Find Help with Money Matters Close to Home

Find Organizations that can help with:

Or Explore based on information provided by local organizations:

Or search by organization name:

With hundreds of community organizations across the US that help people with money matters, how do you find the help you need? We help you find the local resources near you that check all the right boxes. Need more help? Click here to let us know what you’re looking for and we’ll get to work!

Learn More About

Local Services

Everyone deserves help with money matters from someone they can trust, no matter their income or stage of life. If you need free or low cost help with money matters close to home, we want to help you find the best organizations in your community right for you.

From career services that help you find a better job or financial counseling to help you get out of debt or get back on your feet following a difficult life challenge, use our directory to find organizations supported by volunteers and benefactors who understand what you’re going through and are ready to help.

You may prefer a local organization where you can speak with someone face-to-face, but keep in mind that many community resources also offer phone counseling, which can be just as effective, and very convenient.

Financial Counselors

Many local organizations offer services from financial counselors. Financial counselors go by a few other titles including, perhaps confusingly, debt counselors and credit counselors (as they help you reduce your debt and improve your credit).

Financial counselors generally work within organizations which may be accredited by the National Foundation for Credit Counselling (NFCC) or the Financial Counseling Association of America (FCAA). The NFCC has approved 57 non-profit agencies across the US.

What do financial counselors do?

As in other areas of life, a counselor tends to help you with something you are struggling with. You might hire a coach to help improve your finances (even if there’s nothing drastically wrong with them) but you will usually hire a counselor to help you put right something that has gone wrong.

Financial counselors typically help people get debt under control and improve their credit score. They will help you put together a plan to pay off debt, which might include better budgeting, refinancing, or debt consolidation. Some counselors will help you set up a debt management plan, and act as an intermediary between you and your creditors.

When do you need a financial counselor?

It’s worth considering a financial counselor if you have financial problems that you can’t solve yourself, such as out of control debt or a very poor credit score. Even then, you only need counseling if you don’t know how to get back on track yourself.

People generally seek financial counseling when something goes wrong that will seriously impact their finances, such as unemployment, divorce or a serious health issue. They may also seek help if credit card and other consumer debt has slowly grown to a level they can no longer manage.

How much will a financial counselor cost?

Understandably you won’t want to spend a lot of money on counseling if you’re in debt, but you may not have to. Various non-profits, credit unions and religious organizations provide debt counselling for free to people in need, so tell the agency if you are in a position where you need help but simply can’t afford to pay for it, which will usually be the case if you’re seeking debt counseling.

If you don’t qualify for free counseling, you will find that many non-profit agencies are very affordable. At the very least, you may find you can get a free initial consultation.

How do you find a financial counselor?

Use our directory to find organizations near you that offer financial counseling services. You can also review the websites for the National Foundation for Credit Counseling (NFCC)or the Financial Counseling Association of America (FCAA) to learn more.



We share useful money tips each week to help you enjoy life more with less money stress.

Enjoy Life More with Less Money Stress.

Taking steps towards achieving financial freedom should reduce stress, not produce it.

Everyday, millions of people search the internet looking for help with money matters from people they can trust. But search results display more advertisements than links to helpful websites.

With Wealthtender, you’ll spend less time scrolling through search results and more time finding the best financial professionals and resources to help with your individual needs, including financial advisors, coaches, blogs, podcasts, online courses and community resources.

By connecting people looking for answers to their money questions with trusted professionals and educators, we’re here to help you enjoy life more with less money stress.

Just browsing? Read articles on Wealthtender written by financial professionals and educators that reflect their diverse perspectives and personal life experiences. You’ll gain valuable insights to help improve your financial well-being while getting to know the financial professionals and educators featured in our directories.

When you find the articles and people who are just right for you, visit their directory listing or website to learn all the ways they can help.

Everyone deserves a wealthtender. We’re here to help you find yours.

  • The Best Blogs

  • Top Podcasts

  • Online Courses

Get to Know:
  • Financial Advisors

  • Money Coaches

  • Local Resources

Global Help

  • This field is for validation purposes and should be left unchanged.