Picture yourself sitting in a small boat on a wide river. The water moves calmly, almost majestically, downstream. All around you are other people, each in his or her own little boat, and you’re all floating downstream. Some are caught in a little extra-fast eddy, moving downstream a bit faster. Others, in a calmer part […]
You may be familiar with Parkinson’s Law. It’s usually framed in terms of work, rather than money, as it originally was by its author, Cyril Northcote Parkinson. The ‘law’ was simply an observation that Parkinson made in the first sentence of an essay published in The Economist in 1955 and later expanded on in a […]
We all want to be financially secure, but if 2022 taught us anything, that’s easier said than done. You may want to make more money, or maybe you want to pay off outstanding debt. Regardless of your goals, one thing remains the same: you need a strategy to reach your goals. It’s easier to create […]
Want to change your money mindset? Try a no-spend month. The benefits are more varied and far-reaching than you might imagine. A no-spend month is exactly what it sounds like. You pick a month and decide you simply won’t spend any money until the month is over. How drastic you are with the concept is […]
In a move that caused advertising writers around the world (or at least in Facebook groups) to utter a collective gasp, Chase Bank recently announced it was using artificial intelligence to write its marketing copy. For the past three years, Chase has been testing an artificial intelligence (AI) tool created by a New York-based tech […]
The holiday season is one of my favorite times of the year. Even though we only have about 8 hours of sunlight a day here in Winnipeg, the lights, snowmen, and Christmas spirit tend to keep things warm and joyful (even when it’s -40 outside). It’s a wonderful time of the year to reflect on […]
Austin-based startup, ICON, built the first permitted 3D printed home in America. Photo courtesy ICON. In the world of alternative housing, probably nothing seems more experimental than 3D printing an entire house. But a handful of innovative startups seem up for the challenge. In just the past few years, 3D printers have built everything from […]
Dave Ramsey is a controversial figure with plenty of detractors, but his seven financial rules are often quoted when discussing personal finance, even by those who don’t particularly like him as an individual. So what exactly are his rules, and should we all really be following them? Spoiler alert: There are very few financial rules […]
There’s no obligation to merge your finances with your spouse. In fact, in the twenty-first century, separate bank accounts, credit cards, and investments are common, especially with the average marriage age rising, meaning many people already have these things in place long before they get married. You don’t have to file taxes jointly either, and […]