Financial Planning

Looking for a Financial Advisor for Women over 50?

By  Brian Thorp

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Women in their fifties and sixties have a lot to look forward to as they transition from careers and raising families to a more leisurely lifestyle in retirement. Spending time with friends and family, traveling, and pursuing new hobbies are just a few of the activities many women envision in their golden years.

To enjoy life in retirement with less money stress, many women over 50 are choosing to work with financial advisors who specialize in financial planning for women who are nearing retirement. These specialist advisors know the right money moves to make to help women feel confident they can live comfortably with a personalized plan tailored to their unique circumstances.

You’ll likely find dozens of nearby financial advisors in your community well-suited to help with general financial planning services. But it may be more difficult to find a financial advisor with the specialized knowledge and experience helping women in their fifties and sixties successfully transition into retirement.

Fortunately, many financial advisors offer virtual services so you can meet online no matter where you (or they) live. This means you can choose to hire a financial advisor who lives hundreds of miles away if you decide their specialist knowledge and understanding of your particular needs may prove a better fit.


👵 Financial Advisors for Women Over 50

This page is organized into sections to help you quickly find the information you need and get answers to your questions:

  1. Q&A with Financial Advisors for Women Over 50
  2. Get Answers to Your Questions About Financial Planning for Women Over 50
  3. Browse Related Articles

Financial Advisors for Women Over 50

Four Questions with Russ Thornton

Atlanta-based financial advisor Russ Thornton specializes in helping women over 50 enjoy a comfortable retirement. We asked Russ to answer a few questions to learn the types of challenges he helps women overcome and his advice for women who are nearing retirement.

Q: What are the biggest financial challenges faced by women in their fifties and sixties?

Russ: Women in their 50s and 60s face some unique challenges financially. These include longer lifespans, caring for aging parents, often needing to care for adult children, the wage gap, and often being out of or leaving the workforce to raise a family.

However, there’s good news! With a personal financial and retirement plan, women in their 50s and 60s can create clarity, confidence, and comfort around retirement and the rest of their years.

Q: What are the biggest financial opportunities for women over 50?

Russ: Multiple research studies have documented that women are generally better investors than men over time. This is a natural advantage available to many women.

However, these same women are often so fearful of making a financial mistake that they instead do nothing. This can lead to financial and lifestyle problems for those women who aren’t thinking about and preparing for their lives in retirement and beyond. But this is also their greatest opportunity.

Get to Know Russ:

View the profile page for Russ on Wealthtender or visit his website to learn more.

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Q: How should women over 50 invest?

Russ: When it comes to investing, there is no one-size-fits-all approach that works for everyone. My belief is that women should only invest once they’ve built a personalized and sustainable financial plan that accounts for where they are today and where they want to go in the future.

Once this personal “roadmap” has been developed, investing should be done in such a way that supports your plan while removing as much uncertainty, risk, and cost as possible. Why take more risk than you need to?

On the more tactical aspects of investing, I believe and recommend low-cost, broadly diversified, total market asset class index funds. These types of investments eliminate underperformance risk while keeping your costs and taxes to a minimum.

Q: How should women over 50 approach financial planning?

Russ: Financial planning for women in their 50s and 60s shouldn’t be considered complex or overwhelming. Just the opposite… it should be a simple approach to helping you evaluate what’s important in your life and the lives of those you care about.

Further, your financial plan should strike a healthy balance between being confidently prepared for an uncertain future while also making the most of your one and only life today, and every day going forward. Don’t fall into the “deferred-life trap” where you save everything you can in order to live a great life in retirement while missing opportunities to really enjoy your life right now and before you retire.

We all get one shot at life… let’s make sure you’re making the most of yours!


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About the Author
Brian Thorp, Founder and CEO of Wealthtender profile picture

Brian Thorp

Founder and CEO, Wealthtender

Brian and his wife live in Texas, enjoying the diversity of Houston and the vibrancy of Austin.

With over 25 years in the financial services industry, Brian is applying his experience and passion at Wealthtender to help more people enjoy life with less money stress.

Connect with Brian on LinkedIn

Disclaimer: In order to make Wealthtender free for our readers, we earn money from advertisers including financial professionals and firms that pay to be featured on our platform. This creates a natural conflict of interest when we favor promotion of our clients over other professionals and firms not featured on Wealthtender. Learn how we operate with integrity to earn your trust.

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