As a small business owner, you always have a million things on your mind. A financial advisor who specializes in serving business owners can help you navigate the many complex choices you face. No matter where you are on your entrepreneurial journey, it makes sense to surround yourself with professionals who are experts in what […]
There’s a cost of homeownership that surprises many first-time homebuyers, one that’s easy to overlook in the excitement of going through the homebuying process. It’s called private mortgage insurance or PMI. For the unprepared homebuyer, the cost of paying PMI can be a real budget-buster, adding thousands of dollars in additional expense each and every […]
Have you ever considered if the inconvenience of carrying an umbrella is worth it and decided to take one just to get Murphy’s Law to prevent rain? I know I have, more than once… The minor inconvenience is a small price to pay to avoid getting soaked. What’s Umbrella Insurance? What Does It Cover and […]
Most people envision retirement as a relaxing and enjoyable time spent pursuing long-held dreams and hobbies. In the excitement of retirement planning, it’s easy to set aside thoughts of how poor health or an unexpected medical emergency might impact your plans. Specifically, your retirement nest egg could take a huge hit if you haven’t prepared […]
Pet insurance offers financial protection from unexpected costs related to accidents and illnesses with your furry family member. The coverage can be customizable, but that also means premiums can be high and insurable events might be limited in scope. More companies now offer pet insurance as a perk which can make it a worthwhile add-on […]
How much life insurance do you need? It depends on a number of factors, including your expenses, your spouse’s income, and the age of your children. The purpose of life insurance is to ensure your family and loved ones are financially secure after you die. If you have a family and you don’t have a […]
As a fee-only financial planner, you’re sure to serve clients with a diverse range of insurance needs. And as a fiduciary, you always have your clients’ best interests in mind. So when it comes to finding the ideal insurance products for your clients, there’s no better decision than working with trusted insurance specialists who exclusively […]
Buying an annuity during a period of high interest rates means you could receive larger payouts and greater guaranteed income in retirement. Annuities. If they scare you, you’re not alone. I recently wrote about annuities and how they can be a shrewd opportunity or a major financial mistake. However, in the right situation, the right […]
If you’re looking for a new loan or mortgage, or thinking of changing insurance providers, or maybe getting a new credit card, you’ve probably considered using a price comparison site, like Lending Tree, Quicken Loans, or Credit Karma. Why wouldn’t you? They make it very easy to see what’s available, compare interest rates, and see […]