When comparisons are made between actively-managed ETFs and their competitors, they are often compared with their passive counterparts. The 4 pillars of the ETF structure that gives it such an advantage is their liquidity, tax efficiency, transparency and of course low cost. The argument is made that Active ETFs are deficient to Index ETFs because […]
We recently received a reader question on investing in an HSA (Health Savings Account) and I thought I’d follow up with my thoughts in an article, as I have quite a few. It’s worth mentioning that I am a founding member of the HSA Committee for the Plan Sponsor Council of America, which helps educate […]
I’ve been focused on educating readers about investing and I will continue to do so. Sharing what I’ve learned through studying, research and my own experiences. But learning about something is only as useful to you as being able to apply it in the real world. For people who are not currently investing, it’s like […]
You don’t need to wait until some magical moment in the future to start becoming knowledgeable about investing. Even if you only have a small amount to invest (or are years away from making your first investment), you can jumpstart the process just by familiarizing yourself with some basic terms and concepts.
Despite the rise of Fintech companies and robo-advisors, the future of financial advice is human. That’s what Vanguard CEO Tim Buckley thinks anyway. An ironic statement coming from Vanguard which led the revolution of low cost, passive investing that has made it easier than ever to become a DIY investor and cut traditional financial advisors out of the equation.
The world of finances can be a hard one to tackle. For some, it can be downright overwhelming. When you try to poke your head above water and look for some help you are bombarded with a lot of options…financial advisors, wealth advisors, investment advisors, tax advisors, loan services, and on and on. Not to […]
Are you a business owner? While you may find a great financial advisor to work with through the referral of an acquaintance or whose office you drive by on your daily commute, it’s important to consider several factors to improve your odds of hiring the best financial advisor for your individual needs. As a business […]
We’re often told that budgeting is as simple as spending less than we earn, as if we have perfect control over our outgoings. Spending less than you earn isn’t as simple as it sounds. In fact, earning more than you spend can actually be simpler, in some ways. Getting a raise or a second job […]
Finance is often seen as a cold, hard, logical topic, but personal finance is usually a surprisingly emotional topic. We tend to be more emotional about money than almost anything else, which is perhaps why so many arguments in relationships revolve around money. In an article about being financially fearless, Prudy Gourguechon suggests the most […]