentally and emotionally, something cracked open.
That moment planted a seed: "Life is fragile, and time is nonrenewable". I started to ask questions I had long avoided:
▪️ What's the point of building wealth if you're not present for your life?
▪️ What are we working so hard for, if not to live well now?
That curiosity sent me down an unexpected path.
I explored environmental science, soil health, medicine, and eventually financial planning—not as a career, but as a lens to understand how people make choices. I saw how easy it is to drift through life—even with a good paycheck and a solid resume—and still feel off-track, overwhelmed, or behind.
Eventually, I realized that the world doesn't need more traditional advisors. It needs guides—people who bridge the gap between money and meaning.
So I started Outlive Financial Planning. A firm grounded in two simple truths:
✔️ You only get one body.
✔️ You don't get time back.
My job isn't just to help you save more or invest better. It's to help you design a life that feels right—on paper and in your gut.
True wealth is when your time, energy, and money are all working in harmony.
That's the kind of planning I do.
If that resonates, I'd love to connect.
Affiliations
-
Fee Only Network
- Measure Twice Planners
- XY Planning Network
- Measure Twice Planners
Primary Location
9878 Scholars Dr N, La Jolla, CA 92093, USA
Video
Meeting Options
- Video Conference
- In-Person
- Phone
Compensation Methods
- Fee Only
- Hourly Rate
- One-time Financial Plan
- Percentage of Assets Managed
- Subscription
What to expect in the first meeting
Click the 'Book Intro Call' button above to schedule an introductory conversation. There’s no charge. The first meeting is a relaxed, no-pressure call to explore your goals and see if working together makes sense. I look forward to speaking with you.Offers Investment Management
Yes
About Outlive Financial Planning
At Outlive Financial Planning, I help you align your time, health, and money—so you can stop waiting for "someday" and start living the life you actually want today.I'm not like other financial advisors. I’m a fee-only, fiduciary financial planner — which means I don’t sell products, earn commissions, or answer to a big firm. I only work for you. What sets me apart even more is how I think about the role of money. To me, financial planning isn’t just about maximizing returns — it’s about using your finances to prioritize what actually matters: your health, your time, and how you want to live.
How Outlive Financial Planning is Different
More Than Money. This Is About Time, Health, and Purpose.
Most financial advisors ask: How much do you need to retire someday?
At Outlive, I ask a different question:
What would it take to live well today—without sacrificing tomorrow?
I believe true wealth means having the freedom to spend your time well, invest in your health,
and integrate your money with what matters most.
You Only Get One Body
We plan for portfolios, real estate, education... But what about the body that carries you through it all?
We believe your healthspan is your wealthspan. That means building a financial life that supports:
▪️ High-quality food
▪️ Daily movement and exercise
▪️ Proactive diagnostics, lab work, and testing
▪️ Medical freedom, including out-of-pocket care and supplements
Your money should help you stay strong, not just look strong on paper.
You Don't Get Time Back
Too many people sacrifice the best years of their lives for a future they may never reach. At Outlive, I help you reclaim your time. That means:
▪️ Creating a cash flow plan that supports abundance
▪️ Choosing when enough is enough
▪️ Structuring your finances to allow for flexibility, joy, and time with people you love
I plan with intention—so your calendar reflects your values.
Finance 3.0 - A New Model for a Changing World
The world is changing—fast. From rising healthcare costs and longer lifespans to unsustainable debt and a weakening dollar, the old model of financial advice is...old.
At Outlive, I take a forward-thinking approach to wealth:
▪️ Value-first planning
▪️ Resilience in the face of uncertainty
▪️ Strategies that allow a sense of autonomy and purchasing power
Inspired by thinkers like Dr. Peter Attia in healthcare and Ray Dalio and Lyn Alden in macroeconomics, I believe your financial plan should not only grow—but endure.
That’s why I include modern tools like Bitcoin as a potential long-term store of value—one that operates outside a system defined by centralization and monetary expansion.
Time. Health. Purpose.
I believe true wealth means having the freedom to spend your time well, invest in your health, and integrate your money with what matters most.
