You may have noticed that a financial crisis often coincides with a mental health crisis, both for individuals, and on a national level. Sometimes we’re accused of being ‘too materialistic’ if we admit that our mental health is tied too closely to our finances, but to be honest, we’d be out of touch with reality […]
Cryptocurrencies like Bitcoin, Ethereum, and dozens of lesser-known digital currencies frequently appear in the news, often following wild price spikes, and sometimes to cover the revolutionary blockchain technology they are built upon. But these news reports usually do a poor job of explaining what cryptocurrency is if they attempt to do so at all. You […]
The Roth IRA and 401(k) are two of the most popular retirement accounts. Choosing which strategy is best for your circumstance can be a tough decision. This article will compare the benefits of choosing a Roth IRA vs. 401(k) and help you decide where to save and invest for the long run. What Are the […]
Around 64% of Americans have not saved enough for retirement, and about half of those individuals may have nothing set aside when they reach retirement age. The pandemic worsened some grim statistics from a recent GoBankingRates survey. Many people lost their jobs and are months behind on bills. With such a large percentage of Americans […]
Overwhelmed with your finances but don’t even know where to start with getting them in order? You have a few options: bury your head in the sand, subscribe to personal finance blogs and podcasts to learn from others, or hire a financial professional. If you’ve found your way to this article, you might be leaning […]
Do you want to know how to get rich? (Of course! Don’t we all?) While you may think getting “rich” is impossible, the truth is that with consistency and discipline, almost anyone can drastically improve their financial lives and may even build substantial wealth. While there are a few tricks to becoming wealthy, and some […]
There are many forms an online business or side hustle can take. It’s not unusual for people to set up a blog, website, YouTube channel, or podcast for fun or personal interest, and only later think about monetizing it. If you’re one of those people, the last year may well have helped sharpen your focus. […]
I believe there are a lot of benefits to being a homeowner—having a space to call your own, being able to make changes so it becomes exactly what you envision, and building up equity in your home over the years. These are just some of the advantages that come to mind, and there are so […]
I think it’s interesting how someone’s habits change from when they’re building wealth to when they have it. When you’re building wealth you typically have pretty stringent rules in place to follow to help you get to where you want to be. But as soon as people have money, it’s time to break all of […]