The Question

I am 70 years old , I was going to retire then decided to keep working. I started taking my Social Security but now that I am still working how should I handle this? My salary is $98,000 per year. My savings and 401 is only approx. $100,000

Hi Terry,

The good news is you can keep working AND continue to collect your age 70 SS benefits.  Your SS benefit maxes out at age 70, so there is never a reason to delay any further in receiving your benefits.  And what a great opportunity to sock away additional savings while you’re still able to work.  Best of luck to you!  Yvonne

Brian Thorp Unselected an answer April 17, 2023

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