When I first made the jump from engineering to financial advising, it was a bit overwhelming. Not only did I let go of my salary and benefits, but I also jumped into an industry I had no experience in. I never before had to prospect or ‘sell’ to a prospect. It almost felt like I […]
Some of the simplest and most effective money management advice can be summed up in just a few words, or a couple of sentences. Here’s a little advice from people who know a thing or two about money and wealth. “Never spend your money before you have earned it.” – Thomas Jefferson Perhaps the simplest […]
Earlier this year I wrote an article comparing the costs of renting versus owning a house, and it quickly became one of my more popular articles on Medium. Since then I’ve also completed my Mortgage Salesperson exam, am currently in the process of getting my mortgage license, and recently renewed my mortgage. I’m in a […]
You must have an emergency fund! So say almost all financial professionals. Myself included – for most people. But what if you really don’t need an emergency fund, at least not in the conventional sense? Why Most People Need an Emergency Fund (See if this Includes You) Unless you’re still fully dependent on your parents, […]
Financial freedom means something different to everyone. It depends on what you need to feel free, and that will depend on your own goals, aspirations, and personal tastes. Whatever financial freedom means to you (and it’s a good idea to define it for yourself), here are a few things to focus on as you pursue […]
Many people are interested in becoming a freelancer these days, and it makes sense when you think about the possibilities and freedoms. For example: Of course, freelancing is not all glamorous and can be tough to initially break into the job market. There are tons of people just like you who have the same interest […]
Everyone wants to make the most of their money and their investments, but knowing what you should expect as far as returns goes, isn’t a straight forward thing to figure out. When we are looking at two different portfolios, there are a lot of factors to consider when we are comparing the performance. We need […]
If you started reading this, I think it’s safe to assume you’re working hard, probably harder than you want. If so, that begs the question, why are you working so effing hard? This question is especially relevant for me these days, as I realized I’ve said “yes” to a few too many things. As a […]
I read a simple statement on social media the other day that blew my mind. As is often the case with these things I can’t find it now, but it doesn’t matter because the concept really was simple enough that it’s now engraved in my mind. To make a million dollars you have to make […]