Ryan Firth, CPA/PFS, CFP®, CCFC, GFP (USA), RLP®

Think of us as your personal financial Sherpa on your life's journey.

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Mercer Street Financial Ryan Firth, CPA/PFS, CFP®, CCFC, GFP (USA), RLP®
Bellaire, TX

Serving Clients Nationwide

Think of us as your personal financial Sherpa on your life's journey.

Areas of Focus

  • Education Funding
  • Financial Life Planning
  • International and Cross-border Planning
  • Owning a Business
  • Taxes

About Me

Hi, I'm Ryan. I started Mercer Street Company because I believe there's an under-served market out there looking for sound, objective advice from a qualified professional who isn't looking to sell a financial product or will only work with folks based on how much money they have to invest, which was my experience when I was looking for a financial advisor to help me with my personal finances. I started my career at Ernst & Young LLP in the Banking & Capital Markets segment of the firm's NYC Financial Services Office as an external auditor. I have worked for many years as a finance and accounting consultant to large financial institutions such as Morgan Stanley, UBS AG, Fannie Mae, and Freddie Mac, among others. I now draw upon my corporate professional and personal experiences to help clients address their unique personal financial concerns.

Professional Designations

  • Certified College Financial Consultant (CCFC)
  • Certified Public Accountant (CPA)
  • Global Financial Planner (GFP-USA)
  • Personal Financial Specialist (PFS)
  • Registered Life Planner (RLP)

CCFC Areas of Specialization

  • Education Funding


  • AICPA Personal Financial Planning (PFP)
  • American Institute of CPAs
  • CFP Board
  • Fee Only Network
  • Foundation for Financial Planning
  • Garrett Planning Network
  • Global Financial Planning Institute
  • Kinder Institute of Life Planning
  • National Association of Personal Financial Advisors
  • visiWealth Advisor

Primary Location

6750 West Loop South, Bellaire, TX

Meeting Options

  • Video Conference
  • In-Person
  • Phone

Compensation Methods

  • Advice-Only
  • Fee Only
  • Flat Fee
  • Hourly Rate
  • One-time Financial Plan
  • Package Offers
  • Per Session

What to expect in the first meeting

The first meeting is what we call a Get Acquainted Meeting (GAM). In order to schedule a GAM, you must prepay for the meeting because we believe that there is value in the advice we give and we want you to be invested in the meeting--your time is valuable. In advance of the meeting, you can complete an online questionnaire so we have a good idea of your financial picture before we meet. During the meeting, you can ask us anything that's on your mind (no holds barred) and we'll give you objective advice and suggestions to address your financial concerns. If you're not ready to commit to a GAM, you can schedule a complimentary Fit Meeting where you tell us what's on your mind and we listen to see if there's a good fit between what you're hoping to accomplish through financial planning and what we can offer to help you achieve your objectives. Simply reach out to us if you'd like to schedule a Fit Meeting.

About our Firm

Mercer Street is an independent, advice-only and fee-only, fiduciary financial planning and investment advisory firm based in Houston, Texas. The firm was born from the personal experiences of its founder, Ryan Firth. In the course of two years, Ryan got married, welcomed a new addition to the family, bought his first home, and formed a company. Mercer Street assists individuals and families in managing their financial concerns, because we understand that life can get complicated pretty quickly. We're here to help you address the financial complexities in your life; we call it "planning for life."


M.S. in Accounting and B.S.B.A. in Finance from the University of Colorado - Boulder

Volunteer Experience

TXCPA Houston Personal Financial Planning Committee, TXCPA Houston

Awards and Honors

  • TXCPA Houston 2020-21 Significant Contribution by a Member in Industry
  • Houston CPA Society's 2017-18 Rookie of the Year award



  • English

Hobbies and Interests

  • Baseball
  • Board Games
  • Eating Out
  • Family
  • Hiking
  • Movies
  • Music
  • Reading
  • Television
  • Traveling
  • Volunteering
  • Walking
  • Working Out

Who We Serve

  • Blended Family
  • Business Owners
  • College Graduates
  • Couples
  • Crypto Investors
  • Divorce
  • Dual Income Family
  • Expats
  • Financial Independence Retire Early (FIRE)
  • Gen X
  • Gen Y / Millennials
  • Healthcare Professionals
  • Intergenerational Families
  • Investors
  • Newly Engaged / Newlywed
  • Parents
  • Real Estate Investors
  • Remote Workers
  • Women Professionals
  • Young Families

To make Wealthtender free for readers, we earn a nominal monthly fee from financial advisors and firms in exchange for marketing services (including being featured on this profile page), subject to terms of use. This compensation creates a natural conflict of interest when we favor their promotion over others. Wealthtender is not a client of these advisors or firms. Testimonials may not be representative of other clients’ experiences and do not guarantee future performance or success.