I don’t own a credit card and I haven’t since 2009. I know, I’m a total weirdo and most people can’t understand how I can function as a human on planet Earth without credit cards. After all, 83% of people aged 30 – 49 own a credit card and over half the households in the U.S. carry credit […]
Being a woman comes with some stereotypes when it comes to money and investing. Traditionally, women have often been told they’re not good with money, not aggressive enough when it comes to investing, and not as financially savvy as the men in their life. As recently as 1974, a woman could be refused credit if […]
Accredited investors may participate in certain unregistered securities offerings. Individuals with sufficient income, net worth, and other requirements can access investment products not available to some retail investors. The U.S. Securities and Exchange Commission (SEC) seeks to protect unsophisticated investors from potentially risky and opaque products. Unregistered securities are thought riskier than traditional assets like […]
Cryptocurrencies retreated in price recently. Coins like Bitcoin and Ether are in sharp drawdowns after years of stellar returns. Individuals are left wondering what to do with their holdings—sell now or continue to ‘hold on for dear life. (HODL)’ There’s a tax-savvy way to go about managing a portfolio of digital assets. Capital Loss Deduction […]
Resolving to be better with finances is easier than actually taking action, so not everyone who wants to do better will follow through. However, according to a new study commissioned by Slickdeals, 76% of Americans have resolved to be smarter with their finances in 2022. The top 5 goals stated by the 2,000 respondents to […]
While some of us are pretty disciplined when it comes to spending, some of us are more impulsive, and that’s not entirely our fault. There are some important reasons why we tend to spend more than we need to, and being aware of them can help make us more mindful when it comes to splashing […]
Getting holistic financial advice is like building a home. It often takes a whole team of professionals to do the plumbing, set up electricity, and do the roofing. In order to get your financial house in order, it is important to work with a team of financial professionals who can identify your financial goals, save […]
Confessions of a Personal Finance Writer in Las Vegas. It used to be “What happens in Vegas stays in Vegas!” In today’s reality of everything turning up on the Internet sooner or later (usually sooner), Sin City updated its slogan to “What happens in Vegas happens only in Vegas!” They may be on to something. […]
It’s never too early to start thinking about retirement. In fact, the more you do now, the easier retirement will be. Retirement can be a daunting prospect if you don’t have a plan. For example, do you know how much you’ll get from Social Security? You can make sure that you have the money you […]