If somebody tells you they missed out on hundreds of thousands of dollars, but they’re still happy, would you believe them? Would you dismiss it as “sour grapes,” or would you be curious to know why, and what it could mean for how you should look at your own finances? If the latter, read on… […]
What makes more sense and why… I’d had it with the next-to-0% interest Bank of America pays on checking account balances. I bet you feel the same, because it isn’t just my bank, or just checking accounts for that matter. It’s become next to impossible to get a decent interest rate. Slim Interest-Rate Pickings Are […]
(Or, how I just saved hundreds of dollars by paying attention, and how you can too.) I just saved hundreds of dollars. All it took was paying attention, and acting on what I realized. Before I give you all the details, I’d like to take a small detour to set up the context. A Joke […]
Almost 50% of people working in the US earn income as freelancers, independent contractors, and small business owners. If you count yourself among this group of hard-working Americans, you likely know it can be difficult to borrow money from a local bank that prefers to see a pay stub and steady income provided by a […]
Are you a digital nomad? Or are you considering the benefits of working remotely and traveling the world? A financial advisor who understands the unique needs of digital nomads can help you make smarter money moves as you explore destinations near and far (or as you prepare to transition from a traditional career to working […]
It was predictable. I’m not talking about the spike in used-car prices, though that too isn’t surprising. No, I’m talking about the doomsday drumbeat about “through-the-roof” new-car prices. Here’s a representative sample of half-a-dozen pieces harping on that theme: Business Insider: “Why used and new cars are so expensive right now, explained in 3 charts” […]
Whether you find budgeting a boring chore, or sexy as hell, there are a few ways you can make the process more rewarding. Review first Doing an annual review will help you prepare your budget for the coming year. While most people budget on a monthly basis, it’s important to remember that not all months […]
We’re often told this in business. You have to spend money to make money. But how true is it? And what exactly should you spend it on? There are lots of times when spending money will make you money. Those who spend on education still earn more on average (although it’s possible to earn more […]
You’ve probably heard that you should have an emergency fund. Maybe you even have one already. But would it actually help in an emergency? Not just a minor emergency, but a serious one? The answer, for many people, is no. Based on a January 2022 survey conducted to determine the financial health of consumers, 56% […]