You can’t move far online these days without encountering what we’re now referring to as hustle culture. Generally speaking, hustle culture is all about working harder, working longer hours, and making bigger sacrifices than those around you. It’s peppered with “inspirational “ quotes like: “I’ve got a dream worth more than my sleep.” And “I’d […]
Hate your boss? Your job? The daily 9-5 grind? The sense that whether you want to or not, you have to keep working to avoid financial ruin? There’s an almost magical allure to the thought of being the master of your own time. Being able to pick and choose what to work on, when, how […]
A deeper dive into a familiar question by someone who has rented, purchased, and rented out properties. Here are some critical points missed by many analyses
I’M SUPPOSED TO HAVE SET ASIDE HOW MUCH?! What the Millionaire Next Door’s “Wealth Equation” does well and where it’s less accurate How much should you have saved for retirement by now? Isn’t that something most of us would dearly love to know, so we can tell how well (or less well) we’ve done? The […]
Active mutual funds faced their first stern challenge when indexing started gaining ground and investors started putting money into passive strategies through index ETFs and index mutual funds. However, that challenge came from another discipline of investing – from people who didn’t believe in active management. So as far as active mutual funds were concerned, […]
When comparisons are made between actively-managed ETFs and their competitors, they are often compared with their passive counterparts. The 4 pillars of the ETF structure that gives it such an advantage is their liquidity, tax efficiency, transparency and of course low cost. The argument is made that Active ETFs are deficient to Index ETFs because […]
We recently received a reader question on investing in an HSA (Health Savings Account) and I thought I’d follow up with my thoughts in an article, as I have quite a few. It’s worth mentioning that I am a founding member of the HSA Committee for the Plan Sponsor Council of America, which helps educate […]
I’ve been focused on educating readers about investing and I will continue to do so. Sharing what I’ve learned through studying, research and my own experiences. But learning about something is only as useful to you as being able to apply it in the real world. For people who are not currently investing, it’s like […]
You don’t need to wait until some magical moment in the future to start becoming knowledgeable about investing. Even if you only have a small amount to invest (or are years away from making your first investment), you can jumpstart the process just by familiarizing yourself with some basic terms and concepts.