Many of us do a monthly review of our finances, perhaps around the time we pay our monthly bills, but is once a month enough? Should we be touching base with our finances more often? Perhaps once a week, or even every day? Honestly, opinions vary. Denise Duffield Thomas, author of Get Rich, Lucky Bitch, […]
No one likes to pay more than needed for something. Yet millions of Americans feel the sting of mystery fees in their wallet every year. Companies seem adept at finding new ways to nickel and dime consumers, whether tacking on fees to phone bills or restaurants getting creative surcharges. Worse yet, when customers check their […]
The BIG DAY has finally arrived. Guests arrive, the wedding party is ready, and every final detail is complete! All that’s left is to say “I Do!” Actually, getting married is only the beginning of building your life together. And one of the most important parts of starting your marriage is learning how to handle […]
And other key insights from a new T. Rowe Price study, including what makes retirees most content living in retirement. In just a few years, I expect to reach work-optional status. It’s been a long, hard slog, financially speaking, and things can certainly still go wrong. That’s why I keep reading and writing about “retirement […]
Spending too much? Too little? The way to solve two opposite yet pervasive problems is to stay on the narrow and winding right path. We had just moved halfway around the world, to West Texas, of all places. My wife wasn’t allowed to work, so our young family had to survive on $31k a year, which […]
The odds you’ll lose your job are increasing. Learn how to effectively prepare yourself now. My last job ended (many years ago) when my employer laid me off. That was the first job I’d ever lost, as opposed to leaving when it was time. There wasn’t a recession. Unemployment wasn’t especially high. They simply weren’t […]
There are countless ways to budget, and these days many of them involve mobile apps and online or digital planning systems. But sometimes, the old ways work the best, at least for some people. The art of ‘cash stuffing’ is being heralded as a ‘new TikTok trend’. The concept is certainly trending on TikTok, due […]
Every day, you make lots and lots of financial choices. Do I buy that shirt? Shoes? TV? Car? House? If yes, which one? This one question will help you make the right choice.
What is enough money? Do I have enough? Many people, including financially successful people, want to know when enough money is enough. One Surprising Problem with Capitalism The main problem with capitalism, as practiced in the US, is that it doesn’t do a great job of taking care of the poor. Our social safety nets […]