Are you an entrepreneur preparing to start a new business? Before your doors open, learn how a specialist financial advisor who has walked in your shoes can help you succeed. Small business owners are known to wear many hats, especially when just getting started. From creating a business plan to navigating the process of incorporation, […]
On October 6, 2021, the Department of Education announced significant temporary changes for individuals seeking Public Service Loan Forgiveness (PSLF). The PSLF waiver, which expires on October 31, 2022, allows student loan payments to qualify for PSLF that hadn’t previously. Qualifying for PSLF has stringent requirements that have caused many to delay or even miss […]
An investment portfolio should be built based on a client’s risk and return objectives along with an assessment of their constraints. While downside protection is a common focus, the advisor must ensure that a portfolio’s probabilistic return outcomes are sufficient to meet the spending power needs of the client based on their time horizon. Analysis […]
Home Insurance Basics If you have a home, it is likely that you already have homeowners insurance. However, many people either don’t carry enough coverage or are paying too much for their current coverage. Just because you are paying more doesn’t mean that you are getting superior benefits. Most financial advisors suggest double-checking your home […]
Many people get accustomed to paying for their needs and wants, then saving is last on the totem pole. But what if you decide to save your money first, before paying your bills? Paying yourself is what it sounds like: fund your savings goals first and then utilize the rest of your monthly income towards […]
Are you tired of working overtime so you can pay the bills? Do you long for change in your career because you’re not getting paid enough? Is money a stress factor in your life? Does money hold you back from doing what you want to do? Are you worried about your financial future and how […]
I started from a negative net worth and got to the other end of the wealth distribution. Many of my friends are now also well off. Here’s what I learned. There are Three Simple Factors that Determine How Wealthy You Become Money Risk Time Simple, right? Just three words sum up the whole deal. But […]
Are you nearing retirement and wondering how much you should have invested in stocks? In a previous article published on Wealthtender, I covered the importance (albeit unpleasantness) of good retirement planning, the 7 risks you face, the ideal (but impractical) solution, and offered a more practical approach. That approach requires investing in higher-risk/higher-reward assets like […]
Are you an international student attending school in the United States? It’s important to learn how your status and circumstances impact your finances and taxes. But where can you get the information you need to know so you can make smarter financial decisions both on and off campus? The university you’re attending may offer useful resources […]