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Your Piedmont Healthcare Benefits & Career: Financial Planning for Employees and Executives

By  Brian Thorp

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Do you work at Piedmont Healthcare in Georgia? Get the resources you need and expert insights from financial professionals who specialize in helping Piedmont Healthcare employees make the most of their compensation package and benefits.

Whether you’re a new Piedmont Healthcare employee or you’ve moved up the ranks into a management or executive leadership role over a multi-year career, it’s important to make smart money moves with your income and employee benefits. For example:

✅ Do you know the right moves to make to get the greatest value from the Piedmont Healthcare benefits available to you?

✅If you’re thinking about leaving Piedmont Healthcare for another job or planning to retire from the company in a few years, are you taking the right steps today to ensure you will receive all of the compensation and benefits that you’ve earned?

Get the Most Value from Your Piedmont Healthcare Benefits and Compensation Package

Throughout the year, Piedmont Healthcare provides its employees and executives with updates about their benefits ranging from health insurance and health savings plans to retirement plans like a 401(k), deferred compensation plans, and stock options. While the company offers many useful resources and access to knowledgeable staff who can assist with questions, you’ll also find financial professionals not affiliated with Piedmont Healthcare who specialize in helping Piedmont Healthcare employees make the most of their income and benefits.

Whether you work in the Piedmont Healthcare headquarters in Atlanta, Georgia, another office location around the country, or remotely from home, you may have questions about your compensation package and benefits better suited for a financial professional who can offer unbiased advice and guidance.

For example, sensitive topics like discussing the steps you should take before quitting your job at Piedmont Healthcare to work elsewhere, protecting yourself in advance of a corporate layoff, or deciding when you should plan to retire are all conversations that may be more comfortable with a trusted financial advisor.

Should you hire a Piedmont Healthcare specialist financial advisor or an advisor close to home?

You’ll likely find dozens of nearby financial advisors well-suited to help you reach your money goals with a personalized plan. But it may be more difficult to find a financial advisor who specializes in serving Piedmont Healthcare employees.

Fortunately, many financial advisors offer virtual services so you can meet online no matter where you (or they) live.

This means you can choose to hire a specialist financial advisor who lives hundreds of miles away if you decide their knowledge and experience working with Piedmont Healthcare employees is a better fit to help with your unique needs.

💡 In the Q&A below, you’ll gain insights from financial advisors who work with Piedmont Healthcare employees to help them make smart decisions to get the most value from their compensation and benefits, reduce their money stress, and prepare for a comfortable retirement.

🙋‍♀️ Do you have questions not yet answered? Use the form below to submit questions anonymously and watch this article for updates with answers to your questions. You can also reach out to the financial advisors below to set up an introductory call or contact them with your questions by email.


💸 Smart Money Insights for Piedmont Healthcare Employees & Executives

This page is organized into sections to help you quickly find the information you need and get answers to your questions:

  1. Q&A: Financial Planning Tips for Piedmont Healthcare Employees & Executives
  2. Get Answers to Your Questions About Your Piedmont Healthcare Benefits and Career
  3. Quick Facts & Resources for Piedmont Healthcare Employees
  4. Browse Related Articles

Q&A: Financial Planning Tips for Piedmont Healthcare Employees & Executives

Answers to Employee Questions with Cecil Staton, CFP, CSLP

Cecil Staton is a financial advisor based in Athens, Georgia, who specializes in offering financial planning services to Piedmont Healthcare employees. Cecil helps his clients get the most value from their Piedmont Healthcare benefits and compensation package so they can enjoy life and feel confident about their financial future.

Q: As a financial advisor with experience helping Piedmont Healthcare employees save for their retirement, how do you help them make the most of their employee benefits?

Cecil: Early career Piedmont Healthcare physicians strive to optimize their cash flow while repaying their student loans or going for Public Service Loan Forgiveness (PSLF). Selecting the appropriate mix of Piedmont Healthcare benefits may help lower their student loan income-driven repayment plan and cover their personal needs. We walk through every client’s individual financial situation to determine the optimal mix of benefits. As Piedmont Healthcare physicians start a family and grow their net worth, we guide them in selecting the optimal asset allocation for their 401k plan. The Piedmont physician’s 401k and other investment accounts should work together to help them achieve their goals.

Piedmont Healthcare Benefits Open Enrollment Guide 2022 – Arch Financial Planning

Q: When you first speak with a Piedmont Healthcare employee, what questions do you like to ask to better understand their unique circumstances and determine how you can best help them achieve their goals?

