Have you ever faced a crucial financial decision, and felt anxious because you really didn’t want to take the wrong path? For example, you may be sick and tired of your 9-5 job, hate your boss, or just feel totally done with the rate race, but pulling the trigger and quitting for good is, well, […]
If you follow the topic of personal finance online, you’ll find a lot of Millennials voicing their financial concerns. It’s so common to hear that their generation have it hardest financially, most of us accept it without question. We believe the rhetoric. The Millennials have a problem. The Boomers ruined it all for them. Their […]
So much personal finance and frugality advice is based on depriving yourself now, so you can live better later. But it doesn’t have to be like that. Some of the things that save me money are also the things that make my life better, right now. DIY Fitness Honestly, the fitness regime you’ll stick to […]
If you’re an employee of some of the largest tech companies, you may have recently faced a tough choice. According to a Reuters report, Google recently informed employees that if they choose to work remotely, their pay could be cut significantly – some employees report cuts as high as 25%! Other large tech players such […]
Here are My Definitions Contrasted with Others – You be the Judge… First, a disclosure – I’m not an investment or real estate professional. I’ve just been investing for several decades, with my portfolio outperforming the S&P 500 for much of that time. Oh yes, I’ve also owned 3 homes and an office condo (most […]
You’ve seen them. Over and over and over again, so-called personal finance gurus railing against debt. But as I pointed out before, they’re dead wrong (in most cases). That’s why rather than being concerned, I’m actually happy to keep paying 3 mortgages into retirement (2 of which may outlast me)! Why Paying the Minimum on […]
This morning I was going through a morning ritual – reading interesting Medium stories. One was Ed Luo’s “I achieved FIRE at 31 — 5 factors to consider or you might get burned.” An interesting read in general, it included this one line that really resonated: “Our world is materialistic and revolves around mass consumerism, […]
According to Reality Check: The Paycheck To Paycheck Report, 54% of Americans define themselves as living paycheck to paycheck. This may not be that surprising, given the low federal minimum wage, and the fact that a large section of American society is classified as low-income, but not all those who are struggling are on low […]
My colleague Ben Le Fort wrote a really nice piece, How Do You Get Rich? Slowly, and Then Suddenly. That got me thinking. Is it really that simple? As I commented there, I think it’s actually a bit more nuanced than two speeds – slow, then fast. 4 Factors Affect Your Wealth Building There are […]