According to a February 2022 report published by the Federal Reserve of New York, outstanding credit card balances in the US grew by $52 billion at the end of 2021, a record quarterly increase. If you’re among the millions of Americans feeling pinched by higher minimum monthly payments, there are three steps you can take […]
Building credit in the US as a new immigrant is one of the biggest challenges newcomers face. In this article, we’ll show you how you can build credit. So let’s break down what US credit score is, what it’s used for, how to start building it with zero credit history, and finally how to improve […]
How to Safely Establish Forever Retirement Paychecks Maybe you’re a little like me. In the “home stretch” of your career. You’ve worked hard for decades. Climbed the corporate or business ladder, or simply found a decent job and showed up every morning ready to work. Day in, day out. Week after week. Month after month. […]
Are you a senior citizen or a retired person looking for travel discounts? If so, you’ve come to the right place. In this post, we’ll share some great tips on how to get deals on airfare, hotels, and other types of travel. There are various discounts for seniors that you can use to book your […]
As you may be aware, financial coaches work with clients to help them improve their own financial life, develop good financial habits, and work towards financial goals. They are different from financial advisors or financial planners, though they may have a background in those areas, and they generally offer more of a supportive role than […]
If you’re looking for a new loan or mortgage, or thinking of changing insurance providers, or maybe getting a new credit card, you’ve probably considered using a price comparison site, like Lending Tree, Quicken Loans, or Credit Karma. Why wouldn’t you? They make it very easy to see what’s available, compare interest rates, and see […]
While the Genuine Investors ETF (ticker symbol: GCIG) was only recently launched with its publicly-traded debut on December 1, 2021, its portfolio manager overseeing the fund, Guy Davis, has more than a decade of experience managing assets for institutions and high net worth clients. Beyond his professional credentials as a CFA Charterholder, Guy has co-authored […]
You can definitely buy time. But should you? It can be quite nice to think of time as a leveller. To remember that even the rich and famous don’t have a longer life span than us or get more than 24 hours in a day. Except that they do, in a way. I’ve written before […]
If you’re among the millions of Americans with outstanding federal student loans, you can expect your payments to resume in May when the pandemic-era pause comes to an end. Here are six tips to help you prepare for making payments on your student loans once again. 1. Know Your Loans Maybe it has been a […]