Cecil: The first question I always ask is, “why did you reach out to a financial planner today?” The answer usually involves student loans and making sense of their financial situation as new attending physicians. After we’ve reviewed their student loan repayment strategy, we dive into the physician’s questions around cash flow. As an attending physician, your income significantly increases, and we create a savings plan to achieve their goals together.

White Coats – Arch Financial Planning

Q: What are some of the unique financial planning challenges you commonly see among your clients who are Piedmont Healthcare employees, and how do you help them overcome these obstacles?

Cecil: Physicians employed at Piedmont must ensure they have adequate disability insurance. A long-term disability insurance policy covers a loss of income when you can’t practice medicine while disabled. The long-term disability policy should cover your loss of income through an “own-occupation” rider. Without this rider, your disability policy could stop payment when you could return to work but may not be in the same role you held before being disabled. In addition, your specialty as a physician should be explicitly covered by the own-occupation rider of your disability policy.  

Q: What questions do you recommend Piedmont Healthcare employees ask financial advisors they’re considering hiring to help them decide if they’re a good fit?

Cecil: Physicians have unique financial challenges that many advisors aren’t adequately trained to advise you. Here are a few questions to ask: 

  • Do you have expertise and training in student loans?
  • Do you work exclusively with dentists, physicians, and other white coats?
  • Are you a fee-only advisor that doesn’t earn commissions from selling life insurance or annuities?

Many physicians employed by Piedmont Healthcare are aggressively sold permanent life insurance policies, such as whole life insurance. These advisors are just life insurance salesmen that can call themselves advisors. These expensive life insurance policies are usually sold because they earn a higher commission than a more appropriate term life insurance policy.

Q: For highly compensated Piedmont Healthcare employees and executives, are there any special benefits you believe it’s important to take into consideration when preparing their financial plan?

Cecil: Lowering taxes for highly compensated employees of Piedmont Healthcare is one of the biggest challenges. Selecting the optimal benefits usually means coordinating their 401k contributions, FSA contributions, and dependent care FSA contributions. These accounts allow you to contribute on a pre-tax basis, thus lowering your taxable income. The 401k funds are invested for retirement, while the pre-tax FSA contributions reimburse healthcare and dependent care expenses.

Q: Is there a particularly memorable experience or a moment you recall with a client who worked at Piedmont Healthcare when you realized they have unique opportunities and circumstances when it comes to their financial planning needs?

Cecil: After coordinating the physician’s student loan repayment, savings plan, and insurance plan to cover the physician’s family, I noticed a sigh of relief. The confidence in their financial journey allowed them to maximize their time outside of their clinical work at the hospital. The financial peace of mind gained from working with a financial planner that genuinely understands your unique challenges is always a memorable moment.

Financial Planning for Doctors with Student Loans – Arch Financial Planning

Get to Know Cecil Staton, Financial Advisor for Piedmont Healthcare Employees:

View Cecil’s profile page on Wealthtender or visit his website to learn more.

Are you a financial advisor who specializes in working with employees at Piedmont Healthcare or another large company?

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Quick Facts & Resources for Piedmont Healthcare Employees

Piedmont Healthcare Quick Facts & ResourcesDetails / Useful Links
Piedmont Healthcare Corporate Headquarters Address1968 Peachtree Road NW, Atlanta, Georgia 30309 (📍 Google Maps)
Piedmont Athens Regional Address1199 Prince Ave., Athens, GA 30606 (📍 Google Maps)
How much do Piedmont Healthcare employees Make?View Piedmont Healthcare Salary Research on Glassdoor
Where can I learn more about careers at Piedmont Healthcare?Visit piedmontcareers.org/
How many people work for Piedmont Healthcare in Georgia37,000+ (Source: Piedmont)

🙋‍♀️ Have Questions About Your Piedmont Healthcare Benefits or Career?




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About the Author
Brian Thorp, Founder and CEO of Wealthtender profile picture

Brian Thorp

Founder and CEO, Wealthtender

Brian and his wife live in Texas, enjoying the diversity of Houston and the vibrancy of Austin.

With over 25 years in the financial services industry, Brian is applying his experience and passion at Wealthtender to help more people enjoy life with less money stress.

Connect with Brian on LinkedIn

Disclaimer: To make Wealthtender free for our readers, we earn money from advertisers, including financial professionals and firms that pay to be featured. This creates a natural conflict of interest when we favor their promotion over others. Wealthtender is not a client of these financial services providers. Learn how we operate with integrity to earn your trust.