Spending too much? Too little? The way to solve two opposite yet pervasive problems is to stay on the narrow and winding right path. We had just moved halfway around the world, to West Texas, of all places. My wife wasn’t allowed to work, so our young family had to survive on $31k a year, which […]
The “failure to launch” syndrome is something many parents of young adults are aware of. Statistics from the U.S. Census Bureau suggest that around one in three adults aged between 18 and 34 currently live at home with their parents, and that doesn’t include the many college-age young adults being at least partially supported by […]
Americans have been paying a steep premium for their ride recently. Fortunately, rising prices appear to be coming to a screeching halt. Car prices are due to come down fast from last year’s inflation-fuelled highs, giving motorists some welcome relief from the sticker shock. UBS estimates global car production will exceed sales by 6% this […]
Picture yourself breaking free from debt and stepping into a sunlit path of financial freedom. A while ago, your story mirrored many, caught in a loop where the average US consumer had $5,589 in credit card debt. But now, you stand on the verge of a new beginning with a clear blueprint for building wealth […]
The odds you’ll lose your job are increasing. Learn how to effectively prepare yourself now. My last job ended (many years ago) when my employer laid me off. That was the first job I’d ever lost, as opposed to leaving when it was time. There wasn’t a recession. Unemployment wasn’t especially high. They simply weren’t […]
It was the end of 2008. After a long time contemplating it, I finally pulled the trigger. I gave my supervisor my resignation letter. It was past time to go elsewhere. It was probably the second-best professional move I ever made. The best one was what I did a couple of years later when my […]
There are countless ways to budget, and these days many of them involve mobile apps and online or digital planning systems. But sometimes, the old ways work the best, at least for some people. The art of ‘cash stuffing’ is being heralded as a ‘new TikTok trend’. The concept is certainly trending on TikTok, due […]
Are you tired of the daily grind and dreaming of a life where your investments provide for all your financial needs? Calculating your financial freedom is an essential step towards achieving this goal. But how much money do you really need to live off your investments? In this article, we will delve into the intricacies […]
Every day, you make lots and lots of financial choices. Do I buy that shirt? Shoes? TV? Car? House? If yes, which one? This one question will help you make the right choice.