My parents owned a joint TOD account. Their children were the designated secondary beneficiaries when they both had the mental capacity to make such decisions. After our parents moved to a nursing home a couple of years later, the doctor determined that neither parent was mentally capable of making financial decisions. That information was given […]

We have our own house with a small mortgage and a trust, which goes to one or another, when one of us pass. my wife brought her son and family from Thailand. She then purchased her mother’s house when she passed, the son and his family have lived there for the last five years, she […]