It’s been a tough year. Maybe you’re in debt. Or you’re about to be. Maybe you’ve been in debt for a while and things are getting worse. It’s tempting to think a side hustle will help. And it could, as long as you don’t go into more debt to start it. If you need a […]
Some of the simplest and most effective money management advice can be summed up in just a few words, or a couple of sentences. Here’s a little advice from people who know a thing or two about money and wealth. “Never spend your money before you have earned it.” – Thomas Jefferson Perhaps the simplest […]
You must have an emergency fund! So say almost all financial professionals. Myself included – for most people. But what if you really don’t need an emergency fund, at least not in the conventional sense? Why Most People Need an Emergency Fund (See if this Includes You) Unless you’re still fully dependent on your parents, […]
Financial freedom means something different to everyone. It depends on what you need to feel free, and that will depend on your own goals, aspirations, and personal tastes. Whatever financial freedom means to you (and it’s a good idea to define it for yourself), here are a few things to focus on as you pursue […]
Many people are interested in becoming a freelancer these days, and it makes sense when you think about the possibilities and freedoms. For example: Of course, freelancing is not all glamorous and can be tough to initially break into the job market. There are tons of people just like you who have the same interest […]
If you’re an adult in the first half of the twentieth century, you probably grew up with a consumer mindset. Shopping comes naturally to you. Consuming is most likely something you see as an inevitable part of life. It is, of course, but not to the extent that most of us assume. Just 50 years […]
If you want to reduce financial stress, you might be focusing on reducing your outgoings, increasing your income, and paying down debt. All admirable aims, but in the long-term, some of the things that will reduce financial stress involve your mindset and emotions, as much as what you actually do with your money. Build Your […]
It’s surprisingly easy to live life broke on a relatively high income. One of the reasons some high earners have no money is a simple concept known as lifestyle inflation. Put simply, the more they earn the more they spend, so their financial situation never really changes, although it certainly appears to. Their houses get […]
Every year the biggest companies in the golf industry come out saying this year’s drivers go longer and straighter than ever (they’ve been saying this for decades). It leads us (as consumers) to believe that by simply replacing our current driver with a nice, shiny, new one, we will be able to hit the ball […]