Education
Texas A&M University, Construction Science
Hobbies and Interests
- Baseball
- Beach
- Camping
- Dancing
- Exercising
- Family
- Football
- Golf
- Hiking
- Reading
- Skiing
- Snowboarding
- Softball
- Sports
- Surfing
- Working Out
SEC Lookup
View DisclosureWho We Serve
- Airline Pilots
- Baby Boomers
- Business Owners
- Corporate Executives
- Couples
- Crypto Investors
- Dual Income Family
- Entrepreneurs
- Families
- Gen X
- Gen Y / Millennials
- Hispanic | Latino
- Individuals
- Intergenerational Families
- Investors
- Living in Retirement
- Military
- Parents
- Physicians
- Real Estate Agents
- Real Estate Investors
- Single Women
- Technology Professionals
- Travel Lovers
- Veterans
- Young Families
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Write a Review
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5 Stars
✅ Wealthtender Certified Advisor Review™
Sep 27, 2025
Zach is incredibly well-versed in finance and health, and his expertise shows. My husband and I both have strong backgrounds in finance—yet Zach still gave us insights we hadn’t considered before and even introduced us to strategies we didn’t know about. That alone speaks volumes about his knowledge. What makes him truly unique, though, is not just what he knows—it’s how strategic he is in applying that knowledge to each client’s individual situation. In just the first iteration of our financial plan, his thoughtful strategies saved us thousands of dollars in taxes. Working with him has been one of the best investments we could make in our financial future.
What sets Zach apart is his approach. If you’ve ever met with a financial advisor who seemed more interested in selling a product or fitting you into a one-size-fits-all model, you’ll be pleasantly surprised with Zach. He listens carefully, asks thoughtful questions, and never rushes you into decisions. He’s genuinely passionate about helping his clients, and it shows in the way he takes complex financial concepts and explains them in clear, simple terms. Zach isn’t just a financial advisor—he’s a strategic partner who puts his clients first and creates personalized plans that really work.
Relationship to Financial Advisor: Client as of Sep 27, 2025
Compensation: This reviewer received no compensation for this review.
Conflicts of Interest: There are no material conflicts of interest.
5 Stars
✅ Wealthtender Certified Advisor Review™
Sep 16, 2025
My wife and I have had an outstanding experience working with Zach on our financial planning. He is exceptionally thorough and knowledgeable, taking the time to truly understand not just our goals, but the deeper “why” behind them. His genuine curiosity and thoughtful approach allowed him to craft a tailored plan that reflects our priorities and values. Through our work with Zach, we’ve been guided into meaningful conversations about our future - conversations we might not have had without his insight and direction. Thanks to his guidance, we now have a clear, intentional roadmap for our finances that we can monitor, adapt, and build on with confidence.
Relationship to Financial Advisor: Client as of Sep 16, 2025
Compensation: This reviewer received no compensation for this review.
Conflicts of Interest: There are no material conflicts of interest.
5 Stars
✅ Wealthtender Certified Advisor Review™
Aug 3, 2025
Zach is a rockstar! Extremely knowledgeable and service oriented. He takes the time to understand your situation and helps create a plan tailored to your needs! What makes him stand out is his authenticity, Zach practices what he preaches! He has proven time and time again his exceptional knowledge in his field. 10/10 Recommend working with Zach and his team. They will take care of you. As a Veteran owned business they have a high standard of service to their clients.
Relationship to Financial Advisor: Client as of Aug 3, 2025
Compensation: This reviewer received no compensation for this review.
Conflicts of Interest: There are no material conflicts of interest.
5 Stars
✅ Wealthtender Certified Advisor Review™
Aug 3, 2025
Zach helped me navigate a major life decision that had been weighing on me for years. His perspective brought clarity, confidence, and peace of mind — something I couldn’t find elsewhere. Working with him changed the trajectory of my life, and I still lean on his guidance today.
Relationship to Financial Advisor: Client as of Aug 3, 2025
Compensation: This reviewer received no compensation for this review.
Conflicts of Interest: There are no material conflicts of interest.
5 Stars
✅ Wealthtender Certified Advisor Review™
Aug 2, 2025
Zach provides a comprehensive approach to looking at your financial portfolio. He guides you to look at your short and long term goals so that you can live and enjoy life while strengthening your financial position. Additionally, Zach personally has a passion for health and sharing his pearls of wisdom to improve your health! Using Outlive for your financial journey is a dual advantage! I highly recommend!!!
Relationship to Financial Advisor: Client as of Aug 2, 2025
Compensation: This reviewer received no compensation for this review.
Conflicts of Interest: There are no material conflicts of interest.
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