Most people know accountants work with financial information and prepare reports to help their individuals and small business owner clients. However, many are unaware of what accountants actually do day in and day out. Accountants perform various duties that help individuals and businesses better understand their cash flow needs, prepare their income tax returns and […]
You may have heard that a high credit utilization rate hurts your credit score, but what does that mean? What exactly is a credit utilization rate? How much does it hurt your credit score? And what can you do about it? Your credit utilization rate, also referred to as your credit utilization ratio, refers to […]
An abbreviated version of “7 biggest risks to your retirement plan and what you should do about them”: Many readers would rather have just the bottom line, and don’t want to waste their time and mental bandwidth on a definitive guide, so here’s the abridged version, with just what you need to know to safeguard […]
Wealthsimple offers a free savings account that pays a higher rate of interest than many banks with an investment minimum. Wealthsimple makes money by charging a management fee when you let them invest your savings into ETF portfolios. Getting started with Wealthsimple I first heard of Wealthsimple a couple of years ago; they’ve put out […]
I don’t think this is something that’s thought of too much. But when we choose professionals to work with, their connections can add so much value to us. Being aware of their network and what services they provide, can make our lives a lot easier. When someone you trust seems to have a guy for […]