Financial Planning

Looking for a Financial Advisor Cryptocurrency Specialist?

By  Brian Thorp

Disclaimer: In order to make Wealthtender free for our readers, we earn money from advertisers including financial professionals who pay to be featured on our platform. This creates a natural conflict of interest when we favor promotion of our clients over other professionals not featured on Wealthtender. Learn how we operate with integrity to earn your trust.

Do you own Bitcoin, Ethereum or NFTs? A financial advisor specializing in cryptocurrencies and non-fungible tokens can help you make smarter money moves with these digital assets. You’ll likely find dozens of financial advisors in your community well-suited to help you reach your money goals with a personalized plan. But it may be more difficult to find a financial advisor comfortable working with people who invest in cryptocurrencies.

Fortunately, many financial advisors offer virtual services so you can meet online no matter where you (or they) live. Which means you can choose to hire a financial advisor who lives hundreds of miles away if you decide their knowledge about cryptocurrencies could help you achieve better investing outcomes.


👨‍💻 Smart Money Insights for Cryptocurrency Investors

This page is organized into sections to help you quickly find the information you need and get answers to your questions:

  1. Q&A with Financial Advisors Specializing in Cryptocurrencies
  2. Get Answers to Your Cryptocurrency & NFT Questions
  3. Browse Related Articles

– Financial Advisors Specializing in Cryptocurrency –

Three Questions with Ryan Firth

We asked Houston-based financial advisor and cryptocurrency specialist Ryan Firth to answer three questions we often hear from cryptocurrency investors.

Q: What do you suggest investors consider if they are brand new to investing in cryptocurrencies?

Ryan: Do your research and due diligence before jumping in: learn the basics of blockchain and cryptocurrencies. Start slowly (don’t invest more than you’re comfortable losing) and buy small amounts over time (the concept of dollar cost averaging). Cryptocurrencies can have very wide price swings compared to publicly traded stocks, so brace yourself for volatility.

Q: What questions should crypto investors ask a financial advisor?

Ryan: What is your view on cryptocurrencies? Do you think cryptocurrencies should be a part of my portfolio? If so, what percentage? If not, why do you think I shouldn’t invest in cryptocurrencies? Do you invest in cryptocurrencies yourself? If so, which one(s)? How do you decide which projects to invest in? How long have you been following this space? How do you keep abreast of what’s happening in the cryptosphere?

Q: Why should investors interested in cryptocurrencies consider working with an advisor who specializes in this area?

Ryan: A vast majority of advisors, myself included, would probably not suggest to their clients that they invest–or speculate, depending on your perspective–in cryptocurrencies. That said, as long as an investor is going in with his or her eyes wide open and understands the risks, then it’s important to work with a professional who can help him or her identify potential issues and pitfalls. Two of the more important traps regarding cryptocurrencies are tax reporting obligations and custody. A financial advisor who understands the nuances of cryptocurrencies can help clients make informed decisions about whether or not this nascent asset class fits into their portfolio, and how it might ultimately help or hinder them from achieving their financial goals.

Get to Know Ryan:

View Ryan’s profile page on Wealthtender or visit his website to learn more.

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Reader Questions Answered:

Q: I am looking for advice when it comes to selling cryptocurrency. I have invested some money in cryptocurrency on the exchange Coinbase and the currency I’ve invested in is skyrocketing. It is not quite at the point where it’s made a difference yet, but I would like to be prepared on what to do if it gets to that point where I am dealing with a significant amount of money. Such as, how to sell without being hit with the highest fees and turning the crypto into USD before it comes volatile. Obviously, if it comes to that, I will be requiring financial assistance to plan and make the most out of my financial windfall. Any advice on what to do if it comes to that point would be greatly appreciated, as my internet searches have come up empty. Do you have my knowledge on the subject of how to sell crypto? Or at least can you point me in the direction of talking to someone who has experience in this matter? I know it seems like I’m putting the cart before the horse but I just want to be 100% prepared to make the move if I want to and the opportunity presents itself. Thank you for your time, Shawn K.

Ryan Firth (October 6, 2021): Hi, Shawn. Thank you for your detailed question. I recommend that you develop a plan to sell your crypto in batches when the price reaches specific price targets; similar to dollar-cost averaging. For example, let’s suppose you have 5 bitcoins (BTC). If BTC reaches $60,000 you sell 1 coin, if it reaches $75,000 you sell 2 coins, etc. If you use Coinbase Pro, you can set limit orders so that specific amounts of crypto are sold when the price in U.S. dollars reaches a certain point. If you aren’t on Coinbase Pro, the retail version of the Coinbase app can send price alert notifications on your mobile phone, but I don’t believe you can customize the notifications to a specific target price. You should also be aware that Coinbase has notoriously bad customer service and the website and mobile app sometimes get inundated with network activity to the point that you can’t place trade orders when there are significant price movements, which can be quite frustrating. Also important is to be aware that if you sell your crypto for a gain (i.e., you sell it at a price that is more than what you paid for it), you will owe taxes on those gains, so be sure to set aside money so you can pay the tax come filing time. If necessary, reach out to a tax professional. I hope this helps. If you have any additional questions, please feel free to reach out to me.


Q: My husband has bought Ethereum, NFT’s, UNIswap, and Shiba. I don’t understand the crypto world, I’m just wondering if ‘BUYING’ those, is the same as ‘INVESTING’ in them? Or are they 2 different things? If so, how are they different? – Christine

Ryan Firth (October 14, 2021): Some view cryptocurrencies skeptically as mere speculation; a mania driven by the greater fool theory. While others hold (or should I say HODL?) cryptocurrencies in high regard; their enthusiasm can appear to border on fanaticism and cultism. I think a moderate approach between these two views is healthy. It’s good to be excited about investing, but it’s also wise to have a good deal of emotional detachment, which can be difficult for many investors because we’re humans with feelings, not robots. I think the question to ask your husband is what prompted him to acquire his crypto? What does he think about his purchases? Perhaps some questions along these lines will open a dialogue that will reveal the answers to your questions.


Q: How do you (Ryan Firth) get paid? – Jeff Milkey

A: Ryan Firth works with clients who pay for his services on an hourly basis. You can learn more by visiting the FAQ page of Ryan’s website.


🙋‍♀️ Have Questions About Cryptocurrencies & NFTs?




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About the Author
Brian Thorp, Founder and CEO of Wealthtender profile picture

Brian Thorp

Founder and CEO, Wealthtender

Brian and his wife live in Texas, enjoying the diversity of Houston and the vibrancy of Austin.

With over 25 years in the financial services industry, Brian is applying his experience and passion at Wealthtender to help more people enjoy life with less money stress.

Connect with Brian on LinkedIn

Disclaimer: In order to make Wealthtender free for our readers, we earn money from advertisers including financial professionals who pay to be featured on our platform. This creates a natural conflict of interest when we favor promotion of our clients over other professionals not featured on Wealthtender. Learn how we operate with integrity to earn your trust.

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